May mga tanong ka ba tungkol sa aming mga pautang o programa? Magsimula sa mga FAQ na ito upang makuha ang mga sagot na kailangan mo.<\/p>\r\n
Sino ang Karapat-dapat para sa Pautang para sa Maliit na Negosyo?<\/p>\r\n
Pacific Community Ventures supports small business owners with affordable loans to help sustain or scale their operations. To qualify for a loan, your business must meet the following required criteria:<\/p>\r\n
Karagdagang Impormasyon:<\/p>\r\n
Kung natutugunan mo ang mga kinakailangang pamantayan, malugod na tinatanggap ng PCV ang pagkakataong makipagtulungan sa iyo, suriin ang iyong aplikasyon, at tulungan kang makuha ang kapital na kailangan mo para sa iyong negosyo. Kailangan mo ba ng karagdagang impormasyon?<\/p>\r\n
Kontakin ang aming pangkat ng nagpapautang<\/strong><\/a><\/p>\r\n Anong mga Uri ng Pautang para sa Maliliit na Negosyo ang Magagamit?<\/p>\r\n Pacific Community Ventures provides flexible and affordable small business loans from $10,000 to $500,000. The goal is to help you sustain a business that has a lasting impact on your community.<\/p>\r\n Maaari mong gamitin ang iyong utang para sa:<\/p>\r\n PCV works with California business owners who want to grow responsibly and strengthen their long-term financial and operational stability. Ready to explore your options?<\/p>\r\n Bisitahin ang aming Mga Programa sa Pautang para sa karagdagang impormasyon.<\/strong><\/a><\/p>\r\n Ano ang Iyong mga Tuntunin?<\/p>\r\n Pacific Community Ventures’ loan terms are designed to be supportive of your business goals. Here’s what to expect.<\/p>\r\n Mga Tuntunin sa Pautang:<\/p>\r\n Mga Rate ng Interes:<\/p>\r\n Mga Bayarin:<\/p>\r\n PCV sets clear terms, so that you always know what to expect and can plan for long-term success. Want more details about which loan fits your needs? <\/p>\r\n Explore our loan options to learn more.<\/strong><\/a><\/p>\r\n Kailangan Mo Ba ng Kolateral?<\/p>\r\n No. However, Pacific Community Ventures requires a personal guarantee from anyone who owns 20% or more of the business. This helps ensure shared responsibility, supporting the sustainability of our lending programs. <\/p>\r\n We also review credit for each owner with 20% or more ownership, but we do not have a minimum credit score requirement. <\/p>\r\n PCV’s goal is to make lending more accessible while protecting the resilience of our borrowers and their businesses. Want to learn more about the application process? <\/p>\r\n Bisitahin ang aming aplikasyon sa pautang para makapagsimula. <\/strong><\/a><\/p>\r\n MAHALAGA: Ang mga pautang ay isasaayos o gagawin alinsunod sa isang Lisensya sa Batas ng mga Nagpapahiram ng Pananalapi sa California. <\/em><\/p>\r\n Anong mga Dokumento ang Kakailanganin Ko, at Bakit?<\/p>\r\n Kapag nag-apply ka para sa isang pautang, hihingi ang Pacific Community Ventures ng mga dokumentong makakatulong sa amin na maunawaan ang kalagayang pinansyal ng iyong negosyo. Ang mga materyales na ito ay nagbibigay-daan sa amin upang makagawa ng patas at matalinong mga desisyon upang suportahan ang iyong mga pangmatagalang layunin sa kapital ng negosyo.<\/p>\r\n Narito ang kakailanganin mo:<\/p>\r\n Ang pagkakaroon ng mga dokumentong ito ay nagpapadali sa proseso at nagsisiguro na mabilis tayong makakapag-usad. Handa ka na bang magsimula? Magsimula sa pormularyo ng Paunang Pamantayan sa Pagiging Karapat-dapat.<\/strong><\/a><\/p>\r\n MAHALAGA: Ang mga pautang ay isasaayos o gagawin alinsunod sa isang Lisensya sa Batas ng mga Nagpapahiram ng Pananalapi sa California<\/em><\/p>\r\n Paano Gumagana ang Proseso?<\/p>\r\n Applying for a Pacific Community Ventures loan is simple and secure. The process is designed to help you move forward with confidence and sustain your business with the support you need. Here’s what to expect.<\/p>\r\n Hakbang 1: Paunang Pag-apply <\/strong> If you don’t see the email, check your junk folder. You can also contact us at lending@pcvmail.org<\/a> kung kailangan mo ng tulong.