{
    "id": 22183,
    "date": "2023-06-28T17:19:22",
    "date_gmt": "2023-06-29T00:19:22",
    "guid": {
        "rendered": "https:\/\/www.pacificcommunityventures.org\/?p=22183"
    },
    "modified": "2023-06-28T17:19:22",
    "modified_gmt": "2023-06-29T00:19:22",
    "slug": "25%eb%85%84%ea%b0%84%ec%9d%98-%ec%98%81%ed%96%a5%eb%a0%a5-%ec%9e%84%ed%8c%a9%ed%8a%b8-%ed%88%ac%ec%9e%90%ec%97%90%ec%84%9c-%ec%9e%84%ed%8c%a9%ed%8a%b8-%ec%9a%b0%ec%84%a0%ec%9d%98-%ed%9a%8c%eb%b3%b5",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/www.pacificcommunityventures.org\/ko\/2023\/06\/28\/25-years-of-impact-a-cdfis-journey-from-impact-investing-to-impact-first-restorative-capital\/",
    "title": {
        "rendered": "25\ub144\uac04\uc758 \uc601\ud5a5\ub825: \uc784\ud329\ud2b8 \ud22c\uc790\uc5d0\uc11c \uc784\ud329\ud2b8 \uc6b0\uc120 \ud68c\ubcf5 \uc790\ubcf8\uc73c\ub85c \uac70\ub4ed\ub09c CDFI\uc758 \uc5ec\uc815"
    },
    "content": {
        "rendered": "<p><em>\uc800\uc790: \ubc84\ub4dc \ucf5c\ub9ac\uac74(PCV \uacf5\ub3d9 \ucc3d\ub9bd\uc790) \ubc0f \ubd88\ubd88 \uad7d\ud0c0(PCV \uc0ac\uc7a5 \uacb8 CEO)<\/em><\/p>\n\n\n\n<p>\ud37c\uc2dc\ud53d \ucee4\ubba4\ub2c8\ud2f0 \ubca4\ucc98\uc2a4\uc758 \uc774\uc57c\uae30\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/silicon-valley-community-ventures\/\">1998\ub144\uc758 \uc9c8\ubb38<\/a> \ub2f7\ucef4 \ubd90\uc774 \uc808\uc815\uc5d0 \ub2ec\ud588\uc744 \ub54c, \uc2e4\ub9ac\ucf58 \ubc38\ub9ac\uc640 \uac19\uc740 \uae30\uc5c5\uac00 \uc815\uc2e0\uc758 \ucc9c\uad6d\uc740 \uc5b4\ub5bb\uac8c \uc800\uc18c\ub4dd\uce35 \uc9c0\uc5ed\uc0ac\ud68c\uc5d0 \uc7ac\uc815\uc801, \uc778\uc801 \uc790\uc6d0\uc744 \uc81c\uacf5\ud558\uc5ec \ubcf4\ub2e4 \ud3ec\uc6a9\uc801\uc778 \uacbd\uc81c\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc744\uae4c\uc694?<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/silicon-valley-community-ventures\/\"> \ub3c5\ubcf4\uc801\uc778 \uc790\ubcf8 + \uc790\ubb38 \ud1b5\ud569 \uc811\uadfc \ubc29\uc2dd<\/a> PCV\ub294 \ud314\ub85c\uc54c\ud1a0\uc758 \uc720\ub2c8\ubc84\uc2dc\ud2f0 \uc560\ube44\ub274\uc5d0\uc11c \uc124\ub9bd\ub418\uc5b4 \ub2e4\uc74c\uacfc \uac19\uc740 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ud574\ub2f5\uc744 \ucc3e\uace0\uc790 \ud588\uc2b5\ub2c8\ub2e4. \uc800\uc18c\ub4dd\uce35 \uc9c0\uc5ed\uc0ac\ud68c \ucd9c\uc2e0\uc758 \uae30\uc5c5\uac00\ub4e4\uc5d0\uac8c \uc800\ub834\ud55c \uc790\ubcf8\uc744 \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc2e4\ub9ac\ucf58 \ubc38\ub9ac\uc758 \uc77c\uc0c1\uc801\uc778 \ud658\uacbd\uc5d0\uc11c \ud754\ud788 \ubcfc \uc218 \uc788\ub294 \uc790\uc6d0\uacfc \uc9c0\uc6d0 \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\ub824\uba74 \ubb34\uc5c7\uc774 \ud544\uc694\ud560\uae4c? &quot;\uc784\ud329\ud2b8 \ud22c\uc790&quot;\ub77c\ub294 \uc6a9\uc5b4\uac00 \uc0dd\uaca8\ub098\uae30 10\ub144 \uc804, PCV\ub294 \ubbf8\uad6d \ucd5c\ucd08\uc758 \uc784\ud329\ud2b8 \ud22c\uc790 \uae30\uad00 \uc911 \ud558\ub098\ub85c \uc790\ub9ac\ub9e4\uae40\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uadf8\ub3d9\uc548 \uc6b0\ub9ac\ub294 \uc624\uc2a4\ud2f4, \uc2dc\uc560\ud2c0, \ub85c\uc2a4\uc564\uc824\ub808\uc2a4, \ub274\uc695 \ub4f1 \ubbf8\uad6d \uc804\uc5ed\uc758 \ub2e4\ub978 \ucc3d\uc5c5 \uc911\uc2ec\uc9c0\ub4e4\uc774 \uc544\uc774\ub514\uc5b4, \uc870\uc5b8\uc790, \uc790\ubcf8, \uc778\uc7ac\uc758 \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \ud1b5\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc88\ucc3d\ud558\ub294 \ubaa8\uc2b5\uc744 \uc9c1\uc811 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4. PCV\uc758 \uc6b4\uc601 \uac00\uc124\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <em>\uc790\ubcf8 \uc811\uadfc\uc131\uacfc \uc6b0\uc218\ud55c \ud22c\uc790 \uc804\ud6c4 \uc790\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc18c\uc678\ub41c \uc9c0\uc5ed \uc0ac\ud68c\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\ud558\uace0 \ud3ec\uc6a9\uc801\uc778 \uacbd\uc81c \ubc1c\uc804\uacfc \uc77c\uc790\ub9ac \ucc3d\ucd9c\uc744 \ucd09\uc9c4\ud558\uc5ec, \uc544\uba54\ub9ac\uce78 \ub4dc\ub9bc\uc744 