{
    "id": 28734,
    "date": "2026-01-26T10:54:24",
    "date_gmt": "2026-01-26T18:54:24",
    "guid": {
        "rendered": "https:\/\/pcvdevel.wpenginepowered.com\/?page_id=28734"
    },
    "modified": "2026-02-23T09:52:34",
    "modified_gmt": "2026-02-23T17:52:34",
    "slug": "%ea%b8%b0%ea%b8%88%ec%9d%84-%eb%b3%b5%ec%9b%90%ed%95%98%ec%84%b8%ec%9a%94",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/www.pacificcommunityventures.org\/vi\/get-a-loan\/restore-la-fund\/",
    "title": {
        "rendered": "Qu\u1ef9 Kh\u00f4i Ph\u1ee5c LA"
    },
    "content": {
        "rendered": "<h1>Qu\u1ef9 Restore LA<\/h1><p>V\u00ec s\u1ef1 ph\u1ee5c h\u1ed3i c\u1ee7a doanh nghi\u1ec7p nh\u1ecf v\u00e0 kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu v\u1edbi bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu<\/p>\n<h2>\n\t\t\tIn collaboration with our community partners, Pacific Community Ventures is proud to launch our RESTORE LA Fund for Micro &#038; Small Business Recovery &#038; Climate Resilience\t<\/h2>\n\t<p>\u0110\u00e2y l\u00e0 qu\u1ef9 tr\u1ecb gi\u00e1 $3 tri\u1ec7u \u0111\u00f4 la cung c\u1ea5p c\u00e1c kho\u1ea3n vay kh\u00f4ng ph\u00ed tr\u1ecb gi\u00e1 3% cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf b\u1ecb s\u1ee5t gi\u1ea3m doanh thu do c\u00e1c v\u1ee5 ch\u00e1y r\u1eebng \u1edf Los Angeles n\u0103m 2025, c\u0169ng nh\u01b0 t\u00ecnh tr\u1ea1ng b\u1ea5t \u1ed5n d\u00e2n s\u1ef1 v\u00e0 l\u1ec7nh gi\u1edbi nghi\u00eam \u0111\u01b0\u1ee3c \u00e1p \u0111\u1eb7t v\u00e0o th\u00e1ng 6 n\u0103m 2025. C\u00e1c doanh nghi\u1ec7p nh\u1ecf l\u00e0 x\u01b0\u01a1ng s\u1ed1ng c\u1ee7a c\u1ed9ng \u0111\u1ed3ng ch\u00fang ta, v\u00e0 ch\u00fang t\u00f4i tin r\u1eb1ng t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u n\u00ean \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn m\u1ed9t c\u00e1ch c\u00f3 \u00fd ngh\u0129a v\u1edbi ngu\u1ed3n v\u1ed1n v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 minh b\u1ea1ch v\u00e0 gi\u00e1 c\u1ea3 ph\u1ea3i ch\u0103ng, c\u00e1c c\u01a1 h\u1ed9i t\u1ea1o thu nh\u1eadp v\u00e0 nh\u1eefng khu ph\u1ed1 an to\u00e0n cho con c\u00e1i v\u00e0 gia \u0111\u00ecnh ch\u00fang ta.<\/p>\n<p>As part of PCV&#8217;s Restorative Capital model, these affordable loans include wraparound technical assistance to ensure businesses are supported in the rebuilding and restoration process. PCV does not require a minimum credit score to apply.<\/p>\n<h2>\n\t\t\t\u0110\u01b0\u1ee3c thi\u1ebft k\u1ebf d\u00e0nh cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf\t<\/h2>\n\t<p>PCV&#8217;s RESTORE LA Fund provides small business loans ranging from <strong>$10,000 \u0111\u1ebfn $100,000 v\u1edbi l\u00e3i su\u1ea5t 3%<\/strong> for Los Angeles communities impacted by wildfires, civic unrest, curfews, and related business disruptions in 2025. RESTORE LA loans have no fees, no closing costs, no credit score minimums, and no collateral requirements-all through a streamlined application process. Language support is available. By comparison, federal SBA disaster loans provided up to $2 million at interest rates starting at 4%, with more requirements, often creating barriers for many small businesses struggling to recover. PCV&#8217;s low-cost loans allow micro and small businesses to access patient working capital that&#8217;s more within reach, especially when going from immediate relief grants programs to medium to longer term recovery and growth.