{"id":28734,"date":"2026-01-26T10:54:24","date_gmt":"2026-01-26T18:54:24","guid":{"rendered":"https:\/\/pcvdevel.wpenginepowered.com\/?page_id=28734"},"modified":"2026-02-23T09:52:34","modified_gmt":"2026-02-23T17:52:34","slug":"%ea%b8%b0%ea%b8%88%ec%9d%84-%eb%b3%b5%ec%9b%90%ed%95%98%ec%84%b8%ec%9a%94","status":"publish","type":"page","link":"https:\/\/www.pacificcommunityventures.org\/ko\/get-a-loan\/restore-la-fund\/","title":{"rendered":"LA \uae30\uae08 \ubcf5\uc6d0"},"content":{"rendered":"<h1>\ub9ac\uc2a4\ud1a0\uc5b4 LA \ud380\ub4dc<\/h1><p>\uc911\uc18c\uae30\uc5c5 \ud68c\ubcf5 \ubc0f \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub300\ud55c \ud68c\ubcf5\ub825 \uac15\ud654<\/p>\n<h2>\n\t\t\tIn collaboration with our community partners, Pacific Community Ventures is proud to launch our RESTORE LA Fund for Micro &#038; Small Business Recovery &#038; Climate Resilience\t<\/h2>\n\t<p>\uc774 \ud380\ub4dc\ub294 1,443\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c, 2025\ub144 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uc0b0\ubd88\uacfc 2025\ub144 6\uc6d4\uc5d0 \ubc1c\uc0dd\ud55c \uc2dc\ubbfc \uc18c\uc694 \uc0ac\ud0dc \ubc0f \ud1b5\ud589\uae08\uc9c0\ub85c \uc778\ud574 \ub9e4\ucd9c \uac10\uc18c\ub97c \uacaa\uc740 \uc18c\uae30\uc5c5\uc5d0 3,133\ub9cc \ub2ec\ub7ec\uc758 \ubb34\uc218\uc218\ub8cc \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc18c\uae30\uc5c5\uc740 \uc9c0\uc5ed \uc0ac\ud68c\uc758 \uadfc\uac04\uc774\uba70, \uc6b0\ub9ac\ub294 \ubaa8\ub4e0 \uc18c\uae30\uc5c5\uc774 \ud22c\uba85\ud558\uace0 \uc800\ub834\ud55c \uc790\ubcf8 \ubc0f \uc9c0\uc6d0 \uc11c\ube44\uc2a4, \uc18c\ub4dd \ucc3d\ucd9c \uae30\ud68c, \uadf8\ub9ac\uace0 \uc6b0\ub9ac \uc544\uc774\ub4e4\uacfc \uac00\uc871\uc744 \uc704\ud55c \uc548\uc804\ud55c \ub3d9\ub124\uc5d0 \ub300\ud55c \uc2e4\uc9c8\uc801\uc778 \uc811\uadfc\uad8c\uc744 \uac00\uc838\uc57c \ud55c\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4.<\/p>\n<p>As part of PCV&#8217;s Restorative Capital model, these affordable loans include wraparound technical assistance to ensure businesses are supported in the rebuilding and restoration process. PCV does not require a minimum credit score to apply.<\/p>\n<h2>\n\t\t\t\uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud574 \uc81c\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4\t<\/h2>\n\t<p>PCV&#8217;s RESTORE LA Fund provides small business loans ranging from <strong>$10,000\uc5d0\uc11c $100,000\uae4c\uc9c0 3% \uc774\uc790\uc728\ub85c<\/strong> for Los Angeles communities impacted by wildfires, civic unrest, curfews, and related business disruptions in 2025. RESTORE LA loans have no fees, no closing costs, no credit score minimums, and no collateral requirements-all through a streamlined application process. Language support is available. By comparison, federal SBA disaster loans provided up to $2 million at interest rates starting at 4%, with more requirements, often creating barriers for many small businesses struggling to recover. PCV&#8217;s low-cost loans allow micro and small businesses to access patient working capital that&#8217;s more within reach, especially when going from immediate relief grants programs to medium to longer term recovery and growth.