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \ub204\ub9b4 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubd80\uc758 \ucd95\uc801\uacfc \ubc88\uc601\uc744 \uc870\uc131\ud560 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/em><\/p>\n\n\n\n<p>\uc9c0\ub09c 25\ub144 \ub3d9\uc548 \ub2e4\uc74c\uacfc \uac19\uc740 \uc131\uacfc\ub97c \uc774\ub8e8\uc5b4\ub0c8\ub2e4\uace0 \uc790\ubd80\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><em>\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc804\uc5ed\uc5d0 \uac78\uccd0 \uc9c0\ubd84 \ud22c\uc790 \ubc0f \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 14\uc870 1\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \uc790\ubcf8\uc744 \ud22c\uc785\ud588\uc73c\uba70, \ud2b9\ud788 \ub300\ucd9c \uae30\uad00\uc73c\ub85c \uc804\ud658\ud55c \uc774\ud6c4\uc5d0\ub294 \uac70\uc758 14\uc870 4\ucc9c\ub9cc \ub2ec\ub7ec\ub97c \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/em><\/li>\n\n\n\n<li><em>\uc804\uad6d 3,500\uba85 \uc774\uc0c1\uc758 \uc911\uc18c\uae30\uc5c5 \ucc3d\uc5c5\uac00\ub4e4\uc5d0\uac8c \uc790\ubb38\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/em><\/li>\n\n\n\n<li><em>21,000\uac1c \uc774\uc0c1\uc758 \uc77c\uc790\ub9ac \ucc3d\ucd9c\uc744 \uc9c0\uc6d0\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/em><\/li>\n\n\n\n<li><em>\uc591\uc9c8\uc758 \uc77c\uc790\ub9ac\ub97c \ud1b5\ud574 \uae30\uc5c5\uac00\uc640 \uadfc\ub85c\uc790\ub4e4\uc774 \uc7ac\uc815\uc801\uc73c\ub85c \uac74\uc804\ud558\uace0 \ubd80\ub97c \ucd95\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/em><\/li>\n<\/ol>\n\n\n\n<p><strong><em>\ud22c\uc790 \uc790\ubcf8, \uc790\ubb38 \uae30\uc5c5 \uc218 \ubc0f \ucc3d\ucd9c\ub41c \uc77c\uc790\ub9ac \uc218<\/em><\/strong><\/p>\n\n\n\n<p>1999\ub144\uc5d0 \uc6b0\ub9ac\ub294 \uc0ac\ud68c\uc801 \uae30\uc5c5\uc758 \uc2a4\ud0c0\ud2b8\uc5c5 \ub2e8\uacc4\ub97c \ubc97\uc5b4\ub098 \ubc1c\uc804\ud588\uc2b5\ub2c8\ub2e4.<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/fueling-community-economic-development-one-business-at-a-time\/\"> 6\uac1c \ud68c\uc0ac\uc5d0 \uc9c0\ubd84 \ud22c\uc790<\/a> \uc0ac\uc6b0\uc2a4 \ubca0\uc774 \uc804\uc5ed\uc5d0\uc11c \uc591\uc9c8\uc758 \uc77c\uc790\ub9ac \ucc3d\ucd9c\uc5d0 \uc804\ub150\ud574 \uc628 PCV\ub294 \uc5f0\uad6c\uc640 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \uc9c0\uc5ed \uc0ac\ud68c \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\ub294 \ud544\uc218\uc801\uc778 \uc77c\uc790\ub9ac \ucc3d\ucd9c \uc8fc\uccb4\ub85c\uc11c \uc911\uc18c\uae30\uc5c5\uc744 \uc6b0\uc120\uc2dc\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 \uba87 \ub144 \ub3d9\uc548 PCV\ub294 \ucc3d\uc5c5\uac00\ub4e4\uc774 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud560 \ub54c \ud22c\uc790\ud558\ub294 \ub370 \uc788\uc5b4 \uace0\uc720\ud55c \uac15\uc810\uc744 \ud65c\uc6a9\ud558\uae30 \uc704\ud55c \ub85c\ub4dc\ub9f5\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. <em>\uadf8\ub4e4\uc758<\/em> \uc544\uba54\ub9ac\uce78 \ub4dc\ub9bc\uc744 \ud5a5\ud55c \uae38.&nbsp;<\/p>\n\n\n\n<p>\ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc0ac\ub840 \uc5f0\uad6c\ub97c \ubd84\uc11d\ud558\uc5ec \uc2dc\uc7a5\uacfc \uc804\ud1b5 \uacbd\uc81c\uac00 \uc2e4\ud328\ud588\ub358 \ud575\uc2ec \uc601\uc5ed\uc744 \ud30c\uc545\ud55c \ud6c4, \uc6b0\ub9ac\ub294 \uc6b0\ub9ac \ud504\ub85c\uadf8\ub7a8\uc758 \ubd80\uc871\ud55c \ubd80\ubd84\uc744 \uac1c\uc120\ud558\uc5ec \uae30\uc5c5\uc758 \uc131\uacf5\ub960\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \ubd80\ubd84\uc744 \ucc3e\uc544\ub0b4\uae30 \uc704\ud574 \ube44\ud310\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>2008\ub144 PCV\ub294 \uccab \ubc88\uc9f8 \uc81c\ud488\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/goodjobs.pacificcommunityventures.org\/\">\uc88b\uc740 \uc77c\uc790\ub9ac, \uc88b\uc740 \uc0ac\uc5c5<\/a> \uc774 \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uc911\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc5d0\uac8c \ub9de\ucda4\ud615 \uc870\uc5b8\uacfc \uc804\ubb38\uc801\uc778 \ud559\uc2b5 