<\/p>\r\n Hakbang 2: Pagsusuri <\/strong> Hakbang 3: Isumite <\/strong> We’ll also check the credit of anyone owning 20% or more of the business. There’s no minimum credit score, and we look at your overall financial story, not just a number.<\/p>\r\n Hakbang 4: Desisyon sa PCV<\/strong> We’re here to make the process clear and accessible every step of the way.<\/p>\r\n Handa ka na bang magsimula? Go to our loan application to begin.<\/strong><\/a><\/p>\r\n MAHALAGA: Ang mga pautang ay isasaayos o gagawin alinsunod sa isang Lisensya sa Batas ng mga Nagpapahiram ng Pananalapi sa California.<\/em><\/p>\r\n <\/p>\r\n Paano Kung Mawala Ko ang Aking Lenderfit Login?<\/p>\r\n If you lose your Lenderfit login, don’t worry. You can always get back into your account by following a few simple steps.<\/p>\r\n Kung kailangan mo ng tulong, kontakin ang aming koponan sa lending@pcvmail.org<\/a>. We’ll make sure you can access your account and keep your application moving.<\/p>\r\n Handa ka nang mag-log in muli? Visit the Lenderfit login page to continue your application.<\/strong><\/a><\/p>\r\n Ano ang "Magagandang Trabaho, Magandang Negosyo"?<\/p>\r\n Good Jobs, Good Business helps you offer strong, resilient jobs while keeping your business sustainable. It’s a toolkit with practical guidance and resources to help you with wages, add benefits, and engage employees in ways that make sense for your business.<\/p>\r\n Ready to find out how the Good Jobs, Good Business toolkit can build your team? Take the Prioritization Quiz to get started<\/a>.<\/strong><\/p>\r\n Ano ang Maituturing ng PCV na 'Magandang Trabaho'?<\/p>\r\n A good job is one that helps employees feel secure, supported, and able to sustain their work and life balance and responsibilities while supporting your business. Pacific Community Ventures defines a good job using five dimensions. Jobs that meet at least three of the following attributes are considered good jobs:<\/p>\r\n Handa ka na bang matutunan kung paano lumikha ng magagandang trabaho para sa iyong koponan at mapanatili ang isang matatag na negosyo? Tuklasin ang aming toolkit para sa Magandang Trabaho, Magandang Negosyo.<\/strong><\/a><\/p>\r\n Anong mga Benepisyong Pinansyal ang Kaugnay ng 'Magagandang Trabaho' sa Aking Pautang?<\/p>\r\n Pacific Community Ventures helps small businesses sustain growth by encouraging good jobs that retain employees and strengthen operations. Your loan includes financial incentives when you adopt ‘good jobs’ practices.<\/p>\r\n Here’s how it works:<\/p>\r\n Handa ka na bang gamitin ang mga kagamitang ito para lumikha ng magagandang trabaho at palaguin ang iyong negosyo? Tuklasin ang mga benepisyo ng Mabubuting Trabaho.<\/strong><\/a><\/p>\r\n Paano kung Hindi Ako Naaprubahan para sa isang Pautang?<\/p>\r\n If your loan application isn’t approved, Pacific Community Ventures will still help you sustain and grow your business. We want to see you succeed, so we’ll connect you to options and guidance.<\/p>\r\n Narito ang ilang mga handog:<\/p>\r\n\r\n
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Start by filling out a short initial eligibility criteria pre-application. Tell us a few details about yourself and your business. If you meet our basic criteria, you’ll get an email with a link to our loan platform, Lenderfit. Use that link to create your account.<\/p>\r\n
Once you log in, you’ll see a checklist that walks you through what’s needed. Upload your documents and complete the first items on the list. Our team will review and quickly let you know if you’re eligible to move forward. You can message us directly through Lenderfit if you have any questions.<\/p>\r\n
If you’re eligible, we’ll ask for the following.<\/p>\r\n\r\n
We usually make a decision within three business days after reviewing your materials. If approved, we’ll guide you through the final steps to close your loan and get your funds.<\/p>\r\n\r\n
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