<\/p>\n<h3>\n\t\t\t\ub300\ucd9c\uae08\uc740 \ub2e4\uc74c\uc744 \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294 \uc911\uc694\ud55c \ubcf5\uad6c \ud65c\ub3d9\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\t<\/h3>\n\t<ul>\n<li>\uc190\uc0c1\ub41c \uc7ac\uc0b0\uc774\ub098 \uc7a5\ube44 \uad50\uccb4<\/li>\n<li>\uc6b4\uc601\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uaddc\uc81c \ubcc0\uacbd \uad00\ub828 \ube44\uc6a9 \ucda9\ub2f9<\/li>\n<li>\uc9c1\uc6d0 \uc720\uc9c0 \ubc0f \uae09\uc5ec \ube44\uc6a9 \uc9c0\uc6d0<\/li>\n<li>\uc0ac\uc5c5 \uc911\ub2e8 \ube44\uc6a9 \ubb38\uc81c \ud574\uacb0<\/li>\n<li>\ubcf4\ud5d8 \uad00\ub828 \ube44\uc6a9 \uad00\ub9ac<\/li>\n<\/ul>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/PeopleInFrontOfStore-scaled.jpg\" alt=\"\uac00\uac8c \uc55e\uc5d0 \uc11c \uc788\ub294 \uc0ac\ub78c\ub4e4\" height=\"1920\" width=\"2560\" title=\"\ub9e4\uc7a5 \uc55e \uc0ac\ub78c\ub4e4\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>By combining flexible financing with expert guidance, PCV&#8217;s RESTORE LA Fund helps small businesses recover, rebuild, and create stronger, more resilient businesses that sustain livelihoods and family incomes in this challenging time in our communities. We aim to strengthen local economies by turning short-term recovery into long-term opportunity.<\/p>\n<p>RESTORE LA will also be PCV&#8217;s first place-based fund that provides access to our climate lending (at 5%, up to $500,000) and advising supports from the beginning, for those businesses looking to rebuild or grow more sustainably, increase energy efficiency and climate resilience in their business, reduce energy costs and create green jobs.<\/p>\n\t\t\t<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\uc9c0\uae08 \uc2e0\uccad\ud558\uc138\uc694\n\t\t\t\t\t<\/a>\n\t<p><small><em>\ub300\ucd9c\uc740 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uae08\uc735 \ub300\ucd9c\uc5c5\uc790\ubc95 \uba74\ud5c8\uc5d0 \ub530\ub77c \uc8fc\uc120 \ub610\ub294 \uc2e4\ud589\ub429\ub2c8\ub2e4.<\/em>.<\/small><\/p>\n<h2>\n\t\t\t\uc790\uae08 \uc9c0\uc6d0 \ud30c\ud2b8\ub108\t<\/h2>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/US_Bank_logo_red_blue_RGB-600x168-1-300x84.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"84\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"84\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Charles-Schwab-Digital-Bank-logo-JPG-300x300-1.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"300\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"300\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/FoundLA-Support-White-600x138-1-300x69.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"69\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"69\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/GG2015_Logo_horizontal_4color-3-600x120-1-300x60.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"60\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"60\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Starbucks_Corporation_Logo_2011.svg-300x300-1.png\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"300\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"300\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/JPMC_Co-Logo-3-1200x102-1-300x26.