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uc5ec \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \uc0ac\uc5c5\uc744 \uc131\uc7a5\uc2dc\ud0ac \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. <em>\uadf8\ub9ac\uace0<\/em> \uadf8\ub4e4\uc758 \ud575\uc2ec\uc740 \uc784\ud329\ud2b8 \ud22c\uc790 \ubd84\uc57c\ub97c \ucc3d\uc2dc\ud560 \ub54c\ubd80\ud130 \uc774\uc5b4\uc838 \uc628 &quot;\uc774\uc911 \uc218\uc775&quot; \uc811\uadfc \ubc29\uc2dd\uc785\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/creating-opportunity\/\">14\uc870 1\uc5b5 \ub2ec\ub7ec\uac00 \uc77c\uc790\ub9ac \ucc3d\ucd9c \uae30\uc5c5\uc5d0 \ud22c\uc790\ub429\ub2c8\ub2e4.<\/a> \uc9c0\uae08\uae4c\uc9c0 2,000\uac1c \uc774\uc0c1\uc758 \uae30\uc5c5\uc774 \ubb34\ub8cc \ubc95\ub960 \uc790\ubb38\uc744 \ubc1b\uc558\uc73c\uba70, \ub2f9\uc0ac\uc758 \uc911\uc18c\uae30\uc5c5 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc190\uc0c1\ub418\uc9c0 \uc54a\uace0 \uadf8\ub300\ub85c \uc720\uc9c0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.,<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/2015\/07\/28\/2008%eb%85%84-pcv-%ec%97%b0%eb%a1%80-%eb%b3%b4%ea%b3%a0%ec%84%9c\/\"> \ud558\uc9c0\ub9cc \uc800\ud76c\ub294 \uc5ed\uc0ac\uc0c1 12%\uc758 \uace0\uc6a9 \uc131\uc7a5\ub960\uc744 \uacbd\ud5d8\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<\/a><\/p>\n\n\n\n<p><strong><em>\uc9c0\ubd84 \ud22c\uc790\ubd80\ud130 \ub300\ucd9c \ubc0f \uc0ac\uc5c5 \ud655\uc7a5 \uc790\ubb38\uae4c\uc9c0<\/em><\/strong><\/p>\n\n\n\n<p>2008\/09\ub144 \uae08\uc735 \uc704\uae30 \uc774\ud6c4, \uc800\ud76c\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \uc18d\ud55c \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\ub4e4\uc774 \ud68c\ubcf5\uc744 \uc704\ud574 \uc7a0\uc7ac\uc801\uc73c\ub85c \uc9c0\ubd84 \ud76c\uc11d\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub294 \uc790\uae30\uc790\ubcf8 \ud22c\uc790\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc6b4\uc601 \uc790\uae08, \uc989 \uc7a5\uae30\uc801\uc778 \uc0c1\ud658 \ub2a5\ub825\uc774 \uc788\ub294 \ubd80\ucc44\uac00 \ub354 \ud544\uc694\ud558\ub2e4\ub294 \uac83\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. 2011\ub144, \ubbf8\uad6d \uc911\uc18c\uae30\uc5c5\uccad(SBA)\uc740 PCV\uc5d0 1,400\ub9cc \ub2ec\ub7ec\ub97c \uc9c0\uc6d0\ud558\uc5ec \uc0c8\ub85c\uc6b4 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/results-that-transcend-tough-times\/\"> \u201c&quot;\ub300\ucd9c + \uc790\ubb38&quot; \ud380\ub4dc<\/a>, \uc774 \ud504\ub85c\uadf8\ub7a8 \ub355\ubd84\uc5d0 PCV\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc8fc \uc804\uc5ed\uc758 \uc9c0\uc5ed\uc0ac\ud68c \uac1c\ubc1c \uae08\uc735 \uae30\uad00(CDFI)\uc73c\ub85c \ubc1c\ub3cb\uc6c0\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/2015\/07\/28\/2011%eb%85%84-pcv-%ec%97%b0%eb%a1%80-%eb%b3%b4%ea%b3%a0%ec%84%9c\/\"> \u201c\uc911\uac04\uce35\uc758 \ubd80\uc7ac\u201d\ub97c \ud574\uc18c\ud588\ub2e4\u201d<\/a> \uc800\ud76c\ub294 \uc124\ub9bd \ub2f9\uc2dc\uc758 \uc0ac\ud68c\uc801 \uc601\ud5a5 \ud22c\uc790 \uacc4\ud68d\uc5d0 \ub530\ub77c, 1\ub9cc~20\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c\uc744 \ube44\ub86f\ud55c \ucd08\uae30 \ub2e8\uacc4 \uc2a4\ud0c0\ud2b8\uc5c5 \ub300\ucd9c\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uac19\uc740 \ud574 \ud6c4\ubc18, \uad6d\uac00 \ucc28\uc6d0\uc758 \uc2dc\uc2a4\ud15c\uc5d0 \ubcc0\ud654\uac00 \ud544\uc694\ud558\ub2e4\ub294 \uac83\uc774 \uc810\uc810 \ub354 \ubd84\uba85\ud574\uc9d0\uc5d0 \ub530\ub77c PCV\ub294 \uc6b0\ub9ac\uc758 \uc0ac\uba85\uc744 \ub354\uc6b1 \ubc1c\uc804\uc2dc\ud0a4\uae30 \uc704\ud574 \uc99d\uac70 \uae30\ubc18 \ubc0f \ub370\uc774\ud130 \uc911\uc2ec \ud65c\ub3d9\uc5d0 \ub354\uc6b1 \uc9d1\uc911\ud588\uc2b5\ub2c8\ub2e4. \ub85d\ud3a0\ub7ec \uc7ac\ub2e8\uacfc \ud568\uaed8 \uc791\uc131\ud55c PCV\uc758 InSight \ubcf4\uace0\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.