{
    "id": 650,
    "date": "2026-01-12T10:39:07",
    "date_gmt": "2026-01-12T18:39:07",
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    "modified": "2026-04-02T12:31:35",
    "modified_gmt": "2026-04-02T19:31:35",
    "slug": "kumuha-ng-pautang",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/www.pacificcommunityventures.org\/ko\/get-a-loan\/",
    "title": {
        "rendered": "\ub300\ucd9c\uc744 \ubc1b\uc73c\uc138\uc694"
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    "content": {
        "rendered": "<h1>\ud0c4\ud0c4\ud55c \uae30\uc5c5\uc744 \uad6c\ucd95\ud558\ub294 \ub300\ucd9c<\/h1>\r\n<p>\uce98\ub9ac\ud3ec\ub2c8\uc544 \uae30\uc5c5\uac00\ub4e4\uc774 \ucc45\uc784\uac10 \uc788\uac8c \uc131\uc7a5\ud558\uace0, \uce5c\ud658\uacbd \uc77c\uc790\ub9ac\ub97c \ucc3d\ucd9c\ud558\uba70, \uc9c0\uc5ed \uc0ac\ud68c\ub97c \uac15\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc18c\uae30\uc5c5 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4.<\/p>\r\n<h2>\ud569\ub9ac\uc801\uc778 \ub300\ucd9c \uc635\uc158<\/h2>\r\n<p>PCV&#8217;s loan process is quick, easy, and built for small business entrepreneurs. Get the affordable funding you need using our loan options.<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Sm-biz-comunity.png\" alt=\"\uc18c\uae30\uc5c5 \ucee4\ubba4\ub2c8\ud2f0 \ub300\ucd9c\" width=\"70\" height=\"70\"><\/p>\r\n<h3>\uc18c\uae30\uc5c5 \ucee4\ubba4\ub2c8\ud2f0 \ub300\ucd9c<\/h3>\r\n<p><strong>\uc9c0\uc6d0 \uc790\uaca9:<\/strong><\/p>\r\n<p>You&#8217;re looking to expand your business-hire employees, refurbish equipment, buy additional inventory, open additional locations, and others.<\/p>\r\n<p><strong>\uc790\uadc0:<\/strong><\/p>\r\n<ul>\r\n<li>$10,000 &#8211; $500,000<\/li>\r\n<li>8.75%,&nbsp;<strong>\uace0\uc815 \uae08\ub9ac<\/strong><\/li>\r\n<li>1\uac1c\uc6d4\uce58 \uc774\uc790\ub9cc<\/li>\r\n<li>1~7\ub144 \uc784\uae30<\/li>\r\n<li>3.5% \ub9c8\uac10 \uc218\uc218\ub8cc<\/li>\r\n<li>\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0 \uae30\ubc18\uc744 \ub454 \uae30\uc5c5\ub4e4<\/li>\r\n<li>\uc120\ub0a9 \uc218\uc218\ub8cc \uc5c6\uc74c<\/li>\r\n<li>\ucd5c\uc800 \uc2e0\uc6a9 \uc810\uc218 \uc5c6\uc74c<\/li>\r\n<li>20% \uc774\uc0c1 \uc18c\uc720\uc790 \uc804\uc6d0\uc758 \uac1c\uc778 \ubcf4\uc99d<\/li>\r\n<\/ul>\r\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Good-green-loan.png\" alt=\"\uc88b\uc740 \ub179\uc0c9 \ub300\ucd9c\" width=\"70\" height=\"70\"><\/p>\r\n<h3>\uad7f\uc564\uadf8\ub9b0\ub860<\/h3>\r\n<p><strong>\uc9c0\uc6d0 \uc790\uaca9:<\/strong><\/p>\r\n<p>Your company&#8217;s products and services help clients reduce energy usage, conserve, natural resources, or achieve a positive environmental impact.