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"26\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"26\" \/>\n\t<p><em>\uadf8\ub9ac\uace0 \uc544\ub08c\uc5c6\uc774 \ud6c4\uc6d0\ud574 \uc8fc\uc2dc\ub294 \uc775\uba85\uc758 \ud6c4\uc6d0\uc790\ubd84\ub4e4<\/em><\/p>\n<h2>\n\t\t\t\uc5b4\ub5a4 \uc0ac\uc5c5\uccb4\uac00 \uc790\uaca9\uc774 \uc788\ub098\uc694?\t<\/h2>\n\t<ul>\n<li>\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc8fc\uc5d0 \ub4f1\ub85d\ub418\uc5b4 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uce74\uc6b4\ud2f0\uc5d0 \uc0ac\uc5c5\uc7a5\uc744 \ub454 \uae30\uc5c5 \uc911 2025\ub144 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uc0b0\ubd88, \uc2dc\ubbfc \uc18c\uc694 \uc0ac\ud0dc, \ud1b5\ud589\uae08\uc9c0 \ubc0f \uc774\uc640 \uad00\ub828\ub41c \uc0ac\uc5c5 \ucc28\uc9c8\ub85c \uc778\ud574 \ub9e4\ucd9c \uac10\uc18c\ub97c \uacbd\ud5d8\ud55c \uae30\uc5c5<\/li>\n<li>\ucd5c\uc18c 10\uac1c\uc6d4 \ub3d9\uc548 \uc218\uc775\uc744 \ucc3d\ucd9c\ud574 \uc628 \uae30\uc5c5<\/li>\n<li>\uc6d4\ubcc4 \ub300\ucd9c \uc0c1\ud658\uae08\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\uc744 \ub9cc\ud07c \ucda9\ubd84\ud55c \ud604\uae08 \ud750\ub984\uc744 \ucc3d\ucd9c\ud558\ub294 \uae30\uc5c5<\/li>\n<li>\ucd5c\uadfc \uccad\uad6c\uc11c\ub098 \ucc44\ubb34\ub97c \uc815\ud574\uc9c4 \uae30\ud55c \ub0b4\uc5d0 \uc9c0\ubd88\ud574 \uc628 \uc774\ub825\uc744 \ubcf4\uc5ec\uc904 \uc218 \uc788\ub294 \uae30\uc5c5<\/li>\n<\/ul>\n<h2>\n\t\t\t\uc5b4\ub5a4 \uc0ac\uc5c5\uccb4\uac00 \uc9c0\uc6d0 \uc790\uaca9\uc774 \uc5c6\ub098\uc694?\t<\/h2>\n\t<ul>\n<li>\ucc28\ub7c9 \uacf5\uc720 \ubc0f \uad50\ud1b5, \ubd80\ub3d9\uc0b0, \ub300\ub9c8\ucd08, \ube44\uc601\ub9ac \uae30\uc5c5<\/li>\n<li>\ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uce74\uc6b4\ud2f0 \uc678\ubd80\uc5d0 \uc704\uce58\ud558\uace0 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc8fc\uc5d0 \ub4f1\ub85d\ub418\uc9c0 \uc54a\uc740 \uc0ac\uc5c5\uccb4<\/li>\n<li>\ucd5c\uc18c 12\uac1c\uc6d4 \ub3d9\uc548 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uc9c0 \ubabb\ud55c \uae30\uc5c5<\/li>\n<li>\uc21c\uc190\uc2e4\uc744 \ubcf4\uace0\ud55c \uae30\uc5c5<\/li>\n<\/ul>\n<h2>\n\t\t\t\ub300\ucd9c\uae08\uc740 \uc5b4\ub5a4 \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub098\uc694?\t<\/h2>\n\t<p>\uc774 \uc790\uae08 \uc9c0\uc6d0\uc740 \uc0ac\uc5c5\uc744 \uc131\uc7a5\uc2dc\ud0a4\uac70\ub098 \uc720\uc9c0\ud558\uace0\uc790 \ud558\uba70, \uc774\ub97c \uc704\ud574 \uac10\ub2f9 \uac00\ub2a5\ud55c \uc218\uc900\uc758 \ubd80\ucc44\ub97c \uac10\ub2f9\ud560 \uc900\ube44\uac00 \ub41c \uae30\uc5c5\uac00\ub97c \uc704\ud55c \uac83\uc785\ub2c8\ub2e4. \ub300\ucd9c\uae08\uc744 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud558\uc5ec \uc0ac\uc5c5\uc744 \uc131\uc7a5\uc2dc\ud0a4\uac70\ub098 \uc720\uc9c0\ud560 \uacc4\ud68d\uc778\uc9c0 \uba85\ud655\ud788 \uc81c\uc2dc\ud568\uc73c\ub85c\uc368 \uc131\uacf5\uc801\uc778 \uc0c1\ud658\uc744 \uc704\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uae08 \ud65c\uc6a9 \uc0ac\ub840\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc6b4\uc601 \uc790\ubcf8<\/strong>: \uc784\ub300\ub8cc \ubc0f \uacf5\uacfc\uae08\uacfc \uac19\uc740 \uc77c\uc0c1\uc801\uc778 \ube44\uc6a9\uc774\ub098 \ube44\uc218\uae30 \ub3d9\uc548\uc758 \uae09\uc5ec \uc9c0\uae09\uc5d0 \uc0ac\uc6a9<\/li>\n<li><strong>\ubaa9\ub85d<\/strong>\ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574 \ub300\ub7c9 \uad6c\ub9e4\ud558\uac70\ub098, \uc6d0\uc790\uc7ac\ub97c \uad6c\uc785\ud558\uac70\ub098, \uc5f0\ud734\ub97c \uc55e\ub450\uace0 \uc7ac\uace0\ub97c \ud655\ubcf4\ud558\ub294 \uac83 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc5c5\uadf8\ub808\uc774\ub4dc<\/strong>\uc624\ub798\ub41c \uc7a5\ube44 \uc218\ub9ac, \uc0c8\ub85c\uc6b4 \uc124\ube44 \uad6c\uc785<\/li>\n<li><strong>\ud655\uc7a5<\/strong>\ub450 \ubc88\uc9f8 \ub9e4\uc7a5 \uac1c\uc124, \uae30\uc874 \ub9e4\uc7a5 \ub9ac\ubaa8\ub378\ub9c1, \uc2e0\uaddc \uc9c1\uc6d0 \ucc44\uc6a9, \ub9c8\ucf00\ud305 \ucea0\ud398\uc778 \ud22c\uc790, \uc6f9\uc0ac\uc774\ud2b8 \uad6c\ucd95<\/li>\n<\/ul>\n\t\t\t\t\t\t<h2>\uc774 \uae30\ud68c\uac00 \uadc0\uc0ac\uc758 \ube44\uc988\ub2c8\uc2a4 \uc694\uad6c \uc0ac\ud56d\uacfc \ubd80\ud569\ud569\ub2c8\uae4c?<\/h2>\t\t\t\t\t\n\t\t\t<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\uc5ec\uae30\uc5d0\uc11c \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud558\uc138\uc694\n\t\t\t\t\t<\/a>\n\t<p><em>IMPORTANT: Loans will be arranged or made\u00a0pursuant to\u00a0a California Finance Lenders Law License.\u00a0<\/em><\/p>\n<h2>\n\t\t\t\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38\t<\/h2>\n\t\t\t\tRESTORE LA \uae30\uae08\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?\n\t\t\t\t<p>PCV&#8217;s RESTORE LA Fund is a $3 million loan fund serving the Los Angeles small business community. The Fund offers flexible, patient loans featuring below-market rates and no fees to support small businesses facing fiscal recovery challenges in areas affected by the 2025 LA wildfires and related disruptions such as curfews and restricted activity imposed in June throughout the county. The program includes comprehensive pre- and post-loan technical assistance to ensure businesses are well-prepared and supported before, during and after the loan process.<\/p>\n<p>Building on our successful Oakland Restorative Loan Fund, which provided 3% interest loans to underserved entrepreneurs, the RESTORE LA Fund aims to offer similar support in Los Angeles, where much of PCV&#8217;s current client portfolio is based. In Oakland, offering this low-cost disaster support was essential to helping long-time community members keep their homes and businesses in place, maintain workers, and recover again &#8211; all of which we have seen in our impact data following the launch of both funds to date. The RESTORE LA Fund will build on PCV&#8217;s proven model, combining access to restorative capital with pro bono business advising, to ensure entrepreneurs can recover with patient working capital, mentorship, and climate resilience support.<\/p>\n<p>PCV\ub294 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uc9c0\uc5ed\uc758 CDFI(\uc9c0\uc5ed\uc0ac\ud68c \uac1c\ubc1c \uae08\uc735 \uae30\uad00) \ubc0f \ucee4\ubba4\ub2c8\ud2f0 \ub2e8\uccb4\ub4e4\uacfc \ud611\ub825\ud558\uc5ec \ud64d\ubcf4 \ubc0f \uc18c\uac1c \ud65c\ub3d9\uc744 \uc9c4\ud589\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \ud611\ub825 \uae30\uad00\uc73c\ub85c\ub294 Inclusive Action for the City, TMC Community Capital, First Community Capital, Chinatown Service Center Lending, AmPac Business Capital \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. PCV\uc640 \ud611\ub825\uc5d0 \uad00\uc2ec \uc788\uc73c\uc2e0 \ubd84\uc740 \ucd5c\uace0 \ub300\ucd9c \ucc45\uc784\uc790(Chief Lending Officer)\uc778 Aben Hill\uc5d0\uac8c \ubb38\uc758\ud574 \uc8fc\uc2ed\uc2dc\uc624. <a href=\"mailto:ahill@pcvmail.org\">ahill@pcvmail.org<\/a>.