\u201c<a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/2015\/07\/28\/%ec%9e%84%ed%8c%a9%ed%8a%b8-%ed%88%ac%ec%9e%90-%ec%a0%95%ec%b1%85-%ec%84%a4%ea%b3%84-%eb%b0%8f-%eb%b6%84%ec%84%9d%ec%9d%84-%ec%9c%84%ed%95%9c-%ed%94%84%eb%a0%88%ec%9e%84%ec%9b%8c%ed%81%ac\/\">\uc784\ud329\ud2b8 \ud22c\uc790<\/a>,&quot;\ub294 \ubc31\uc545\uad00 \ucd94\ucc9c \ub3c4\uc11c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.aspeninstitute.org\/publications\/building-impact-economy-america-2011\/\" target=\"_blank\" rel=\"noopener\">\uc784\ud329\ud2b8 \uacbd\uc81c \uc11c\ubc0b<\/a>. <a href=\"https:\/\/www.forbes.com\/impact-30\/lander.html\" target=\"_blank\" rel=\"noopener\">PCV\ub294 \ud3ec\ube0c\uc2a4 \uc784\ud329\ud2b8 30\uc5d0\ub3c4 \uc120\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/a> \uc624\ubc14\ub9c8 \ud589\uc815\ubd80 \uc2dc\uc808 \ubc31\uc545\uad00\uc5d0\uc11c \ubbf8\uad6d\uc774 \ucd5c\ucd08\uc758 \uc784\ud329\ud2b8 \ud22c\uc790 \uad6d\uac00 \ud0dc\uc2a4\ud06c\ud3ec\uc2a4\ub97c \ucd9c\ubc94\uc2dc\ud0a4\uba74\uc11c, \uc138\uacc4 \uc720\uc218\uc758 \uc0ac\ud68c\uc801 \uae30\uc5c5\uac00\ub4e4\uc774 \uc18c\uac1c\ub41c \ubaa9\ub85d\uc774 \ubc1c\ud45c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc591\uc9c8\uc758 \uc11c\ube44\uc2a4\uc640 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc758 \uc790\ubb38 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uc5d0 \ubd80\uc751\ud558\uae30 \uc704\ud574, \uc800\ud76c\ub294 \ubb34\ub8cc \uc790\ubb38 \ud504\ub85c\uadf8\ub7a8\uc744 \ud655\ub300\ud558\uace0 \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/announcing-businessadvising-org\/\">\ube44\uc988\ub2c8\uc2a4 \uc790\ubb38.org<\/a>. \uc774 \ud50c\ub7ab\ud3fc\uc740 \ucc3d\uc5c5\uac00\ub4e4\uc744 \uc2a4\ud0c0\ud2b8\uc5c5, \uc8fc\uc694 \uc740\ud589, \ucee8\uc124\ud305 \ud68c\uc0ac, \ud3ec\ucd98 500\ub300 \uae30\uc5c5\uc758 \uba58\ud1a0\ub4e4\uacfc \uc5f0\uacb0\ud558\uc5ec \ub9de\ucda4\ud615 \ubb34\ub8cc \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uace0 \uc2e4\uc2dc\uac04 \ube44\uc988\ub2c8\uc2a4 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.americanprogress.org\/article\/how-women-of-color-are-driving-entrepreneurship\/\" target=\"_blank\" rel=\"noopener\">\uc0c9\uc0c1<\/a>-\uad6c\uccb4\uc801\uc73c\ub85c<a href=\"https:\/\/www.fastcompany.com\/90408156\/women-of-color-are-starting-businesses-faster-than-anyone\" target=\"_blank\" rel=\"noopener\"> \uc720\uc0c9\uc778\uc885 \uc5ec\uc131 \uae30\uc5c5\uac00\ub4e4<\/a> \ubbf8\uad6d \uacbd\uc81c\uc5d0\uc11c \uc2e0\uaddc \uc0ac\uc5c5 \ubd80\ubb38 \uc911 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd84\uc57c\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ud1b5\uacc4\ub294 \uc774\ub4e4\uc774 \uc6b4\uc601 \uc790\uae08\uacfc \uba58\ud1a0 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc811\uadfc\ud558\ub294 \ub370 \uc788\uc5b4 \ubd88\ud3c9\ub4f1\uc774 \uc2ec\uac01\ud568\uc744 \ubd84\uba85\ud788 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/cool_timeline\/announcing-businessadvising-org\/\">\ube44\uc988\ub2c8\uc2a4 \uc790\ubb38.org<\/a> \uc774 \ub2e8\uccb4\ub294 \uc804\uad6d\uc758 \uae08\uc735 \uc11c\ube44\uc2a4 \ud61c\ud0dd\uc744 \uc81c\ub300\ub85c \ubc1b\uc9c0 \ubabb\ud558\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uac00\ub4e4\uc5d0\uac8c \uba58\ud1a0\ub9c1\uacfc \ub300\ucd9c \uc900\ube44 \uad00\ub828 \uc870\uc5b8\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \ubd88\ud3c9\ub4f1\uc5d0 \uc815\uba74\uc73c\ub85c \ub9de\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;&nbsp;<\/p>\n\n\n\n<p>2019\ub144\uc5d0 PCV\ub294 \uc6b0\ub9ac\ub97c \ub370\ub824\uac14\uc2b5\ub2c8\ub2e4. <em>\uc88b\uc740 \uc77c\uc790\ub9ac, \uc88b\uc740 \uc0ac\uc5c5<\/em> \uc804\uad6d\uc801\uc778 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uace0 \uc628\ub77c\uc778 \ud234\ud0b7\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/goodjobs.pacificcommunityventures.org\/\"><em>\uc88b\uc740 \uc77c\uc790\ub9ac, \uc88b\uc740 \uc0ac\uc5c5<\/em><\/a><em>\uc911\uc18c\uae30\uc5c5\uc758 \uc218\uc775 \uc99d\ub300\ub97c \uc704\ud55c \uc77c\uc790\ub9ac \ucc3d\ucd9c \ub3c4\uad6c \ubaa8\uc74c\uc9d1.