{"id":650,"date":"2026-01-12T10:39:07","date_gmt":"2026-01-12T18:39:07","guid":{"rendered":"https:\/\/pcvdevel.wpenginepowered.com\/?page_id=650"},"modified":"2026-07-28T12:14:33","modified_gmt":"2026-07-28T19:14:33","slug":"%e8%8e%b7%e5%be%97%e8%b4%b7%e6%ac%be","status":"publish","type":"page","link":"https:\/\/www.pacificcommunityventures.org\/zh\/get-a-loan\/","title":{"rendered":"\u7533\u8bf7\u8d37\u6b3e"},"content":{"rendered":"<h1>\u52a9\u529b\u4f01\u4e1a\u53d1\u5c55\u7684\u8d37\u6b3e<\/h1><p>\u4e3a\u5e2e\u52a9\u52a0\u5dde\u4f01\u4e1a\u5bb6\u4ee5\u8d1f\u8d23\u4efb\u7684\u65b9\u5f0f\u53d1\u5c55\u3001\u521b\u9020\u7eff\u8272\u5c31\u4e1a\u673a\u4f1a\u548c\u52a0\u5f3a\u5f53\u5730\u793e\u533a\u800c\u63d0\u4f9b\u7684\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u3002.<\/p>\n<h2>\n\t\t\t\u7ecf\u6d4e\u5b9e\u60e0\u7684\u8d37\u6b3e\u65b9\u6848\t<\/h2>\n\t<p>PCV\u7684\u8d37\u6b3e\u6d41\u7a0b\u5feb\u6377\u7b80\u4fbf\uff0c\u4e13\u4e3a\u5c0f\u578b\u4f01\u4e1a\u521b\u4e1a\u8005\u91cf\u8eab\u6253\u9020\u3002\u5229\u7528\u6211\u4eec\u7684\u8d37\u6b3e\u65b9\u6848\uff0c\u83b7\u53d6\u60a8\u6240\u9700\u7684\u7ecf\u6d4e\u5b9e\u60e0\u7684\u8d44\u91d1\u3002.<\/p>\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Sm-biz-comunity.png\" alt=\"\u5c0f\u4f01\u4e1a\u793e\u533a\u8d37\u6b3e\" width=\"70\" height=\"70\" \/>\n\t\t\t\t\t\t<h3>\u5c0f\u4f01\u4e1a\u793e\u533a\u8d37\u6b3e<\/h3>\t\t\t\t\t\n\t<p><strong>\u7533\u8bf7\u8d44\u683c\uff1a<\/strong><\/p>\n<p>\u60a8\u6b63\u5728\u5bfb\u6c42\u6269\u5927\u4e1a\u52a1\u2014\u2014\u96c7\u7528\u5458\u5de5\u3001\u7ffb\u65b0\u8bbe\u5907\u3001\u8d2d\u4e70\u66f4\u591a\u5e93\u5b58\u3001\u5f00\u8bbe\u66f4\u591a\u5206\u5e97\u7b49\u7b49\u3002.<\/p>\n<p><strong>\u6761\u6b3e\uff1a<\/strong><\/p>\n<ul>\n<li>$10,000 \u2013 $500,000<\/li>\n<li>8.75%,\u00a0<strong>\u56fa\u5b9a\u5229\u7387<\/strong><\/li>\n<li>\u4ec5\u4ed81\u4e2a\u6708\u5229\u606f<\/li>\n<li>1-7\u5e74\u4efb\u671f<\/li>\n<li>3.5% \u6210\u4ea4\u8d39<\/li>\n<li>\u603b\u90e8\u4f4d\u4e8e\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7684\u4f01\u4e1a<\/li>\n<li>\u65e0\u63d0\u524d\u8fd8\u6b3e\u7f5a\u91d1<\/li>\n<li>\u65e0\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u8981\u6c42<\/li>\n<li>\u8d85\u8fc7 20% \u7684\u6bcf\u4f4d\u6240\u6709\u8005\u5747\u63d0\u4f9b\u4e2a\u4eba\u62c5\u4fdd<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Good-green-loan.png\" alt=\"\u4f18\u8d28\u7eff\u8272\u8d37\u6b3e\" width=\"70\" height=\"70\" \/>\n\t\t\t\t\t\t<h3>\u826f\u597d\u7eff\u8272\u8d37\u6b3e<\/h3>\t\t\t\t\t\n\t<p><strong>\u7533\u8bf7\u8d44\u683c\uff1a<\/strong><\/p>\n<p>\u8d35\u516c\u53f8\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u5e2e\u52a9\u5ba2\u6237\u51cf\u5c11\u80fd\u6e90\u6d88\u8017\u3001\u8282\u7ea6\u81ea\u7136\u8d44\u6e90\u6216\u5b9e\u73b0\u79ef\u6781\u7684\u73af\u5883\u5f71\u54cd\u3002.