<\/p>\n\t\t\t\t\ub300\ucd9c \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c \uc774\ubbfc \uc2e0\ubd84\uc5d0 \ub300\ud574 \uc9c8\ubb38\ud558\uc2dc\ub098\uc694?\n\t\t\t\t<p>\uc544\ub2c8\uc694, \uc800\ud76c\ub294 \uacf5\uc815 \ub300\ucd9c\ubc95\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \ub300\ucd9c \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c \uc774\ubbfc \uc2e0\ubd84\uc744 \ubb3b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \uc774\ubbfc \ubc30\uacbd\uacfc \uad00\uacc4\uc5c6\uc774 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc640 \uae30\uc5c5\uac00\ub97c \uc9c0\uc6d0\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uccad\uc11c\ub294 \uc0ac\uc5c5 \uc900\ube44 \uc0c1\ud0dc, \uc7ac\uc815\uc801 \uc9c0\uc18d \uac00\ub2a5\uc131, \uc9c0\uc5ed \uc0ac\ud68c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 \ub4f1\uc744 \uae30\uc900\uc73c\ub85c \ud3c9\uac00\ud558\uba70, \uc774\ubbfc \uc2e0\ubd84\uc740 \uace0\ub824 \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<p>PCV\ub294 \ub2e4\uc74c\uacfc \ud611\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/publiccounsel.org\/\" target=\"_blank\" rel=\"noopener\">\uacf5\uacf5 \ubcc0\ud638\uc778<\/a> to provide pro bono legal aid for any small business owners who need additional consultation or support &#8211; please feel free to reach them directly and let them know Pacific Community Ventures referred you or ask our team to connect you.<\/p>\n\t\t\t\t\uc2e0\uccad\ud558\ub824\uba74 \uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638\uac00 \ud544\uc694\ud55c\uac00\uc694?\n\t\t\t\t<p>\uc544\ub2c8\uc694, \uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638\ub294 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t\tWhat if I don&#8217;t qualify for a loan with your organization?\n\t\t\t\t<p>If we are not able to provide funding, we&#8217;re happy to refer you to one of our trusted community partners or other local CDFIs. We often collaborate with other networks of mission driven lenders and may be able to share your application with your consent to find a better funding fit. We can also refer you to our free Business Advising program to be matched with technical assistance support in a language that best supports you.  <\/p>\n\t\t\t\tCan I apply if I already have a loan or I&#8217;m seeking funding from another CDFI?\n\t\t\t\t<p>Yes. We understand that small businesses may need different sources of funding at various stages. We&#8217;re happy to work alongside other CDFIs and can coordinate to ensure you&#8217;re receiving the support you need.<\/p>\n\t\t\t\t\uc9c0\uae08 \ub0b4 \uc0ac\uc5c5\uc5d0 \ub300\ucd9c\uc774 \uc801\ud569\ud55c \uc120\ud0dd\uc77c\uae4c\uc694?