&nbsp; <\/em>\uc774\ub294 \uc0dd\ud65c\uc784\uae08, \ubcf5\ub9ac\ud6c4\uc0dd, \ubd80\uc640 \uacbd\ub825 \uac1c\ubc1c \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uc5ec \uc88b\uc740 \uc9c1\uc5c5\uc744 \ub9cc\ub4dc\ub294 \ub370 \uae30\uc5ec\ud558\ub294 \ub300\ucd9c\uc790\uc5d0\uac8c \uc7ac\uc815\uc801 \ubcf4\uc0c1\uacfc \uc778\uc13c\ud2f0\ube0c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uac00 \uc0ac\ud56d\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc810\uc744 \uac00\uc838\uc635\ub2c8\ub2e4. <em>\uc88b\uc740 \uc77c\uc790\ub9ac, \uc88b\uc740 \uc0ac\uc5c5<\/em> BusinessAdvising.org \uc11c\ube44\uc2a4\uc6a9 \ud234\ud0b7<em> <\/em>\uc9c1\uc6d0 \uc774\uc9c1\ub960\uc744 \uc904\uc774\uace0 \uc0ac\uc5c5 \uc131\uacfc\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc2e4\uc9c8\uc801\uc778 \ud301, \uc9c0\uce68 \ubc0f \uc0ac\ub840\ub97c \ud655\ub300\ud558\ub294 \ub370 \uae30\uc5ec\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><strong><em>\uc6b0\ub9ac\uac00 \ud558\ub294 \ubaa8\ub4e0 \uc77c\uc758 \uc911\uc2ec\uc5d0 \uc2dc\ubbfc\uad8c\uacfc \uc778\uc885 \ud3c9\ub4f1\uc744 \ub450\uaca0\uc2b5\ub2c8\ub2e4.<\/em><\/strong><\/p>\n\n\n\n<p>PCV\ub294 \uc124\ub9bd \ub2f9\uc2dc \ubbf8\uad6d \ucd5c\ucd08\uc758 \uc784\ud329\ud2b8 \ud22c\uc790 \uae30\uad00 \uc911 \ud558\ub098\uc600\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\uc0ac\ud68c \uac1c\ubc1c \uae08\uc735 \uae30\uad00(CDFI)\uc740 \uc800\uc18c\ub4dd\uce35 \ubc0f \uc18c\uc218 \uc778\uc885 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \uc790\ubcf8\uc744 \uc81c\uacf5\ud558\uc5ec \ubd80\ub97c \ucd95\uc801\ud558\ub3c4\ub85d \uc9c0\uc6d0\ud55c\ub2e4\ub294 \uba85\ud655\ud55c \ubaa9\uc801\uacfc \uc5f0\ubc29 \uc815\ubd80\uc758 \uc120\uc5b8\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2dc\ubbfc\uad8c \uc6b4\ub3d9\uc5d0\uc11c \ud0c4\uc0dd\ud588\uc2b5\ub2c8\ub2e4. 2019\ub144 \ub9d0, \uc784\ud329\ud2b8 \ud22c\uc790\uc640 CDFI\uc758 \uc2dc\ubbfc\uad8c\uc801 \ucde8\uc9c0\ub97c \uc5f0\uacb0\ud558\ub294 \uac83\uc774 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud558\ub294\uc9c0 \uc7ac\uac80\ud1a0\ud558\uba74\uc11c \ubaa8\ub4e0 \uac83\uc744 \uc0c8\ub86d\uac8c \uc815\ub9bd\ud588\uc2b5\ub2c8\ub2e4. <em>\uc6b0\ub9ac\ub294 \uc9c4\uc815\uc73c\ub85c \uc131\ud3c9\ub4f1\uacfc \uc778\uc885\uc801 \ubd80\ub97c \uc99d\uc9c4\ud558\ub294 \uacb0\uacfc\ub97c \uc124\uacc4\ud558\uace0 \uc2e4\ud604\ud558\uace0 \uc788\ub294\uac00? \ud2b9\ud788 \uac00\uc7a5 \ud070 \uc601\ud5a5\uc744 \ubc1b\ub294 \uacf5\ub3d9\uccb4\ub97c \uc704\ud574, \uadf8\ub4e4\uacfc \ud568\uaed8, \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc5d0 \uc758\ud574 \uc774\ub7ec\ud55c \uacb0\uacfc\uac00 \ub098\ud0c0\ub098\ub3c4\ub85d \ub178\ub825\ud558\uace0 \uc788\ub294\uac00? \ub610\ud55c, \uc774\ub7ec\ud55c \uc0ac\uba85\uc5d0 \ub300\ud574 \ub9d0\uacfc \ud589\ub3d9\uc73c\ub85c \ucc45\uc784\uc744 \ub2e4\ud558\uace0 \uc788\ub294\uac00?<\/em><\/p>\n\n\n\n<p>\uacfc\uac70\uc758 \ubd88\uc758\ub85c \uc778\ud574 \ub9ce\uc740 \uc720\uc0c9\uc778\uc885 \uacf5\ub3d9\uccb4\uac00 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uc800\ud76c\ub294 2022\ub144\uc5d0 \uc0c8\ub85c\uc6b4 \uc804\ub7b5\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <em>\uc7ac\uad6c\uc0c1\ud558\uace0, \ubbfc\uc8fc\ud654\ud558\uace0, \ud68c\ubcf5\uc2dc\ud0a4\uc790<\/em> PCV\uc758 \uae30\ubcf8 \uac00\uce58\ub97c \ubbf8\ub798\ub97c \uc704\ud55c \uc6d0\uce59\uc73c\ub85c \ubc1c\uc804\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubd84\uc11d\uacfc \ucee4\ubba4\ub2c8\ud2f0 \ud53c\ub4dc\ubc31\uc744 \ud65c\uc6a9\ud558\uc5ec \ub300\ucd9c \uc790\ubcf8 \ud504\ub85c\uadf8\ub7a8\uc758 \uc2ec\uc0ac \uacfc\uc815\uc744 \ub354\uc6b1 \ud3ec\uc6a9\uc801\uc73c\ub85c \ub9cc\ub4e4\uae30 \uc704\ud574 \uc801\uadf9\uc801\uc73c\ub85c \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <em>\ubbfc\uc8fc\ud654\ud558\ub2e4 <\/em>\uc9c0\uc5ed \uc0ac\ud68c \ub2e8\uccb4\uc640\uc758 \ub354\uc6b1 \uae34\ubc00\ud55c \uc2e0\ub8b0 \uae30\ubc18 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc800\ub834\ud55c \ub300\ucd9c \ubc0f \uc0ac\uc5c5 \uc790\ubb38 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\uace0, <em>\ud68c\ubcf5\ub825\uc744 \uac16\ub2e4<\/em> \uc6b0\ub9ac\uac00 \uc874\uc7ac\ud558\ub294 \ubaa8\ub4e0 \uacf3\uc5d0\uc11c \ubd80\ub97c \ucd95\uc801\ud558\ub294 \uc5ec\uc815\uc744 \ub0a8\uae38 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud569\ub2c8\ub2e4. \uc774\uc81c \uc6b0\ub9ac\ub294 \uc774\ub7ec\ud55c 3\ub2e8\uacc4 \uc811\uadfc \ubc29\uc2dd\uc744 \ubaa8\ub4e0 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\uc758 \uc124\uacc4 \ubc0f \uc81c\uacf5\uc5d0 \ud1b5\ud569\ud558\uace0 \uc788\uc73c\uba70, \uc9c0\uc18d\uc801\uc73c\ub85c \ud53c\ub4dc\ubc31\uc744 \uc218\ub834\ud558\uc5ec \uc601\ud5a5\ub825\uc744 \uac1c\uc120\ud558\uace0 \uc2ec\ud654\uc2dc\ud0a4\uace0\uc790 \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>2021\ub144, PCV\ub294 \uc9c0\uc5ed \uc0ac\ud68c\uc5d0 \uae30\ubc18\uc744 \ub454 \uc784\ud329\ud2b8 \uc6b0\uc120 \ud380\ub4dc\ub97c \ucc98\uc74c\uc73c\ub85c \ucd9c\ubc94\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.pacificcommunityventures.org\/ko\/%ec%86%8c%ea%b8%b0%ec%97%85-%eb%8c%80%ec%b6%9c\/oakland-loan-fund\/\">\uc624\ud074\ub79c\ub4dc \ubcf5\uad6c \ub300\ucd9c \uae30\uae08<\/a> \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d\uc5d0\uc11c, \uc6b0\ub9ac\ub294 \uc2dc\ub0b4 \uc800\uc18c\ub4dd \uc9c0\uc5ed 5\uacf3\uc5d0 1\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 10\ub9cc \ub2ec\ub7ec\uae4c\uc9c0\uc758 \uc18c\uae30\uc5c5 \ub300\ucd9c\uc744 \uc9c0\uc6d0\ud558\ub294 \uc218\uc218\ub8cc \uc5c6\ub294 0% \uc18c\uae30\uc5c5 \ub300\ucd9c \ud380\ub4dc\ub97c \uc870\uc131\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud380\ub4dc\ub294 \uc9c0\uc5ed \uc0ac\ud68c\uc640 \uac00\uc7a5 \uae34\ubc00\ud55c \uad00\uacc4\ub97c \uc720\uc9c0\ud558\ub294 6\uac1c\uc758 \ud751\uc778 \ubc0f \uc720\uc0c9\uc778\uc885 \uc8fc\ub3c4 \ub2e8\uccb4\uc640 \uacf5\ub3d9\uc73c\ub85c \uc124\ub9bd \ubc0f \uc6b4\uc601\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud380\ub4dc\ub294 \uc720\uc0c9\uc778\uc885 \uae30\uc5c5\uac00\ub4e4\uc774 \uc0ac\uc5c5\uc744 \uc720\uc9c0\ud558\uace0, \uc6b0\ub9ac \ubcf8\uac70\uc9c0\uc778 \uc624\ud074\ub79c\ub4dc \uc2dc\uc5d0\uc11c \ub354 \uc774\uc0c1\uc758 \uc8fc\uac70\uc9c0 \uc774\uc804\uacfc \uc820\ud2b8\ub9ac\ud53c\ucf00\uc774\uc158\uc744 \ub9c9\uc744 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \ub370 \uc6b0\uc120\uc21c\uc704\ub97c \ub450\uc5c8\uc2b5\ub2c8\ub2e4. \uc5ed\uc0ac\uc801\uc73c\ub85c \ucc28\ubcc4\ubc1b\ub358 \uc9c0\uc5ed\uc758 \uc18c\uae30\uc5c5 37\uacf3\uc5d0 \ub300\ucd9c\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368, \uc6b0\ub9ac\ub294 \uc9c0\uc5ed \uae30\ubc18, \uc0ac\ud68c\uc801 \uc601\ud5a5 \uc6b0\uc120, \uadf8\ub9ac\uace0 \ubbfc\uc8fc\ud654\ub41c \ud380\ub4dc \uad6c\uc870\uac00 \ud6a8\uacfc\uc801\uc77c \uc218 \uc788\uc74c\uc744 \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc800\ud76c\ub294 \ud3ec\uc6a9\uc801\uc778 \uae30\uc5c5\uac00 \uc815\uc2e0\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ub2f4\ub860\uc744 \ub9cc\ub4e4\uc5b4\uac00\uace0 \uc788\uc73c\uba70, \uc800\ud76c\uac00 \uc9c0\uc6d0\ud558\ub294 \uc9c0\uc5ed\uc0ac\ud68c\uc640 \ud568\uaed8 \ubd80\ub97c \ucd95\uc801\ud560 \uc218 \uc788\ub294 \uacbd\uc81c\uc801 \uc774\ub3d9\uc131 \uc804\ub7b5\uc744 \uacf5\ub3d9\uc73c\ub85c \uc124\uacc4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc62c\ud574\ub85c \ucc3d\ub9bd 25\uc8fc\ub144\uc744 \ub9de\uc774\ud558\ub294 PCV\ub294 \ubbf8\uad6d \ucd5c\ucd08\uc758 \uc784\ud329\ud2b8 \ud22c\uc790 \uae30\uad00 \uc911 \ud558\ub098\ub85c\uc11c\uc758 \ubfcc\ub9ac\uc640, \ubaa8\ub450\uc5d0\uac8c \uc5f4\ub824 \uc788\ub294 \ubbf8\uad6d\uc774\ub77c\ub294 \uc2dc\ubbfc\uad8c \uc6b4\ub3d9\uc758 \uc774\uc0c1\uc5d0 \ubc1c\ub9de\ucd98 \uc870\uc9c1\uc73c\ub85c\uc11c\uc758 \uc815\uccb4\uc131\uc744 \uae30\ub9bd\ub2c8\ub2e4. \uc9c0\ub09c 3\ub144\uac04 \uc800\ud76c\ub294 \ub300\ucd9c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc640 \uc790\ubb38 \ud504\ub85c\uadf8\ub7a8\uc744 \ub450 \ubc30\ub85c \ub298\ub9ac\ub294 \ub3d9\uc2dc\uc5d0 \ubd80\uc2e4\ucc44\uad8c \ube44\uc728\uc740 \ub0ae\uac8c \uc720\uc9c0\ud588\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc784\ud329\ud2b8 \uc9c0\ud45c \ub610\ud55c \uadf9\ub300\ud654\ud588\uc2b5\ub2c8\ub2e4. \ud22c\uc790\ub41c \uc790\ubcf8\uae08 \uc911 921,300\uc5b5 \uc6d0(TP3T)\uc740 \uc720\uc0c9\uc778\uc885 \ubc0f \uc5ec\uc131 \uae30\uc5c5\uac00\uc5d0\uac8c, 981,300\uc5b5 \uc6d0(TP3T)\uc740 \uc800\uc18c\ub4dd \ubc0f \uc911\uc18c\ub4dd \uc9c0\uc5ed\uc0ac\ud68c\uc5d0 \ud22c\uc790\ub418\uc5c8\uc73c\uba70, \uc800\ud76c\uc758 \uc9c0\uc6d0\uc744 \ud1b5\ud574 &#039;\uc88b\uc740 \uc77c\uc790\ub9ac&#039; \uc5ec\uc815\uc5d0 \ucc38\uc5ec\ud558\ub294 \uc18c\uae30\uc5c5\uc758 \uc218\ub294 \uc138 \ubc30\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><strong><em>\ud5a5\ud6c4 25\ub144 \ub3d9\uc548 \ud3c9\ud654\ubd09\uc0ac\ub2e8\uacfc \uc6b0\ub9ac \ubd84\uc57c\ub294 \uc5b4\ub5a4 \ubaa8\uc2b5\uc744 \uac16\uac8c \ub420\uae4c\uc694?<\/em><\/strong><\/p>\n\n\n\n<p><em>\uc2f9<\/em> \uc800\ub294 PCV \ubaa8\ub378\uc774 \uc804\uad6d\uc801\uc73c\ub85c \ud655\uc0b0\ub418\uace0 \uae30\uc5c5 \ubc0f \ubca4\ucc98 \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \ubaa8\ub4e0 \ub3c4\uc2dc\uc5d0 \uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \uc790\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc874\uc7ac\ud558\uba70, \uc774\ub97c \ud65c\uc6a9\ud558\uc5ec \uc800\uc18c\ub4dd\uce35 \uc9c0\uc5ed\uc0ac\ud68c\uc758 \uae30\uc5c5\uac00\ub4e4\uc744 \uc9c0\uc6d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5bb\uac8c \ud558\uba74 \ud0c4\ud0c4\ud55c \uc790\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c\ub97c \uc804\uad6d\uc801\uc73c\ub85c \ud655\uc7a5\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uc5b4\ub5bb\uac8c \ud558\uba74 \uc774 \ubb38\uc81c\uc5d0 \ub354 \ub9ce\uc740 \uc790\ubcf8\uc744 \ud22c\uc785\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uc81c\uac00 \uc624\ub7ab\ub3d9\uc548 \uc790\ubb38\uc704\uc6d0\uc73c\ub85c \ud65c\ub3d9\ud574 \uc628 \uc624\ud37c\ud29c\ub2c8\ud2f0 \ud380\ub4dc(Opportunity Fund)\ub294 \uc774\ubbf8 \ub208\uc55e\uc5d0 \ub193\uc778 &quot;\uae30\ud68c&quot;\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec \uaddc\ubaa8\ub97c \ud655\uc7a5\ud574 \uc654\uc2b5\ub2c8\ub2e4. PCV\ub3c4 \uc5b4\ub5bb\uac8c \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \ud560 \uc218 \uc788\uc744\uae4c\uc694? PCV\uc758 \uc131\uacf5 \ube44\uacb0\uc740 \ubc14\ub85c \uc790\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4. \uc790\ubcf8\uc744 \uc81c\uacf5\ud558\ub294 \uae30\uad00\uc740 \ub9ce\uc9c0\ub9cc, \uae30\uc220 \uc9c0\uc6d0 \ub610\ud55c \uadf8\uc5d0 \ubabb\uc9c0\uc54a\uac8c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><em>\ubd88\ubd88<\/em> \u2013 \uc81c\uac00 \uc0dd\uac01\ud558\ub294 PCV\uc758 \ube44\uc804\uc740 \uc784\ud329\ud2b8 \ud22c\uc790\ub77c\ub294 \ucc3d\ub9bd \uc815\uc2e0\uc744 \uad6c\ud604\ud558\uace0, \uacf5\uc815\ud558\uac8c \uc790\uae08\uc744 \ubc30\ubd84\ud558\ub294 CDFI\ub85c\uc11c\uc758 \uc5ed\ud560\uc744 \uac15\ud654\ud558\uba70, \uc784\ud329\ud2b8 \uc6b0\uc120 \ud22c\uc790\uc758 \uc804\uad6d\uc801\uc778 \ubaa8\ubc94 \uc0ac\ub840\ub97c \uc81c\uc2dc\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\uac83\uc774 \ubc14\ub85c \uc6b0\ub9ac\uac00 \ub9d0\ud558\ub294 \u2018\uc784\ud329\ud2b8 \uc6b0\uc120 \ud22c\uc790\u2019\uc785\ub2c8\ub2e4. <strong><em>\ud68c\ubcf5 \uc790\ubcf8<\/em><\/strong>. \uc800\ud76c \uac00\uc871\uc740 1980\ub144\ub300 \ud6c4\ubc18 \uc774\ubbfc\uc790 \uae30\uc5c5\uac00\ub85c\uc11c \uc774 \ub098\ub77c\uc5d0 \uc654\uc73c\uba70, \uc544\uba54\ub9ac\uce78 \ub4dc\ub9bc\uc5d0 \ub300\ud55c \ubbff\uc74c\uc744 \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc81c \uacbd\ub825 \ub0b4\ub0b4 \ubaa8\ub4e0 \ubbf8\uad6d\uc778\uc774 \uc544\uba54\ub9ac\uce78 \ub4dc\ub9bc\uc744 \uc774\ub8f0 \uc218 \uc788\ub3c4\ub85d \ub04a\uc784\uc5c6\uc774 \ub178\ub825\ud574 \uc654\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub294 \ud5a5\ud6c4 20\ub144 \ub3d9\uc548 \uc774 \ub098\ub77c\uc758 \uc0c8\ub85c\uc6b4 \ub2e4\uc218\ub97c \ucc28\uc9c0\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc138\uacc4 \ubb34\ub300\uc5d0\uc11c \uc6b0\ub9ac \uacbd\uc81c, \uacbd\uc7c1\ub825 \ubc0f \ud601\uc2e0\uc5d0 \uc0c1\ub2f9\ud55c \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\uc744 \uc218 \uc788\ub294, \uc790\uc6d0\uc774 \ubd80\uc871\ud55c 50% \ubbf8\uad6d\uc778\ub4e4\uc5d0\uac8c \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \uc9c0\uc5ed \uc0ac\ud68c\ub97c \uac00\uc7a5 \uc798 \uc544\ub294 \uc18c\uae30\uc5c5\ub4e4\uc774 \ucc3d\ucd9c\ud558\ub294 \ubd80\ub97c \ucd95\uc801\ud558\ub294 \uc77c\uc790\ub9ac\ub97c \ud1b5\ud574 \uacbd\uc81c \ud53c\ub77c\ubbf8\ub4dc\uc758 \ucd5c\ud558\uce35\uc5d0\uc11c \uc77c\ud558\ub294 50% \ubbf8\uad6d\uc778\ub4e4\uc5d0\uac8c\ub3c4 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \uc6b0\ub9ac \uc870\uc9c1\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ud65c\ub3d9\uc744 \ud1b5\ud574 \uc774\ub7ec\ud55c \ube44\uc804\uc744 \ud5a5\ud574 \ub098\uc544\uac08 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>1. <strong>\ud380\ub4dc \uc774\ub178\ubca0\uc774\uc158<\/strong> \uc704\uc5d0\uc11c \uc5b8\uae09\ud588\ub4ef\uc774, PCV\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc804\uc5ed(\uadf8\ub9ac\uace0 \ub2e4\ub978 CDFI \ud30c\ud2b8\ub108\ub97c \ud1b5\ud574 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc678 \uc9c0\uc5ed)\uc758 \ub354 \ub9ce\uc740 \uc9c0\uc5ed\uc0ac\ud68c\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uc9c0\uc5ed \uae30\ubc18 \ubcf5\uad6c \ub300\ucd9c \uae30\uae08\uacfc \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uae08\uc735 \ubc29\uc2dd\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \ud22c\uc790\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2. <strong><\/strong><strong>\ud30c\ud2b8\ub108\uc2ed\uc758 \uc2dc\uc791, \uad6c\ucd95 \ubc0f \uc720\uc9c0<\/strong> \uc9c0\uc5ed \uc0ac\ud68c\uc640 \uae30\uc5c5\uac00\ub97c \uac00\uc7a5 \uc798 \uc544\ub294 \uc9c0\uc5ed \uc0ac\ud68c \ub2e8\uccb4\ub4e4\uacfc \ud611\ub825\ud558\uc9c0\ub9cc, \uc774\ub7ec\ud55c \ub2e8\uccb4\ub4e4\uc740 \uc885\uc885 \uc9c0\uc5ed \uc0ac\ud68c\uc640 \uae30\uc5c5\uac00\ub97c \ucda9\ubd84\ud788 \uc9c0\uc6d0\ud560 \uc790\uc6d0\uacfc \uad8c\ud55c\uc774 \ubd80\uc871\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>3. <strong><\/strong><strong>\uc790\ubcf8\uc758 \uc5f0\uc18d\uc131 \uad6c\ucd95<\/strong> \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \uc18c\uc678\ub41c \ubbf8\uad6d \uc778\uad6c \uc808\ubc18\uc744 \ub300\uc0c1\uc73c\ub85c, \uc800\ud3c9\uac00\ub41c \uae30\uc5c5\uac00\ub4e4\uc774 \uc7ac\ub2a5, \ud601\uc2e0 \ubc0f \uacbd\uc7c1\ub825\uc744 \ubc1c\ud718\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>4. <strong>\uc815\ucc45 \ubc0f \uc2dc\uc2a4\ud15c \ubcc0\uacbd<\/strong>\uc9c0\uc5ed\uc0ac\ud68c \uc7ac\ud22c\uc790\ubc95 \uac1c\ud601 \ubc0f \uae30\ud0c0 \uc8fc\uc694 \uc5f0\ubc29 \uc815\ucc45 \ubc0f \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc2dc\ubbfc\uad8c\uc744 \uc911\uc2ec\uc5d0 \ub450\uc5b4 CDFI \ubd84\uc57c\uc5d0 \ub300\ud55c \uc815\ucc45 \uc639\ud638\ub97c \uac15\ud654\ud558\uace0, \uc6b0\ub9ac \ubd84\uc57c\uc758 \uac70\ubc84\ub10c\uc2a4 \ubc0f \uc601\ud5a5 \uce21\uc815\uc744 \uac1c\uc120\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub294 \uc6b0\ub9ac\uac00 \ubd09\uc0ac\ud558\ub294 \uc0ac\ub78c\ub4e4\uacfc \uc9c0\uc5ed\uc0ac\ud68c\uc640 \ud568\uaed8 \ud68c\ubcf5\ub825 \uc788\ub294 \uae08\uc735 \uad00\ud589\uc744 \uc7ac\uad6c\uc0c1\ud558\uace0, \ubbfc\uc8fc\ud654\ud558\uace0, \ucc3d\uc870\ud558\ub294 \ub370 \uc804\ub150\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc5ec\uc815\uc5d0 \ud568\uaed8\ud574 \uc8fc\uc138\uc694! <em>\uc62c\ud574 \uc624\ud074\ub79c\ub4dc\uc5d0\uc11c \uc5f4\ub9ac\ub294 \uc800\ud76c 25\uc8fc\ub144 \uae30\ub150 \ud589\uc0ac\uc5d0 \ud568\uaed8 \ucc38\uc5ec\ud558\uc2dc\uace0, \uc800\ud76c\uc5d0\uac8c \ub9e4\uc77c \uc601\uac10\uc744 \uc8fc\ub294 \ud6cc\ub96d\ud55c \uc9c0\uc5ed \ud30c\ud2b8\ub108 \ubc0f \uae30\uc5c5\uac00\ub4e4\uc744 \ub9cc\ub098\ubcf4\uc138\uc694. 11\uc6d4 11\uc77c \ucee4\ubba4\ub2c8\ud2f0 \uae30\ub150 \ud589\uc0ac\ub97c \uc704\ud574 \ub0a0\uc9dc\ub97c \uae30\uc5b5\ud574 \ub450\uc138\uc694!<\/em>&nbsp;<\/p>",
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