<\/p>\n<p><strong>\u6761\u6b3e\uff1a<\/strong><\/p>\n<ul>\n<li>$10,000 \u2013 $500,000<\/li>\n<li>8.75%,<strong> \u56fa\u5b9a\u5229\u7387<\/strong><\/li>\n<li><strong>\u6700\u957f\u53ef\u4eab12\u4e2a\u6708\u4ec5\u4ed8\u606f\u4f18\u60e0<\/strong><\/li>\n<li>1-7\u5e74\u4efb\u671f<\/li>\n<li>3.5% \u6210\u4ea4\u8d39<\/li>\n<li>\u65e0\u63d0\u524d\u8fd8\u6b3e\u7f5a\u91d1<\/li>\n<li>\u8d85\u8fc7 20% \u7684\u6bcf\u4f4d\u6240\u6709\u8005\u5747\u63d0\u4f9b\u4e2a\u4eba\u62c5\u4fdd<\/li>\n<\/ul>\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_Eco-boost-loan.png\" alt=\"\u627f\u5305\u5546\u8d37\u6b3e\" width=\"70\" height=\"70\" \/>\n\t\t\t\t\t\t<h3>\u627f\u5305\u5546\u8d44\u672c\u8d37\u6b3e<\/h3>\t\t\t\t\t\n\t<p><strong>\u7533\u8bf7\u8d44\u683c\uff1a<\/strong><\/p>\n<p>\u60a8\u662f\u4e00\u540d\u6301\u6709\u6267\u7167\u7684\u627f\u5305\u5546\uff0c\u53d7\u5e02\u653f\u5e9c\u59d4\u6258\u5b8c\u6210\u5177\u6709\u73af\u5883\u6548\u76ca\u7684\u516c\u5171\u5de5\u7a0b\u9879\u76ee\u3002.<\/p>\n<p><strong>\u6761\u6b3e\uff1a<\/strong><\/p>\n<ul>\n<li>$10,000 \u2013 $500,000<\/li>\n<li>\u5408\u540c\u5236<\/li>\n<li>8.75%,<strong> \u56fa\u5b9a\u5229\u7387<\/strong><\/li>\n<li>\u4ece\u9879\u76ee\u6536\u76ca\u4e2d\u507f\u8fd8<\/li>\n<li>3.5% \u6210\u4ea4\u8d39<\/li>\n<li>\u65e0\u63d0\u524d\u8fd8\u6b3e\u7f5a\u91d1<\/li>\n<li>\u8d85\u8fc7 20% \u7684\u6bcf\u4f4d\u6240\u6709\u8005\u5747\u63d0\u4f9b\u4e2a\u4eba\u62c5\u4fdd<\/li>\n<\/ul>\n\t\t\t<a href=\"https:\/\/pcv.formstack.com\/forms\/pacificcommunityventures_pre_app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t\u7acb\u5373\u7533\u8bf7\n\t\t\t\t\t<\/a>\n\t<p><em>\u91cd\u8981\u63d0\u793a\uff1a\u8d37\u6b3e\u5c06\u6839\u636e\u52a0\u5dde\u91d1\u878d\u8d37\u6b3e\u673a\u6784\u6cd5\u8bb8\u53ef\u8bc1\u5b89\u6392\u6216\u53d1\u653e\u3002.\u00a0<\/em><\/p>\n<h2>\n\t\t\tPCV\u8d37\u6b3e\u7279\u70b9\t<\/h2>\n\t<p>\u65e8\u5728\u589e\u5f3a\u60a8\u7684\u4e1a\u52a1\u5b9e\u529b\u3001\u521b\u9020\u826f\u597d\u5c31\u4e1a\u673a\u4f1a\u5e76\u5efa\u7acb\u957f\u671f\u53ef\u6301\u7eed\u53d1\u5c55\u80fd\u529b\u7684\u4f4e\u606f\u8d37\u6b3e\u3002.