\n\t\t\t\t<p>\ud604\uc7ac\uc758 \uac70\uc2dc\uacbd\uc81c \uc0c1\ud669\uacfc 2025\ub144 \uc0b0\ubd88, \uc2dc\uc704, \ud1b5\ud589\uae08\uc9c0 \ubc0f \uc774\ub85c \uc778\ud55c \uc0ac\uc5c5 \ucc28\uc9c8\ub85c \uc778\ud574 LA \uc9c0\uc5ed\uc758 \ub9ce\uc740 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\ub4e4\uc774 \uc9c1\uba74\ud558\uace0 \uc788\ub294 \uc5b4\ub824\uc6c0\uc744 \uace0\ub824\ud560 \ub54c, \ub300\ucd9c\uc774 \ud604\uc7ac \uc0ac\uc5c5 \uc218\uc694\ub97c \ucda9\uc871\ud558\ub294 \ub370 \uc801\ud569\ud55c\uc9c0 \ud310\ub2e8\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n<p>Taking on a small business loan might not be advisable in certain circumstances. If you would like to meet with an advisor to discuss cash flow, address existing debt, analyze revenue growth patterns or to assess your financial stability, we strongly encourage you to work with a pro bono advisor through PCV&#8217;s <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%eb%a9%98%ed%86%a0%eb%a7%81%ec%9d%84-%eb%b0%9b%ec%9c%bc%ec%84%b8%ec%9a%94\/\">\ube44\uc988\ub2c8\uc2a4 \ucee8\uc124\ud305 \ud504\ub85c\uadf8\ub7a8<\/a>. \uc774\ub7ec\ud55c \uc9c0\uc6d0\uc744 \ubc1b\uc73c\uc2dc\ub824\uba74 PCV \uc0ac\uc5c5 \uc790\ubb38 \ub2f4\ub2f9 \ub9e4\ub2c8\uc800\uc778 \ub2e4\ub2c8\uc5d8 \uc640\ub2e4\uc5d0\uac8c \uc5f0\ub77d\ud558\uc2ed\uc2dc\uc624. <a href=\"mailto:dwada@pcvmail.org\">dwada@pcvmail.org<\/a>.<\/p>\n<p>\uc9c0\uc5ed\uc0ac\ud68c \ud30c\ud2b8\ub108 \uae30\uad00\uc744 \ud1b5\ud574 RESTORE LA \uae30\uae08\uc5d0 \uc18c\uac1c\ubc1b\uc73c\uc2e0 \uacbd\uc6b0, \ud574\ub2f9 \uae30\uad00\uacfc \ud611\ub825\ud558\uc5ec \uae30\uc220 \uc9c0\uc6d0\uc744 \ubc1b\uace0 RESTORE LA \ub300\ucd9c\uc744 \ubc1b\uc744 \uc790\uaca9\uc774 \uc788\ub294\uc9c0, \uc544\ub2c8\uba74 \ud604\uc7ac \uc0c1\ud669\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \ub2e4\ub978 \uc9c0\uc6d0\ucc45\uc774 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\t\t\t\t\uc9c0\uc6d0\uc11c \uc81c\ucd9c \uc900\ube44\ub97c \uc704\ud55c \uae30\uc220 \uc9c0\uc6d0\uc740 \uc5b4\ub514\uc5d0\uc11c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\n\t\t\t\t<p>RESTORE LA \uae30\uae08\uc740 \uae30\uc5c5\uc774 \ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uace0 \uc218\ub839\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc885\ud569\uc801\uc778 \uae30\uc220 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\uc6d0\uc744 \ubc1b\uc73c\ub824\uba74 PCV \uc0ac\uc5c5 \uc790\ubb38 \ub2f4\ub2f9\uc790\uc778 \ub2e4\ub2c8\uc5d8 \uc640\ub2e4\uc5d0\uac8c \ubb38\uc758\ud558\uc2ed\uc2dc\uc624. <a href=\"mailto:dwada@pcvmail.org\">dwada@pcvmail.org<\/a>. You can also read more about PCV&#8217;s <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%eb%a9%98%ed%86%a0%eb%a7%81%ec%9d%84-%eb%b0%9b%ec%9c%bc%ec%84%b8%ec%9a%94\/\">\ube44\uc988\ub2c8\uc2a4 \ucee8\uc124\ud305 \ud504\ub85c\uadf8\ub7a8<\/a>.<\/p>\n\t\t\t\t\ub300\ucd9c \uc870\uac74\uc740 \ubb34\uc5c7\uc778\uac00\uc694?