California Small Business Loans

PCV’s Loan Fund (SAIL) provides affordable small business loans ($50,000 - $200,000) to California businesses that are creating quality jobs in underserved communities.

We make the loan process simple and straightforward.  We’ll provide:

  • personal relationship with your business
  • quick response on loan eligibility, and
  • direct and frequent communication during the lending process. 

Our loans help small business owners located in or hiring from low- or moderate-income communities thrive and be successful. In addition to quarterly meetings with a financial advisor, SAIL borrowers can also work with expert small business advisors in a variety of areas, such as marketing, HR and operations. All of the areas that you may currently be facing challenges in as you grow your business.  With a PCV SAIL loan, although you're the CEO of your business, you’re not alone; we’re here to help.

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Am I Eligible?

Learn more about our SAIL loan program, and see if you’re eligible.

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Apply Today

Tell us a little bit about your company, and we’ll let you know if PCV’s loan program is a good fit for your small business.

Latest News and Publications

December 23, 2014

Happy Holidays From PCV!

Happy holidays!

December 12, 2014

Small Business Saturday A Success!

88 million consumers “shopped small” on the day, up 14.9 percent from just a year ago.

December 09, 2014

What’s New In Impact Investing? End-Of-The-Year Roundup

Impact investing news and highlights from November and early December.

View all Blog and News

December 08, 2014

PCV 2014 Holiday Gift Guide

This holiday season, shop small and save big! In this guide you’ll find special holiday promotions offered exclusively to the PCV network from small businesses that we support.

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November 03, 2014

2014 Impact Investing Global Policy Report

This report builds on the work of the IIPC over the last five years, to provide information and analysis on policy innovation as a critical tool to grow impact investing markets globally. 

Read more

September 12, 2014

CalPERS California Initiative 2013: Creating Opportunities in California’s Underserved Markets

The California Initiative has committed over $1 billion to companies located in traditionally underserved markets, primarily, but not exclusively, located in California. The Initiative has sought to discover and invest in opportunities that may have been bypassed or not reviewed by other sources of investment capital. The California Initiative’s primary objective is to generate attractive financial returns, meeting or exceeding private equity benchmarks.

Read more

View all Reports and Publications

Our CDFI provides funding and small business loans for the entire state of California, with a special focus on Bay Area communities like San Francisco, San Jose, Oakland, Fremont, and Santa Rosa. Have any questions, or need any additional information? 

Contact Us