<\/p>\r\n<p><strong>\uc790\uadc0:<\/strong><\/p>\r\n<ul>\r\n<li>$10,000 &#8211; $500,000<\/li>\r\n<li>5%,<strong> \uace0\uc815 \uae08\ub9ac<\/strong><\/li>\r\n<li><strong>\ucd5c\ub300 12\uac1c\uc6d4 \ubb34\uc774\uc790<\/strong><\/li>\r\n<li>1~7\ub144 \uc784\uae30<\/li>\r\n<li>2.5% \ub9c8\uac10 \uc218\uc218\ub8cc<\/li>\r\n<li>\uc120\ub0a9 \uc218\uc218\ub8cc \uc5c6\uc74c<\/li>\r\n<li>20% \uc774\uc0c1 \uc18c\uc720\uc790 \uc804\uc6d0\uc758 \uac1c\uc778 \ubcf4\uc99d<\/li>\r\n<\/ul>\r\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Eco-boost-loan.png\" alt=\"\uac74\uc124\uc5c5\uc790 \ub300\ucd9c\" width=\"70\" height=\"70\"><\/p>\r\n<h3>\uac74\uc124\uc790 \ub300\ucd9c<\/h3>\r\n<p><strong>\uc9c0\uc6d0 \uc790\uaca9:<\/strong><\/p>\r\n<p>You&#8217;re a licensed contractor hired by a city municipality to complete public works projects with environmental benefits.<\/p>\r\n<p><strong>\uc790\uadc0:<\/strong><\/p>\r\n<ul>\r\n<li>$10,000 &#8211; $500,000<\/li>\r\n<li>\uacc4\uc57d\uc9c1<\/li>\r\n<li>5%,<strong> \uace0\uc815 \uae08\ub9ac<\/strong><\/li>\r\n<li>\ud504\ub85c\uc81d\ud2b8 \uc218\uc775\uae08\uc73c\ub85c \uc0c1\ud658\ub428<\/li>\r\n<li>2.5% \ub9c8\uac10 \uc218\uc218\ub8cc<\/li>\r\n<li>\uc120\ub0a9 \uc218\uc218\ub8cc \uc5c6\uc74c<\/li>\r\n<li>20% \uc774\uc0c1 \uc18c\uc720\uc790 \uc804\uc6d0\uc758 \uac1c\uc778 \ubcf4\uc99d<\/li>\r\n<\/ul>\r\n<p><a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\"> \uc9c0\uae08 \uc2e0\uccad\ud558\uc138\uc694 <\/a><\/p>\r\n<p><em>IMPORTANT: Loans will be arranged or made&nbsp;pursuant to&nbsp;a California Finance Lenders Law License.&nbsp;<\/em><\/p>\r\n<h2>PCV \ub300\ucd9c \ud2b9\uc9d5<\/h2>\r\n<p>\uc0ac\uc5c5\uc744 \uac15\ud654\ud558\uace0, \uc591\uc9c8\uc758 \uc77c\uc790\ub9ac\ub97c \ucc3d\ucd9c\ud558\uba70, \uc7a5\uae30\uc801\uc778 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \uad6c\ucd95\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uc800\ub834\ud55c \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\r\n<figure><img decoding=\"async\" title=\"\uc544\uc774\ucf58_\ub300\ucd9c\ud2b9\uac00-\uc800\ub834\ud55c\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-affordable.png\" alt=\"\uc544\uc774\ucf58_\ub300\ucd9c\ud2b9\uac00-\uc800\ub834\ud55c\"><\/figure>\r\n<p>\uc800\ub834\ud55c \uac00\uaca9<\/p>\r\n<figure><img decoding=\"async\" title=\"\uc544\uc774\ucf58_\ub300\ucd9c\uae30\ub2a5 -\ucd5c\uc18c\uc810\uc218\uc5c6\uc74c\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-no-minimum-score.png\" alt=\"\uc544\uc774\ucf58_\ub300\ucd9c\uae30\ub2a5 -\ucd5c\uc18c\uc810\uc218\uc5c6\uc74c\"><\/figure>\r\n<p>\ucd5c\uc800 \uc2e0\uc6a9 \uc810\uc218 \uc5c6\uc74c<\/p>\r\n<figure><img