\n\t\t\t\t<table>\n<tbody>\n<tr>\n<td>\ub300\ucd9c \uaddc\ubaa8<\/td>\n<td>$10,000 ~ $100,000<\/td>\n<\/tr>\n<tr>\n<td>\uc774\uc790\uc728<\/td>\n<td>3%, \uace0\uc815\ub428<\/td>\n<\/tr>\n<tr>\n<td>\uc218\uc218\ub8cc<\/td>\n<td>\uc2e0\uccad\ube44\ub098 \uacc4\uc57d \uc218\uc218\ub8cc \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uc6a9\uc5b4<\/td>\n<td>1\uc138~7\uc138<\/td>\n<\/tr>\n<tr>\n<td>\uc774\uc790\ub9cc \ub0a9\ubd80\ud558\ub294 \uae30\uac04<\/td>\n<td>1\uac1c\uc6d4 \ub610\ub294 6\uac1c\uc6d4<\/td>\n<\/tr>\n<tr>\n<td>\uacb0\uc81c<\/td>\n<td>\ub300\ucd9c\uae08 \uc0c1\ud658\uc77c\uc740 \ub9e4\uc6d4 1\uc77c\uc785\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>\uc120\ub0a9 \uc218\uc218\ub8cc<\/td>\n<td>\uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uac1c\uc778 \ubcf4\uc99d<\/td>\n<td>20% \uc774\uc0c1\uc758 \uc18c\uc720\uc790\ub294 \ubaa8\ub450 \uc774 \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>\uc0c1\ud658 \uc790\uae08 \ucd9c\ucc98<\/td>\n<td>\uc0ac\uc5c5 \ud604\uae08 \ud750\ub984<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t\ub300\ucd9c \uc2e0\uccad\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\n\t\t\t\t<ol>\n<li>\ucd5c\uadfc 3\ub144\uac04\uc758 \uc0ac\uc5c5 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c (\uc0ac\uc5c5 \uc124\ub9bd \ud6c4 3\ub144 \ubbf8\ub9cc\uc778 \uacbd\uc6b0 \ucd5c\uc18c 1\uac74\uc758 \uc2e0\uace0\uc11c \ud544\uc694)<\/li>\n<li>\uc5f0\uac04 \ub204\uc801 \uc190\uc775\uacc4\uc0b0\uc11c<\/li>\n<li>\uc0ac\uc5c5 \ubd80\ucc44 \uc0c1\ud658 \uc77c\uc815<\/li>\n<li>\ucd5c\uadfc 3\uac1c\uc6d4\uac04\uc758 \uc0ac\uc5c5\uc6a9 \uc740\ud589 \uac70\ub798 \ub0b4\uc5ed\uc11c<\/li>\n<li>\uc804\ub144\ub3c4 \uac1c\uc778 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c<\/li>\n<li>\uac1c\uc778 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \uc870\ud68c\ub97c \uc704\ud55c \uc2b9\uc778<\/li>\n<li>\ub300\ucd9c \uc2e0\uccad (\uc0ac\uc5c5\uc5d0\uc11c \ud310\ub9e4\ud558\ub294 \uc81c\ud488, \uace0\uac1d\uce35, \uae30\ud68c\/\uc5b4\ub824\uc6c0 \ub4f1\uc5d0 \ub300\ud55c \uc9c8\ubb38)<\/li>\n<\/ol>\n\t\t\t\t\uc5b8\uc5b4 \ubc88\uc5ed \uc11c\ube44\uc2a4\ub97c \uc5b4\ub5bb\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub098\uc694?\n\t\t\t\t<p>\ubc88\uc5ed \uc11c\ube44\uc2a4\ub97c \uc694\uccad\ud558\uc2dc\ub824\uba74 \ub2e4\uc74c \uc5f0\ub77d\ucc98\ub85c \ubb38\uc758\ud574 \uc8fc\uc138\uc694. <a href=\"mailto:lending@pcvmail.org\">lending@pcvmail.org<\/a>. \ubc88\uc5ed \uc9c0\uc6d0\uc774 \ud544\uc694\ud55c \uc5b8\uc5b4, \uc774\ub984, \uadf8\ub9ac\uace0 \ud68c\uc0ac\uba85\uc744 \ubc18\ub4dc\uc2dc \uba85\uc2dc\ud574 \uc8fc\uc138\uc694.<\/p>\n\t\t\t\t\uc81c\uac00 RESTORE \ub300\ucd9c \uc790\uaca9\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uc774\uc6a9 \uac00\ub2a5\ud55c \ub2e4\ub978 \ub300\ucd9c \uc0c1\ud488\uc774 \uc788\ub098\uc694?\n\t\t\t\t<p>PCV\ub294 \ub2e4\ub978 \uc18c\uae30\uc5c5 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\ub3c4 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\ub2c8 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%eb%8c%80%ec%b6%9c%ec%9d%84-%eb%b0%9b%ec%9c%bc%ec%84%b8%ec%9a%94\/\" target=\"_blank\" rel=\"noopener\">\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub300\ucd9c \ud398\uc774\uc9c0\ub97c \ucc38\uc870\ud558\uc2ed\uc2dc\uc624.<\/a>.<\/p>\n\t\t\t\t\uc5b4\ub514\uc5d0 \uc9c0\uc6d0\ud574\uc57c \ud558\ub098\uc694?\n\t\t\t\t<p>\uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud558\uc138\uc694\u00a0<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\uc5ec\uae30<\/a>.