<\/p>\n<h3>\n\t\t\tTi\u1ec1n vay c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng ph\u1ee5c h\u1ed3i quan tr\u1ecdng, bao g\u1ed3m nh\u01b0ng kh\u00f4ng gi\u1edbi h\u1ea1n \u1edf:\t<\/h3>\n\t<ul>\n<li>Thay th\u1ebf t\u00e0i s\u1ea3n ho\u1eb7c thi\u1ebft b\u1ecb b\u1ecb h\u01b0 h\u1ecfng<\/li>\n<li>Chi tr\u1ea3 c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn nh\u1eefng thay \u0111\u1ed5i v\u1ec1 quy \u0111\u1ecbnh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh.<\/li>\n<li>H\u1ed7 tr\u1ee3 duy tr\u00ec vi\u1ec7c l\u00e0m v\u00e0 chi ph\u00ed ti\u1ec1n l\u01b0\u01a1ng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/li>\n<li>Gi\u1ea3i quy\u1ebft chi ph\u00ed gi\u00e1n \u0111o\u1ea1n kinh doanh<\/li>\n<li>Qu\u1ea3n l\u00fd c\u00e1c kho\u1ea3n chi ph\u00ed li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m<\/li>\n<\/ul>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/PeopleInFrontOfStore-scaled.jpg\" alt=\"M\u1ecdi ng\u01b0\u1eddi \u0111\u1ee9ng tr\u01b0\u1edbc c\u1eeda h\u00e0ng\" height=\"1920\" width=\"2560\" title=\"Ng\u01b0\u1eddi Tr\u01b0\u1edbc C\u1eeda H\u00e0ng\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>By combining flexible financing with expert guidance, PCV&#8217;s RESTORE LA Fund helps small businesses recover, rebuild, and create stronger, more resilient businesses that sustain livelihoods and family incomes in this challenging time in our communities. We aim to strengthen local economies by turning short-term recovery into long-term opportunity.<\/p>\n<p>RESTORE LA will also be PCV&#8217;s first place-based fund that provides access to our climate lending (at 5%, up to $500,000) and advising supports from the beginning, for those businesses looking to rebuild or grow more sustainably, increase energy efficiency and climate resilience in their business, reduce energy costs and create green jobs.<\/p>\n\t\t\t<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\u0110\u0103ng k\u00fd ngay\n\t\t\t\t\t<\/a>\n\t<p><small><em>C\u00e1c kho\u1ea3n vay s\u1ebd \u0111\u01b0\u1ee3c thu x\u1ebfp ho\u1eb7c th\u1ef1c hi\u1ec7n theo Gi\u1ea5y ph\u00e9p cho vay t\u00e0i ch\u00ednh c\u1ee7a California.<\/em>.<\/small><\/p>\n<h2>\n\t\t\tC\u00e1c \u0111\u1ed1i t\u00e1c t\u00e0i tr\u1ee3\t<\/h2>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/US_Bank_logo_red_blue_RGB-600x168-1-300x84.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"84\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"84\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Charles-Schwab-Digital-Bank-logo-JPG-300x300-1.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"300\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"300\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/FoundLA-Support-White-600x138-1-300x69.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"69\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"69\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/GG2015_Logo_horizontal_4color-3-600x120-1-300x60.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"60\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"60\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Starbucks_Corporation_Logo_2011.svg-300x300-1.png\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"300\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"300\" \/>\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/JPMC_Co-Logo-3-1200x102-1-300x26.jpg\" alt=\"\" data-no-lazy=\"1\" itemprop=\"thumbnail\" width=\"300\" height=\"26\">\n\t\t\t<!