Small Business Loans

PCV’s Loan Fund (SAIL) provides affordable small business loans ($50,000 - $200,000) to California businesses that are creating quality jobs in underserved communities.

We make the loan process simple and straightforward.  We’ll provide:

  • personal relationship with your business
  • quick response on loan eligibility, and
  • direct and frequent communication during the lending process. 

Our loans help small business owners located in or hiring from low- or moderate-income communities thrive and be successful. In addition to quarterly meetings with a financial advisor, SAIL borrowers can also work with expert small business advisors in a variety of areas, such as marketing, HR and operations. All of the areas that you may currently be facing challenges in as you grow your business.  With a PCV SAIL loan, although you're the CEO of your business, you’re not alone; we’re here to help.

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Am I Eligible?

Learn more about our SAIL loan program, and see if you’re eligible.

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Apply Today

Tell us a little bit about your company, and we’ll let you know if PCV’s loan program is a good fit for your small business.

Latest News and Publications

September 17, 2014

Catching Up With Petit Collage

Last year Petit Collage received $150,000 through PCV’s loan program, plus free expert advice through our Business Advising program. So how is Petit Collage doing?

September 16, 2014

New Blog Series! Impact Investing 101

What is impact investing? Despite the impression commonly given by dense, jargon-packed articles on the topic, impact investing is really about a very simple idea: that markets should work for social and environmental good as well as profit. 

September 15, 2014

Meet Our Companies

Over the past decade, Pacific Community Ventures has helped thousands of small businesses create thousands of jobs. Meet some of our companies!

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September 12, 2014

CalPERS California Initiative 2013: Creating Opportunities in California’s Underserved Markets

The California Initiative has committed over $1 billion to companies located in traditionally underserved markets, primarily, but not exclusively, located in California. The Initiative has sought to discover and invest in opportunities that may have been bypassed or not reviewed by other sources of investment capital. The California Initiative’s primary objective is to generate attractive financial returns, meeting or exceeding private equity benchmarks.

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September 12, 2014

CalPERS for California 2013

The fourth annual report documenting the California Public Employees Retirement System's $20.8 billion of investments in California as of June 30, 2013. The report provides an examination of the broad ancillary benefits of all CalPERS investments in California across asset classes.

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April 18, 2014

PCV Annual Report 2013

  PCV had its most impactful year ever in 2013! Read our Annual Report to learn more about how PCV is creating economic opportunities in underserved...

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Our CDFI provides funding and small business loans that serve the entire state of California, with a special focus on Bay Area communities like San Francisco, San Jose, Oakland, Fremont, and Santa Rosa. Have any questions, or need any additional information? 

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