<\/p>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-affordable.png\" alt=\"\u56fe\u6807_\u8d37\u6b3e-\u529f\u80fd-\u7ecf\u6d4e\u5b9e\u60e0\" title=\"\u56fe\u6807_\u8d37\u6b3e-\u529f\u80fd-\u7ecf\u6d4e\u5b9e\u60e0\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>\u4ef7\u683c\u5b9e\u60e0<\/p>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-no-minimum-score.png\" alt=\"Icon_loan-feature-no-minimum-score\" title=\"Icon_loan-feature-no-minimum-score\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>\u6ca1\u6709\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u8981\u6c42<\/p>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-no-application-fees.png\" alt=\"Icon_loan-feature-no-application-fees\" title=\"Icon_loan-feature-no-application-fees\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>\u65e0\u9700\u7533\u8bf7\u8d39<\/p>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/02\/Icon_loan-feature-citizenship-not-required.png\" alt=\"Icon_loan-feature-citizenship-not-required\" title=\"Icon_loan-feature-citizenship-not-required\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n\t<p>\u8bed\u8a00\u652f\u6301<\/p>\n<h2>\n\t\t\t\u8d37\u6b3e\u8d44\u683c\t<\/h2>\n\t<ul>\n<li>\u516c\u53f8\u603b\u90e8\u4f4d\u4e8e\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde<\/li>\n<li>\u4f01\u4e1a\u5df2\u8fd0\u8425\u5e76\u4ea7\u751f\u6536\u5165\u81f3\u5c11 12 \u4e2a\u6708<\/li>\n<li>\u53ef\u7528\u4e8e\u507f\u8fd8\u62df\u8bae\u8d37\u6b3e\u7684\u73b0\u91d1\u6d41<\/li>\n<li>\u8d37\u6b3e\u6240\u5f97\u6b3e\u9879\u7528\u4e8e\u8425\u8fd0\u8d44\u91d1\u3001\u8bbe\u5907\u5347\u7ea7\u3001\u6269\u5f20\u8ba1\u5212\u3001\u5458\u5de5\u53d1\u5c55\u548c\u5e02\u573a\u8425\u9500\u3002<\/li>\n<li>\u60a8\u4e0d\u5f97\u5728\u4ee5\u4e0b\u6392\u9664\u884c\u4e1a\u5f00\u5c55\u4e1a\u52a1\uff1a\u7f51\u7ea6\u8f66\u3001\u623f\u5730\u4ea7\u3001\u4ea4\u901a\u8fd0\u8f93\u3001\u5927\u9ebb\u3001\u975e\u8425\u5229\u7ec4\u7ec7\u3002.\n<em>\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u8d44\u683c\u3001\u6761\u6b3e\u548c\u7533\u8bf7\u6d41\u7a0b\u7684\u4fe1\u606f\uff0c\u8bf7\u8bbf\u95ee\u6211\u4eec\u7684[\u94fe\u63a5]\u3002 <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/%e8%8e%b7%e5%be%97%e8%b4%b7%e6%ac%be\/%e8%b4%b7%e6%ac%be%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98\/\">\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/a>.