-- Overlay Wrapper -->\n\t\t\t <!-- Overlay Wrapper Closed -->\n\t\t\t\t\t\t\t<meta itemprop=\"width\" content=\"300\" \/>\n\t\t\t<meta itemprop=\"height\" content=\"26\" \/>\n\t<p><em>V\u00e0 nh\u1eefng ng\u01b0\u1eddi \u1ee7ng h\u1ed9 \u1ea9n danh h\u00e0o ph\u00f3ng<\/em><\/p>\n<h2>\n\t\t\tNh\u1eefng doanh nghi\u1ec7p n\u00e0o \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n?\t<\/h2>\n\t<ul>\n<li>C\u00e1c doanh nghi\u1ec7p \u0111\u0103ng k\u00fd t\u1ea1i California, c\u00f3 \u0111\u1ecba \u0111i\u1ec3m kinh doanh t\u1ea1i Qu\u1eadn Los Angeles, \u0111\u00e3 b\u1ecb s\u1ee5t gi\u1ea3m doanh thu do c\u00e1c v\u1ee5 ch\u00e1y r\u1eebng \u1edf Los Angeles n\u0103m 2025, t\u00ecnh tr\u1ea1ng b\u1ea5t \u1ed5n d\u00e2n s\u1ef1, l\u1ec7nh gi\u1edbi nghi\u00eam v\u00e0 c\u00e1c gi\u00e1n \u0111o\u1ea1n kinh doanh li\u00ean quan trong n\u0103m 2025.<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p \u0111\u00e3 t\u1ea1o ra doanh thu trong \u00edt nh\u1ea5t 10 th\u00e1ng.<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p t\u1ea1o ra d\u00f2ng ti\u1ec1n \u0111\u1ee7 \u0111\u1ec3 tr\u1ea3 c\u00e1c kho\u1ea3n vay h\u00e0ng th\u00e1ng.<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p c\u00f3 th\u1ec3 ch\u1ee9ng minh l\u1ecbch s\u1eed thanh to\u00e1n h\u00f3a \u0111\u01a1n ho\u1eb7c c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u00fang h\u1ea1n g\u1ea7n \u0111\u00e2y.<\/li>\n<\/ul>\n<h2>\n\t\t\tNh\u1eefng doanh nghi\u1ec7p n\u00e0o kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n?\t<\/h2>\n\t<ul>\n<li>D\u1ecbch v\u1ee5 g\u1ecdi xe v\u00e0 v\u1eadn t\u1ea3i, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, c\u1ea7n sa v\u00e0 c\u00e1c doanh nghi\u1ec7p phi l\u1ee3i nhu\u1eadn<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p c\u00f3 tr\u1ee5 s\u1edf b\u00ean ngo\u00e0i qu\u1eadn Los Angeles v\u00e0 kh\u00f4ng \u0111\u0103ng k\u00fd t\u1ea1i California.<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p kh\u00f4ng t\u1ea1o ra doanh thu trong \u00edt nh\u1ea5t 12 th\u00e1ng.<\/li>\n<li>C\u00e1c doanh nghi\u1ec7p b\u00e1o c\u00e1o l\u1ed7 r\u00f2ng<\/li>\n<\/ul>\n<h2>\n\t\t\tKho\u1ea3n vay n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch g\u00ec?\t<\/h2>\n\t<p>Ngu\u1ed3n v\u1ed1n n\u00e0y d\u00e0nh cho c\u00e1c doanh nh\u00e2n mu\u1ed1n ph\u00e1t tri\u1ec3n ho\u1eb7c duy tr\u00ec doanh nghi\u1ec7p c\u1ee7a m\u00ecnh v\u00e0 s\u1eb5n s\u00e0ng vay n\u1ee3 v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t h\u1ee3p l\u00fd \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111i\u1ec1u \u0111\u00f3. B\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh r\u00f5 k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n ho\u1eb7c duy tr\u00ec doanh nghi\u1ec7p c\u1ee7a b\u1ea1n b\u1eb1ng kho\u1ea3n vay, b\u1ea1n \u0111ang t\u1ea1o ra c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 tr\u1ea3 n\u1ee3 th\u00e0nh c\u00f4ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t v\u00e0i v\u00ed d\u1ee5 v\u1ec1 c\u00e1ch s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n:<\/p>\n<ul>\n<li><strong>V\u1ed1n l\u01b0u \u0111\u1ed9ng<\/strong>D\u00f9ng \u0111\u1ec3 trang tr\u1ea3i c\u00e1c chi ph\u00ed sinh ho\u1ea1t h\u00e0ng ng\u00e0y nh\u01b0 ti\u1ec1n thu\u00ea nh\u00e0 v\u00e0 ti\u1ec1n \u0111i\u1ec7n n\u01b0\u1edbc, ho\u1eb7c ti\u1ec1n l\u01b0\u01a1ng nh\u00e2n vi\u00ean trong th\u1eddi k\u1ef3 kinh doanh ch\u1eadm.