California Small Business Loans

PCV’s Loan Fund (SAIL) provides affordable small business loans ($50,000 - $200,000) to California businesses that are creating quality jobs in underserved communities.

We make the loan process simple and straightforward.  We’ll provide:

  • personal relationship with your business
  • quick response on loan eligibility, and
  • direct and frequent communication during the lending process. 

Our loans help small business owners located in or hiring from low- or moderate-income communities thrive and be successful. In addition to quarterly meetings with a financial advisor, SAIL borrowers can also work with expert small business advisors in a variety of areas, such as marketing, HR and operations. All of the areas that you may currently be facing challenges in as you grow your business.  With a PCV SAIL loan, although you're the CEO of your business, you’re not alone; we’re here to help.

Am I Eligible?

Learn more about our SAIL loan program, and see if you’re eligible.

Apply Today

Tell us a little bit about your company, and we’ll let you know if PCV’s loan program is a good fit for your small business.

Latest News and Publications

April 22, 2015

Meet Our Latest Borrower: Lemon Poppy Kitchen

LA-based Lemon Poppy Kitchen has received a $100,000 loan to grow their small business. 

April 17, 2015

Free Webinar—Debt or Equity: What’s Right for My Business?

Join and Sherry Bijan on May 22 for a webinar on understanding whether debt or equity is the right move for your small business.

April 15, 2015

A New Matching Loan Program Open To Our Entrepreneurs

Our partner Kiva Zip is teaming up with LISC to provide more loans and expand financial opportunities to the small businesses in our network!

View all Blog and News

April 06, 2015

Business Advising Welcome Kit

This toolkit is intended to support the hard work of the small business owners and volunteer advisors in our program by by providing some structure, templates, tips, best practices, resources, and lessons learned to set your advising match on the right path from Day One.

Read more

January 05, 2015

Invest Northwest: Eight-Year Social Performance Review

Creating jobs through mission investing: Read our white paper on the Northwest Area Foundation and Invest Northwest.

Read more

December 08, 2014

PCV 2014 Holiday Gift Guide

This holiday season, shop small and save big! In this guide you’ll find special holiday promotions offered exclusively to the PCV network from small businesses that we support.

Read more

View all Reports and Publications

Our CDFI provides funding and small business loans for the entire state of California, with a special focus on Bay Area communities like San Francisco, San Jose, Oakland, Fremont, and Santa Rosa. Have any questions, or need any additional information? 

Contact Us