<\/em><\/li>\n<\/ul>\n<h2>\n\t\t\t\u5de5\u4f5c\u539f\u7406\t<\/h2>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t1\n\t\t\t<\/li>\n\t\t<\/ul>\n<h3>\n\t\t\t\u68c0\u67e5\u8d44\u683c\t<\/h3>\n\t<p>\u8bf7\u82b1\u4e94\u5206\u949f\u6216\u66f4\u5c11\u7684\u65f6\u95f4\u5411\u6211\u4eec\u4ecb\u7ecd\u4e00\u4e0b\u60a8\u81ea\u5df1\u548c\u60a8\u7684\u4f01\u4e1a\u3002\u5982\u679c\u60a8\u7b26\u5408\u6211\u4eec\u7684\u521d\u6b65\u8d44\u683c\u6807\u51c6\uff0c\u60a8\u5c06\u6536\u5230\u4e00\u4e2a\u94fe\u63a5\uff0c\u8bbf\u95ee\u6211\u4eec\u7684\u8d37\u6b3e\u7533\u8bf7\u5e73\u53f0 Lenderfit\u3002.<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t2\n\t\t\t<\/li>\n\t\t<\/ul>\n<h3>\n\t\t\t\u586b\u5199\u7533\u8bf7\u8868\t<\/h3>\n\t<p>Create an account in Lenderfit to begin the loan application process (approximately 15-30 minutes).<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t3\n\t\t\t<\/li>\n\t\t<\/ul>\n<h3>\n\t\t\t\u4e0a\u4f20\u6587\u4ef6\t<\/h3>\n\t<p>\u767b\u5f55 Lenderfit \u540e\uff0c\u60a8\u4f1a\u770b\u5230\u4e00\u4efd\u6e05\u5355\uff0c\u5176\u4e2d\u5217\u51fa\u4e86\u6240\u6709\u9700\u8981\u63d0\u4ea4\u7684\u9879\u76ee\u3002\u5982\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u60a8\u53ef\u4ee5\u901a\u8fc7 Lenderfit \u95e8\u6237\u7f51\u7ad9\u4e0a\u7684\u6d88\u606f\u529f\u80fd\u76f4\u63a5\u53d1\u9001\u3002.<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t4\n\t\t\t<\/li>\n\t\t<\/ul>\n<h3>\n\t\t\t\u4fe1\u7528\u51b3\u7b56\t<\/h3>\n\t<p>Once we&#8217;ve reviewed your application, we&#8217;ll notify you of our credit decision. Credit decisions can take 2-5 weeks for Restore LA (once all required Wildfire documents are received and submitted for IBank pre-screening) or 2-4 weeks for all other loans, once the application is complete and all required documents are received.<\/p>\n\t<ul>\n\t\t\t<li>\n\t\t\t\t5\n\t\t\t<\/li>\n\t\t<\/ul>\n<h3>\n\t\t\t\u8d37\u6b3e\u878d\u8d44\t<\/h3>\n\t<p>Submit and complete the necessary pre-funding items to receive your loan agreement and funding. Funding generally is processed 5-10 business days after a final credit decision, assuming all closing conditions are satisfied.<\/p>\n<h2>\n\t\t\t\u6240\u9700\u6587\u4ef6\t<\/h2>\n\t<ul>\n<li>\u8d37\u6b3e\u7533\u8bf7\uff08Lenderfit\uff09<\/li>\n<li>\u8fc7\u53bb\u4e09\u5e74\u7684\u4f01\u4e1a\u6240\u5f97\u7a0e\u7533\u62a5\u8868<\/li>\n<li>\u5e74\u521d\u81f3\u4eca\u7684\u635f\u76ca\u8868<\/li>\n<li>\u4f01\u4e1a\u503a\u52a1\u8ba1\u5212<\/li>\n<li>\u6700\u8fd1\u4e09\u4e2a\u6708\u7684\u4f01\u4e1a\u94f6\u884c\u5bf9\u8d26\u5355<\/li>\n<li>\u4e0a\u4e00\u5e74\u5ea6\u4e2a\u4eba\u6240\u5f97\u7a0e\u7533\u62a5\u8868<\/li>\n<li>\u4fe1\u7528\u6388\u6743\u8868<\/li>\n<\/ul>\n<figure itemscope