<\/li>\n<li><strong>H\u00e0ng t\u1ed3n kho<\/strong>Mua s\u1ed1 l\u01b0\u1ee3ng l\u1edbn v\u1eadt t\u01b0 \u0111\u1ec3 t\u1eadn d\u1ee5ng chi\u1ebft kh\u1ea5u, mua nguy\u00ean li\u1ec7u th\u00f4, t\u00edch tr\u1eef h\u00e0ng t\u1ed3n kho tr\u01b0\u1edbc k\u1ef3 ngh\u1ec9 l\u1ec5.<\/li>\n<li><strong>N\u00e2ng c\u1ea5p<\/strong>S\u1eeda ch\u1eefa thi\u1ebft b\u1ecb c\u0169, mua s\u1eafm thi\u1ebft b\u1ecb m\u1edbi.<\/li>\n<li><strong>M\u1edf r\u1ed9ng<\/strong>M\u1edf th\u00eam chi nh\u00e1nh th\u1ee9 hai, c\u1ea3i t\u1ea1o c\u1eeda h\u00e0ng hi\u1ec7n t\u1ea1i, tuy\u1ec3n d\u1ee5ng nh\u00e2n vi\u00ean m\u1edbi, \u0111\u1ea7u t\u01b0 v\u00e0o chi\u1ebfn d\u1ecbch ti\u1ebfp th\u1ecb, x\u00e2y d\u1ef1ng trang web.<\/li>\n<\/ul>\n\t\t\t\t\t\t<h2>C\u01a1 h\u1ed9i n\u00e0y c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u kinh doanh c\u1ee7a b\u1ea1n kh\u00f4ng?<\/h2>\t\t\t\t\t\n\t\t\t<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tHo\u00e0n th\u00e0nh \u0111\u01a1n \u0111\u0103ng k\u00fd t\u1ea1i \u0111\u00e2y\n\t\t\t\t\t<\/a>\n\t<p><em>IMPORTANT: Loans will be arranged or made\u00a0pursuant to\u00a0a California Finance Lenders Law License.\u00a0<\/em><\/p>\n<h2>\n\t\t\tC\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p\t<\/h2>\n\t\t\t\tQu\u1ef9 RESTORE LA l\u00e0 g\u00ec?\n\t\t\t\t<p>PCV&#8217;s RESTORE LA Fund is a $3 million loan fund serving the Los Angeles small business community. The Fund offers flexible, patient loans featuring below-market rates and no fees to support small businesses facing fiscal recovery challenges in areas affected by the 2025 LA wildfires and related disruptions such as curfews and restricted activity imposed in June throughout the county. The program includes comprehensive pre- and post-loan technical assistance to ensure businesses are well-prepared and supported before, during and after the loan process.<\/p>\n<p>Building on our successful Oakland Restorative Loan Fund, which provided 3% interest loans to underserved entrepreneurs, the RESTORE LA Fund aims to offer similar support in Los Angeles, where much of PCV&#8217;s current client portfolio is based. In Oakland, offering this low-cost disaster support was essential to helping long-time community members keep their homes and businesses in place, maintain workers, and recover again &#8211; all of which we have seen in our impact data following the launch of both funds to date. The RESTORE LA Fund will build on PCV&#8217;s proven model, combining access to restorative capital with pro bono business advising, to ensure entrepreneurs can recover with patient working capital, mentorship, and climate resilience support.