<\/p>\n<p>RESTORE LA \uae30\uae08\uc758 \ubaa9\ud45c\ub294 2025\ub144 \uc0b0\ubd88, \uc2dc\uc704, \ud1b5\ud589\uae08\uc9c0\ub839 \ub4f1 \ucd5c\uadfc \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\ub4e4\uc774 \uacaa\uc740 \ud0c0\uaca9\uc744 \uadf9\ubcf5\ud558\uace0 \ud65c\uae30 \ub118\uce58\ub294 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4 \uc9c0\uc5ed \uacbd\uc81c\ub97c \uc7ac\uac74\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ud568\uaed8 \uc800\ub834\ud55c \uc790\ubcf8\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0, \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\ub4e4\uc774 \uad6c\ud638, \ubcf5\uad6c, \uc9c0\uc18d\uac00\ub2a5\uc131 \ud655\ubcf4 \ub4f1 \uac00\uc7a5 \uc2dc\uae09\ud55c \uacfc\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \ubb38\ud654\uc801 \ub9e5\ub77d\uc5d0 \ub9de\ub294 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc800\ud76c\ub294 \uc800\uc18c\ub4dd \ubc0f \uc911\uc18c\ub4dd \uc0ac\uc5c5\uc8fc \uc9c0\uc6d0\uc5d0 \ub300\ud55c \ud5cc\uc2e0\uacfc \uae4a\uc740 \ud22c\uc790\ub97c \uacf5\uc720\ud558\ub294 \uc18c\uc911\ud55c \ud30c\ud2b8\ub108 \ubc0f \uae30\uad00\ub4e4\uc758 \uc758\uacac\uacfc \uc81c\uc548\uc744 \ubc18\uc601\ud558\uc5ec RESTORE LA \ud380\ub4dc\ub97c \uc124\uacc4\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud6cc\ub96d\ud55c \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\ub4e4\uc758 \ub3c4\uc6c0\uc73c\ub85c \uc870\uc131\ub41c \uc774 \ud380\ub4dc\ub294 \uae30\uc5c5\uac00\ub4e4\uc5d0\uac8c \uc6b4\uc601 \uc790\uae08\uacfc \uba58\ud1a0\ub9c1\uc744 \uc81c\uacf5\ud558\uc5ec \ub85c\uc2a4\uc564\uc824\ub808\uc2a4\uc758 \uacbd\uc81c \ud68c\ubcf5, \uc591\uc9c8\uc758 \uc77c\uc790\ub9ac \ucc3d\ucd9c, \uadf8\ub9ac\uace0 \uc9c0\uc5ed \uc0ac\ud68c \ucc28\uc6d0\uc758 \uc7ac\uc815\uc801 \uac74\uc804\uc131\uc744 \uc99d\uc9c4\ud558\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><em>\ub300\ucd9c\uc740 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uae08\uc735 \ub300\ucd9c\uc5c5\ubc95 \uba74\ud5c8\uc5d0 \ub530\ub77c \uc8fc\uc120\ub418\uac70\ub098 \uc2e4\ud589\ub429\ub2c8\ub2e4.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>\ud37c\uc2dc\ud53d \ucee4\ubba4\ub2c8\ud2f0 \ubca4\ucc98\uc2a4\ub294 \uc9c0\uc5ed\uc0ac\ud68c \ud30c\ud2b8\ub108\ub4e4\uacfc \ud611\ub825\ud558\uc5ec \uc18c\uaddc\ubaa8 \ubc0f \uc601\uc138 \uae30\uc5c5 \ud68c\ubcf5 \ubc0f \uae30\ud6c4 \ud68c\ubcf5\uc744 \uc704\ud55c &#039;RESTORE LA \uae30\uae08&#039;\uc744 \ucd9c\ubc94\ud558\uac8c \ub418\uc5b4 \uc790\ub791\uc2a4\ub7fd\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc774 \uae30\uae08\uc740 1,400\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c, \ub9e4\ucd9c \uac10\uc18c\ub97c \uacbd\ud5d8\ud55c \uc601\uc138 \uae30\uc5c5\uc5d0 3,100\ub9cc \ub2ec\ub7ec\uc758 \ubb34\uc218\uc218\ub8cc \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":61,"featured_media":0,"parent":650,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28734","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/pages\/28734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/comments?post=28734"}],"version-history":[{"count":0,"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/pages\/28734\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/pages\/650"}],"wp:attachment":[{"href":"https:\/\/www.pacificcommunityventures.org\/ko\/wp-json\/wp\/v2\/media?parent=28734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}