itemtype=\"https:\/\/schema.org\/ImageObject\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/2026\/01\/Get-a-Loan-section6_web.jpg\" alt=\"\u4e00\u4f4d\u9762\u5e26\u5fae\u7b11\u7684\u5973\u5b50\u62ff\u7740\u624b\u673a\" title=\"\u83b7\u53d6\u8d37\u6b3e-\u7b2c6\u8282_\u7f51\u7ad9\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<\/figure>\n<h2>\n\t\t\t\u4ee5\u60a8\u4e3a\u5148\u7684\u652f\u6301\t<\/h2>\n\t<p>\u5c0f\u4f01\u4e1a\u4e3b\u53ef\u4ee5\u901a\u8fc7\u6211\u4eec\u7684\u5546\u4e1a\u54a8\u8be2\u8ba1\u5212\u83b7\u5f97\u4e00\u5bf9\u4e00\u6307\u5bfc\uff0c\u4f7f\u7528\u201c\u597d\u5de5\u4f5c\u5de5\u5177\u5305\u201d\u6539\u5584\u5de5\u4f5c\u573a\u6240\uff0c\u5e76\u6709\u8d44\u683c\u83b7\u5f97\u201c\u597d\u5de5\u4f5c\u8fd4\u5229\u201d\uff0c\u4ee5\u5956\u52b1\u5458\u5de5\u7684\u6295\u8d44\u3002.<\/p>\n\t\t\t<a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/%e8%8e%b7%e5%be%97%e5%af%bc%e5%b8%88%e6%8c%87%e5%af%bc\/\" target=\"_self\">\n\t\t\t\t\t\t\t\u60a8\u5bf9\u548c\u5e73\u961f\u5fd7\u613f\u8005\u7684\u652f\u6301\u4ece\u8fd9\u91cc\u5f00\u59cb\n\t\t\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>\u52a9\u529b\u4f01\u4e1a\u53d1\u5c55\u7684\u8d37\u6b3e \u52a0\u5dde\u5c0f\u4f01\u4e1a\u8d37\u6b3e\uff0c\u5e2e\u52a9\u4f01\u4e1a\u5bb6\u4ee5\u8d1f\u8d23\u4efb\u7684\u65b9\u5f0f\u53d1\u5c55\u58ee\u5927\uff0c\u521b\u9020\u7eff\u8272\u5c31\u4e1a\u673a\u4f1a\uff0c\u5e76\u589e\u5f3a\u5f53\u5730\u793e\u533a\u7684\u51dd\u805a\u529b\u3002\u7ecf\u6d4e\u5b9e\u60e0\u7684\u8d37\u6b3e\u65b9\u6848 PCV \u7684\u8d37\u6b3e\u6d41\u7a0b\u5feb\u6377\u7b80\u4fbf\uff0c\u4e13\u4e3a\u5c0f\u4f01\u4e1a\u4e3b\u91cf\u8eab\u6253\u9020\u3002\u5229\u7528\u6211\u4eec\u7684\u8d37\u6b3e\u65b9\u6848\uff0c\u83b7\u5f97\u60a8\u6240\u9700\u7684\u7ecf\u6d4e\u5b9e\u60e0\u7684\u8d44\u91d1\u3002\u5c0f\u4f01\u4e1a\u793e\u533a\u8d37\u6b3e \u7533\u8bf7\u5bf9\u8c61\uff1a\u60a8\u6b63\u5728\u5bfb\u627e\u2026\u2026<\/p>","protected":false},"author":61,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-650","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/pages\/650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/comments?post=650"}],"version-history":[{"count":4,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/pages\/650\/revisions"}],"predecessor-version":[{"id":30050,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/pages\/650\/revisions\/30050"}],"wp:attachment":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/media?parent=650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}