<\/p>\n<p>PCV s\u1ebd h\u1ee3p t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ph\u00e1t tri\u1ec3n c\u1ed9ng \u0111\u1ed3ng (CDFI) v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c c\u1ed9ng \u0111\u1ed3ng \u0111\u1ecba ph\u01b0\u01a1ng t\u1ea1i Los Angeles \u0111\u1ec3 ti\u1ebfp c\u1eadn v\u00e0 gi\u1edbi thi\u1ec7u kh\u00e1ch h\u00e0ng, ch\u1eb3ng h\u1ea1n nh\u01b0 Inclusive Action for the City, TMC Community Capital, First Community Capital, Chinatown Service Center Lending v\u00e0 AmPac Business Capital. N\u1ebfu b\u1ea1n mu\u1ed1n h\u1ee3p t\u00e1c v\u1edbi PCV, vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Gi\u00e1m \u0111\u1ed1c cho vay Aben Hill theo \u0111\u1ecba ch\u1ec9 sau: <a href=\"mailto:ahill@pcvmail.org\">ahill@pcvmail.org<\/a>.<\/p>\n\t\t\t\tB\u1ea1n c\u00f3 h\u1ecfi v\u1ec1 t\u00ecnh tr\u1ea1ng nh\u1eadp c\u01b0 trong qu\u00e1 tr\u00ecnh xin vay v\u1ed1n kh\u00f4ng?\n\t\t\t\t<p>Kh\u00f4ng, ch\u00fang t\u00f4i kh\u00f4ng y\u00eau c\u1ea7u th\u00f4ng tin v\u1ec1 t\u00ecnh tr\u1ea1ng nh\u1eadp c\u01b0 trong qu\u00e1 tr\u00ecnh x\u00e9t duy\u1ec7t kho\u1ea3n vay, tu\u00e2n th\u1ee7 theo lu\u1eadt cho vay c\u00f4ng b\u1eb1ng. Tr\u1ecdng t\u00e2m c\u1ee7a ch\u00fang t\u00f4i l\u00e0 h\u1ed7 tr\u1ee3 c\u00e1c ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf v\u00e0 c\u00e1c nh\u00e0 kh\u1edfi nghi\u1ec7p, b\u1ea5t k\u1ec3 xu\u1ea5t th\u00e2n nh\u1eadp c\u01b0 c\u1ee7a h\u1ecd. Ch\u00fang t\u00f4i \u0111\u00e1nh gi\u00e1 c\u00e1c \u0111\u01a1n xin vay d\u1ef1a tr\u00ean s\u1ef1 s\u1eb5n s\u00e0ng kinh doanh, kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh, t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn c\u1ed9ng \u0111\u1ed3ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u00ecnh tr\u1ea1ng nh\u1eadp c\u01b0.<\/p>\n<p>PCV \u0111ang h\u1ee3p t\u00e1c v\u1edbi <a href=\"https:\/\/publiccounsel.org\/\" target=\"_blank\" rel=\"noopener\">C\u1ed1 v\u1ea5n c\u00f4ng c\u1ed9ng<\/a> to provide pro bono legal aid for any small business owners who need additional consultation or support &#8211; please feel free to reach them directly and let them know Pacific Community Ventures referred you or ask our team to connect you.<\/p>\n\t\t\t\tC\u00f3 c\u1ea7n s\u1ed1 An sinh X\u00e3 h\u1ed9i \u0111\u1ec3 n\u1ed9p \u0111\u01a1n kh\u00f4ng?\n\t\t\t\t<p>Kh\u00f4ng, kh\u00f4ng c\u1ea7n s\u1ed1 An sinh X\u00e3 h\u1ed9i.<\/p>\n\t\t\t\tWhat if I don&#8217;t qualify for a loan with your organization?\n\t\t\t\t<p>If we are not able to provide funding, we&#8217;re happy to refer you to one of our trusted community partners or other local CDFIs. We often collaborate with other networks of mission driven lenders and may be able to share your application with your consent to find a better funding fit. We can also refer you to our free Business Advising program to be matched with technical assistance support in a language that best supports you.  <\/p>\n\t\t\t\tCan I apply if I already have a loan or I&#8217;m seeking funding from another CDFI?\n\t\t\t\t<p>Yes. We understand that small businesses may need different sources of funding at various stages. We&#8217;re happy to work alongside other CDFIs and can coordinate to ensure you&#8217;re receiving the support you need.<\/p>\n\t\t\t\tLi\u1ec7u vay v\u1ed1n c\u00f3 ph\u1ea3i l\u00e0 gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p cho doanh nghi\u1ec7p c\u1ee7a t\u00f4i v\u00e0o th\u1eddi \u0111i\u1ec3m n\u00e0y?