decoding=\"async\" title=\"\uc544\uc774\ucf58_\ub300\ucd9c_\ud2b9\uc9d5-\uc2e0\uccad\ube44 \uc5c6\uc74c\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-no-application-fees.png\" alt=\"\uc544\uc774\ucf58_\ub300\ucd9c_\ud2b9\uc9d5-\uc2e0\uccad\ube44 \uc5c6\uc74c\"><\/figure>\r\n<p>\uc2e0\uccad \uc218\uc218\ub8cc \uc5c6\uc74c<\/p>\r\n<figure><img decoding=\"async\" title=\"Icon_loan-feature-citizenship-not-required\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-citizenship-not-required.png\" alt=\"Icon_loan-feature-citizenship-not-required\"><\/figure>\r\n<p>\uc5b8\uc5b4 \uc9c0\uc6d0<\/p>\r\n<h2>\ub300\ucd9c \uc790\uaca9 \uc694\uac74<\/h2>\r\n<ul>\r\n<li>\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0 \uae30\ubc18\uc744 \ub454 \uc0ac\uc5c5\uccb4<\/li>\r\n<li>\ucd5c\uc18c 12\uac1c\uc6d4 \uc774\uc0c1 \uc6b4\uc601 \ubc0f \uc218\uc775 \ucc3d\ucd9c \uc911\uc778 \uc0ac\uc5c5\uccb4<\/li>\r\n<li>\uc81c\uc548\ub41c \ub300\ucd9c\uae08 \uc0c1\ud658\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud604\uae08 \ud750\ub984<\/li>\r\n<li>\ub300\ucd9c\uae08\uc740 \uc6b4\uc804\uc790\ubcf8, \uc7a5\ube44 \uc5c5\uadf8\ub808\uc774\ub4dc, \ud655\uc7a5 \uacc4\ud68d, \uc9c1\uc6d0 \ud22c\uc790 \ubc0f \ub9c8\ucf00\ud305\uc5d0 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\r\n<li>\uadc0\ud558\ub294 \ub2e4\uc74c \uc81c\uc678 \uc5c5\uc885\uc5d0\uc11c \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4: \ucc28\ub7c9 \uacf5\uc720, \ubd80\ub3d9\uc0b0, \uc6b4\uc1a1, \ub300\ub9c8\ucd08, \ube44\uc601\ub9ac \ub2e8\uccb4. <em>\uc790\uaca9 \uc694\uac74, \uc57d\uad00 \ubc0f \uc2e0\uccad \uc808\ucc28\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%eb%8c%80%ec%b6%9c%ec%9d%84-%eb%b0%9b%ec%9c%bc%ec%84%b8%ec%9a%94\/%eb%8c%80%ec%b6%9c-%ea%b4%80%eb%a0%a8-%ec%9e%90%ec%a3%bc-%eb%ac%bb%eb%8a%94-%ec%a7%88%eb%ac%b8\/\">\ub300\ucd9c \uad00\ub828 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a>.<\/em><\/li>\r\n<\/ul>\r\n<h2>\uc791\ub3d9 \ubc29\uc2dd<\/h2>\r\n<ul>\r\n<li>1<\/li>\r\n<\/ul>\r\n<h3>\uc790\uaca9 \uc694\uac74 \ud655\uc778\ud558\uae30<\/h3>\r\n<p>Take 5 minutes or less to tell us about yourself and your business. If you meet our initial eligibility criteria, you&#8217;ll receive a link to our loan application platform called Lenderfit.<\/p>\r\n<ul>\r\n<li>2<\/li>\r\n<\/ul>\r\n<h3>\uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud558\uc138\uc694<\/h3>\r\n<p>Create an account in Lenderfit to begin the loan application process (approximately 15-30 minutes).<\/p>\r\n<ul>\r\n<li>3<\/li>\r\n<\/ul>\r\n<h3>\ubb38\uc11c \uc5c5\ub85c\ub4dc<\/h3>\r\n<p>Once you&#8217;re logged onto Lenderfit, you&#8217;ll see a checklist outlining all of the items required for submission. You can send any questions you have directly through the message feature on the Lenderfit portal.