\n\t\t\t\t<p>X\u00e9t \u0111\u1ebfn \u0111i\u1ec1u ki\u1ec7n kinh t\u1ebf v\u0129 m\u00f4 hi\u1ec7n t\u1ea1i, c\u0169ng nh\u01b0 nh\u1eefng th\u00e1ch th\u1ee9c m\u00e0 nhi\u1ec1u ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf \u1edf khu v\u1ef1c Los Angeles \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t do c\u00e1c v\u1ee5 ch\u00e1y r\u1eebng n\u0103m 2025, c\u00e1c cu\u1ed9c bi\u1ec3u t\u00ecnh, l\u1ec7nh gi\u1edbi nghi\u00eam v\u00e0 nh\u1eefng gi\u00e1n \u0111o\u1ea1n kinh doanh li\u00ean quan, ch\u00fang t\u00f4i nh\u1eadn th\u1ea5y t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c x\u00e1c \u0111\u1ecbnh xem kho\u1ea3n vay c\u00f3 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 nhu c\u1ea7u kinh doanh hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n hay kh\u00f4ng.<\/p>\n<p>Taking on a small business loan might not be advisable in certain circumstances. If you would like to meet with an advisor to discuss cash flow, address existing debt, analyze revenue growth patterns or to assess your financial stability, we strongly encourage you to work with a pro bono advisor through PCV&#8217;s <a href=\"https:\/\/www.pacificcommunityventures.org\/vi\/nhan-duoc-su-huong-dan\/\">Ch\u01b0\u01a1ng tr\u00ecnh t\u01b0 v\u1ea5n kinh doanh<\/a>. \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3, vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Daniel Wada, Qu\u1ea3n l\u00fd T\u01b0 v\u1ea5n Kinh doanh c\u1ee7a PCV, theo \u0111\u1ecba ch\u1ec9 sau: <a href=\"mailto:dwada@pcvmail.org\">dwada@pcvmail.org<\/a>.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111\u01b0\u1ee3c m\u1ed9t trong nh\u1eefng \u0111\u1ed1i t\u00e1c c\u1ed9ng \u0111\u1ed3ng c\u1ee7a ch\u00fang t\u00f4i gi\u1edbi thi\u1ec7u \u0111\u1ebfn Qu\u1ef9 RESTORE LA, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi t\u1ed5 ch\u1ee9c gi\u1edbi thi\u1ec7u \u0111\u1ec3 nh\u1eadn h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt v\u00e0 x\u00e1c \u0111\u1ecbnh xem b\u1ea1n c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n t\u1eeb RESTORE LA hay kh\u00f4ng, ho\u1eb7c li\u1ec7u c\u00f3 nh\u1eefng ngu\u1ed3n l\u1ef1c n\u00e0o kh\u00e1c ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi b\u1ea1n v\u00e0o th\u1eddi \u0111i\u1ec3m n\u00e0y.<\/p>\n\t\t\t\tT\u00f4i c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt \u0111\u1ec3 chu\u1ea9n b\u1ecb cho vi\u1ec7c n\u1ed9p \u0111\u01a1n \u1edf \u0111\u00e2u?\n\t\t\t\t<p>Qu\u1ef9 RESTORE LA bao g\u1ed3m h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt to\u00e0n di\u1ec7n gi\u00fap c\u00e1c doanh nghi\u1ec7p chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 xin vay v\u00e0 nh\u1eadn kho\u1ea3n vay. \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 n\u00e0y, vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Daniel Wada, Qu\u1ea3n l\u00fd T\u01b0 v\u1ea5n Doanh nghi\u1ec7p c\u1ee7a PCV, theo \u0111\u1ecba ch\u1ec9 sau: <a href=\"mailto:dwada@pcvmail.org\">dwada@pcvmail.org<\/a>. You can also read more about PCV&#8217;s <a href=\"https:\/\/www.pacificcommunityventures.org\/vi\/nhan-duoc-su-huong-dan\/\">Ch\u01b0\u01a1ng tr\u00ecnh t\u01b0 v\u1ea5n kinh doanh t\u1ea1i \u0111\u00e2y<\/a>.<\/p>\n\t\t\t\t\u0110i\u1ec1u kho\u1ea3n vay l\u00e0 g\u00ec?\n\t\t\t\t<table>\n<tbody>\n<tr>\n<td>Quy m\u00f4 kho\u1ea3n vay<\/td>\n<td>$10,000 \u0111\u1ebfn $100,000<\/td>\n<\/tr>\n<tr>\n<td>L\u00e3i su\u1ea5t<\/td>\n<td>3%, c\u1ed1 \u0111\u1ecbnh<\/td>\n<\/tr>\n<tr>\n<td>Ph\u00ed<\/td>\n<td>Kh\u00f4ng c\u00f3 ph\u00ed n\u1ed9p \u0111\u01a1n ho\u1eb7c ph\u00ed ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c.<\/td>\n<\/tr>\n<tr>\n<td>Thu\u1eadt ng\u1eef<\/td>\n<td>T\u1eeb 1 \u0111\u1ebfn 7 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Th\u1eddi gian ch\u1ec9 t\u00ednh l\u00e3i<\/td>\n<td>1 ho\u1eb7c 6 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>Thanh to\u00e1n<\/td>\n<td>C\u00e1c kho\u1ea3n thanh to\u00e1n kho\u1ea3n vay \u0111\u1ebfn h\u1ea1n v\u00e0o ng\u00e0y 1 h\u00e0ng th\u00e1ng.<\/td>\n<\/tr>\n<tr>\n<td>Ph\u00ed ph\u1ea1t tr\u1ea3 tr\u01b0\u1edbc<\/td>\n<td>Kh\u00f4ng c\u00f3<\/td>\n<\/tr>\n<tr>\n<td>B\u1ea3o l\u00e3nh c\u00e1 nh\u00e2n<\/td>\n<td>Y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ecdi ch\u1ee7 s\u1edf h\u1eefu c\u00f3 h\u01a1n 20%<\/td>\n<\/tr>\n<tr>\n<td>Ngu\u1ed3n tr\u1ea3 n\u1ee3<\/td>\n<td>D\u00f2ng ti\u1ec1n kinh doanh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\tT\u00f4i c\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd g\u00ec \u0111\u1ec3 n\u1ed9p \u0111\u01a1n xin vay v\u1ed1n?\n\t\t\t\t<ol>\n<li>T\u1edd khai thu\u1ebf doanh nghi\u1ec7p trong ba n\u0103m g\u1ea7n \u0111\u00e2y (c\u1ea7n \u00edt nh\u1ea5t m\u1ed9t t\u1edd khai thu\u1ebf n\u1ebfu doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng ch\u01b0a \u0111\u1ee7 3 n\u0103m)<\/li>\n<li>B\u00e1o c\u00e1o l\u00e3i l\u1ed7 l\u0169y k\u1ebf t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay<\/li>\n<li>l\u1ecbch tr\u00ecnh n\u1ee3 doanh nghi\u1ec7p<\/li>\n<li>Ba b\u1ea3n sao k\u00ea t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng doanh nghi\u1ec7p g\u1ea7n \u0111\u00e2y nh\u1ea5t<\/li>\n<li>T\u1edd khai thu\u1ebf c\u00e1 nh\u00e2n cho n\u0103m tr\u01b0\u1edbc<\/li>\n<li>\u1ee6y quy\u1ec1n truy c\u1eadp b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n<\/li>\n<li>\u0110\u01a1n xin vay v\u1ed1n (c\u00e1c c\u00e2u h\u1ecfi v\u1ec1 s\u1ea3n ph\u1ea9m\/d\u1ecbch v\u1ee5 m\u00e0 doanh nghi\u1ec7p b\u1ea1n kinh doanh, \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, c\u01a1 h\u1ed9i\/th\u00e1ch th\u1ee9c, v.v.)<\/li>\n<\/ol>\n\t\t\t\tT\u00f4i c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 d\u1ecbch thu\u1eadt ng\u00f4n ng\u1eef b\u1eb1ng c\u00e1ch n\u00e0o?\n\t\t\t\t<p>\u0110\u1ec3 y\u00eau c\u1ea7u d\u1ecbch v\u1ee5 d\u1ecbch thu\u1eadt, vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i theo \u0111\u1ecba ch\u1ec9 sau: <a href=\"mailto:lending@pcvmail.org\">lending@pcvmail.org<\/a>. H\u00e3y nh\u1edb ghi r\u00f5 ng\u00f4n ng\u1eef b\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 d\u1ecbch thu\u1eadt, t\u00ean c\u1ee7a b\u1ea1n v\u00e0 t\u00ean doanh nghi\u1ec7p c\u1ee7a b\u1ea1n.<\/p>\n\t\t\t\tN\u1ebfu t\u00f4i kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n theo ch\u01b0\u01a1ng tr\u00ecnh RESTORE, ch\u00fang t\u00f4i c\u00f2n c\u00f3 c\u00e1c kho\u1ea3n vay n\u00e0o kh\u00e1c kh\u00f4ng?\n\t\t\t\t<p>PCV c\u00f2n cung c\u1ea5p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh cho vay kh\u00e1c d\u00e0nh cho doanh nghi\u1ec7p nh\u1ecf, vui l\u00f2ng li\u00ean h\u1ec7. <a href=\"https:\/\/www.pacificcommunityventures.org\/vi\/vay-tien\/\" target=\"_blank\" rel=\"noopener\">Xem trang cho vay c\u1ee7a ch\u00fang t\u00f4i \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin.<\/a>.<\/p>\n\t\t\t\tT\u00f4i c\u00f3 th\u1ec3 n\u1ed9p \u0111\u01a1n \u1edf \u0111\u00e2u?\n\t\t\t\t<p>Ho\u00e0n th\u00e0nh \u0111\u01a1n \u0111\u0103ng k\u00fd\u00a0<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\u0111\u00e2y<\/a>.