<\/p>\r\n<ul>\r\n<li>4<\/li>\r\n<\/ul>\r\n<h3>\uc2e0\uc6a9 \uacb0\uc815<\/h3>\r\n<p>Once we&#8217;ve reviewed your application, we&#8217;ll notify you of our credit decision. Credit decisions can take 2-5 weeks for Restore LA (once all required Wildfire documents are received and submitted for IBank pre-screening) or 2-4 weeks for all other loans, once the application is complete and all required documents are received.<\/p>\r\n<ul>\r\n<li>5<\/li>\r\n<\/ul>\r\n<h3>\ub300\ucd9c \uc790\uae08 \uc870\ub2ec<\/h3>\r\n<p>Submit and complete the necessary pre-funding items to receive your loan agreement and funding. Funding generally is processed 5-10 business days after a final credit decision, assuming all closing conditions are satisfied.<\/p>\r\n<h2>\ud544\uc694 \uc11c\ub958<\/h2>\r\n<ul>\r\n<li>\ub300\ucd9c \uc2e0\uccad (\ub80c\ub354\ud54f)<\/li>\r\n<li>\uc9c0\ub09c 3\ub144\uac04\uc758 \uc0ac\uc5c5 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c<\/li>\r\n<li>\uc5f0\uac04 \ub204\uc801 \uc190\uc775\uacc4\uc0b0\uc11c<\/li>\r\n<li>\uc0ac\uc5c5 \ubd80\ucc44 \uc0c1\ud658 \uc77c\uc815<\/li>\r\n<li>\ucd5c\uadfc 3\uac1c\uc6d4\uac04\uc758 \uc0ac\uc5c5\uc6a9 \uc740\ud589 \uac70\ub798 \ub0b4\uc5ed\uc11c<\/li>\r\n<li>\uc804\ub144\ub3c4 \uac1c\uc778 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c<\/li>\r\n<li>\uc2e0\uc6a9 \uc2b9\uc778 \uc591\uc2dd<\/li>\r\n<\/ul>\r\n<figure><img decoding=\"async\" title=\"\ub300\ucd9c\ubc1b\uae30 - \uc139\uc1586_\uc6f9\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Get-a-Loan-section6_web.jpg\" alt=\"\ud734\ub300\ud3f0\uc744 \ub4e4\uace0 \ubbf8\uc18c \uc9d3\ub294 \uc5ec\uc131\"><\/figure>\r\n<h2>\ub2f9\uc2e0\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud558\ub294 \uc9c0\uc6d0<\/h2>\r\n<p>\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\ub294 \ub2f9\uc0ac\uc758 \ube44\uc988\ub2c8\uc2a4 \uc790\ubb38 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc77c\ub300\uc77c \uba58\ud1a0\ub9c1\uc744 \ubc1b\uace0, \uad7f \uc7a1\uc2a4 \ud234\ud0b7\uc744 \ud65c\uc6a9\ud558\uc5ec \uc9c1\uc7a5\uc744 \uac1c\uc120\ud558\uace0, \uc9c1\uc6d0 \ud22c\uc790\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc778 \uad7f \uc7a1\uc2a4 \ub9ac\ubca0\uc774\ud2b8 \uc790\uaca9\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<p><a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%eb%a9%98%ed%86%a0%eb%a7%81%ec%9d%84-%eb%b0%9b%ec%9c%bc%ec%84%b8%ec%9a%94\/\" target=\"_self\"> PCV \uc9c0\uc6d0\uc740 \uc5ec\uae30\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. <\/a><\/p>",
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