<\/p>\n<p>M\u1ee5c ti\u00eau c\u1ee7a Qu\u1ef9 RESTORE LA l\u00e0 h\u1ed7 tr\u1ee3 t\u00e1i thi\u1ebft n\u1ec1n kinh t\u1ebf \u0111\u1ecba ph\u01b0\u01a1ng ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd \u1edf Los Angeles sau nh\u1eefng gi\u00e1n \u0111o\u1ea1n g\u1ea7n \u0111\u00e2y \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf, bao g\u1ed3m c\u00e1c v\u1ee5 ch\u00e1y r\u1eebng n\u0103m 2025, c\u00e1c cu\u1ed9c bi\u1ec3u t\u00ecnh c\u00f4ng c\u1ed9ng v\u00e0 l\u1ec7nh gi\u1edbi nghi\u00eam. C\u00f9ng nhau, ch\u00fang ta s\u1ebd th\u1ef1c hi\u1ec7n \u0111i\u1ec1u n\u00e0y b\u1eb1ng c\u00e1ch t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n gi\u00e1 r\u1ebb v\u00e0 h\u1ed7 tr\u1ee3 ph\u00f9 h\u1ee3p v\u1edbi v\u0103n h\u00f3a, gi\u00fap c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u01b0\u1ee3t qua nh\u1eefng nhu c\u1ea7u c\u1ea5p thi\u1ebft nh\u1ea5t, bao g\u1ed3m c\u1ee9u tr\u1ee3, ph\u1ee5c h\u1ed3i v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n<p>Ch\u00fang t\u00f4i \u0111\u00e3 thi\u1ebft k\u1ebf Qu\u1ef9 RESTORE LA d\u1ef1a tr\u00ean ph\u1ea3n h\u1ed3i v\u00e0 \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p t\u1eeb c\u00e1c \u0111\u1ed1i t\u00e1c v\u00e0 t\u1ed5 ch\u1ee9c qu\u00fd gi\u00e1, nh\u1eefng ng\u01b0\u1eddi c\u00f9ng chia s\u1ebb cam k\u1ebft v\u00e0 s\u1ef1 \u0111\u1ea7u t\u01b0 s\u00e2u s\u1eafc c\u1ee7a ch\u00fang t\u00f4i trong vi\u1ec7c ph\u1ee5c v\u1ee5 c\u00e1c ch\u1ee7 doanh nghi\u1ec7p c\u00f3 thu nh\u1eadp th\u1ea5p v\u00e0 trung b\u00ecnh. V\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c trong h\u1ec7 sinh th\u00e1i tuy\u1ec7t v\u1eddi n\u00e0y, ngu\u1ed3n v\u1ed1n s\u1ebd h\u1ed7 tr\u1ee3 c\u00e1c doanh nh\u00e2n b\u1eb1ng v\u1ed1n l\u01b0u \u0111\u1ed9ng v\u00e0 s\u1ef1 h\u01b0\u1edbng d\u1eabn \u0111\u1ec3 th\u00fac \u0111\u1ea9y s\u1ef1 ph\u1ee5c h\u1ed3i, t\u1ea1o ra nh\u1eefng vi\u1ec7c l\u00e0m t\u1ed1t v\u00e0 s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh tr\u00ean quy m\u00f4 c\u1ed9ng \u0111\u1ed3ng t\u1ea1i Los Angeles.<\/p>\n<p><em>C\u00e1c kho\u1ea3n vay s\u1ebd \u0111\u01b0\u1ee3c thu x\u1ebfp ho\u1eb7c th\u1ef1c hi\u1ec7n theo Gi\u1ea5y ph\u00e9p cho vay t\u00e0i ch\u00ednh theo Lu\u1eadt California.<\/em><\/p>",
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        "rendered": "<p>Qu\u1ef9 Restore LA h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i doanh nghi\u1ec7p nh\u1ecf v\u00e0 th\u00edch \u1ee9ng v\u1edbi bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu. H\u1ee3p t\u00e1c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ed9ng \u0111\u1ed3ng, Pacific Community Ventures t\u1ef1 h\u00e0o ra m\u1eaft Qu\u1ef9 RESTORE LA h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i doanh nghi\u1ec7p si\u00eau nh\u1ecf v\u00e0 nh\u1ecf &amp; th\u00edch \u1ee9ng v\u1edbi bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu. \u0110\u00e2y l\u00e0 qu\u1ef9 tr\u1ecb gi\u00e1 1 TP4T3 tri\u1ec7u \u0111\u00f4 la, cung c\u1ea5p c\u00e1c kho\u1ea3n vay kh\u00f4ng ph\u00ed tr\u1ecb gi\u00e1 31 TP3T cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf b\u1ecb s\u1ee5t gi\u1ea3m doanh thu\u2026<\/p>",
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    "author": 61,
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