{"id":17748,"date":"2022-03-11T06:21:47","date_gmt":"2022-03-11T14:21:47","guid":{"rendered":"https:\/\/www.pacificcommunityventures.org\/?p=17748"},"modified":"2022-03-11T06:21:47","modified_gmt":"2022-03-11T14:21:47","slug":"%e7%a4%be%e5%8c%ba%e5%8f%91%e5%b1%95%e9%87%91%e8%9e%8d%e6%9c%ba%e6%9e%84%ef%bc%88cdfis%ef%bc%89%e7%9a%84%e5%ad%98%e5%9c%a8%e6%98%af%e4%b8%ba%e4%ba%86%e4%bd%bf%e8%b5%84%e6%9c%ac%e4%b8%8e%e6%ad%a3","status":"publish","type":"post","link":"https:\/\/www.pacificcommunityventures.org\/zh\/2022\/03\/11\/cdfis-exist-to-align-capital-with-justice\/","title":{"rendered":"\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\u7684\u5b58\u5728\u662f\u4e3a\u4e86\u4f7f\u8d44\u672c\u4e0e\u6b63\u4e49\u76f8\u5951\u5408\u3002"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u513f\u7ae5\u4fdd\u80b2\u2014\u2014\u4ee5\u53ca\u6258\u513f\u6240\u7ecf\u8425\u8005\u4e3a\u7ef4\u6301\u8fd0\u8425\u800c\u8fdb\u884c\u7684\u6597\u4e89\u3001\u6258\u513f\u6240\u5de5\u4f5c\u4eba\u5458\u4e3a\u83b7\u5f97\u5e94\u5f97\u7684\u5de5\u8d44\u548c\u798f\u5229\u800c\u8fdb\u884c\u7684\u6597\u4e89\uff0c\u4ee5\u53ca\u5728\u804c\u7236\u6bcd\u5728\u8054\u90a6\u653f\u5e9c\u6ca1\u6709\u63d0\u4f9b\u4efb\u4f55\u5e2e\u52a9\u7684\u60c5\u51b5\u4e0b\u4e3a\u652f\u4ed8\u513f\u7ae5\u4fdd\u80b2\u8d39\u7528\u800c\u8fdb\u884c\u7684\u6597\u4e89\u2014\u2014\u5df2\u7ecf\u6210\u4e3a\u8fc7\u53bb\u4e24\u5e74\u7684\u5178\u578b\u95ee\u9898\u3002. <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/%e6%88%90%e5%8a%9f%e6%a1%88%e4%be%8b-2\/la-plazita\/\">\u5965\u514b\u5170 La Plazita \u5e7c\u513f\u56ed<\/a> La Plazita \u662f\u4e00\u5bb6\u771f\u6b63\u7684\u897f\u73ed\u7259\u8bed\u6c89\u6d78\u5f0f\u5e7c\u513f\u56ed\uff0c\u5b69\u5b50\u4eec\u5728\u8fd9\u91cc\u5b66\u4e60\u6216\u5de9\u56fa\u897f\u73ed\u7259\u8bed\uff0c\u5e76\u4e3a\u8fdb\u5165\u5e7c\u513f\u56ed\u505a\u597d\u5145\u5206\u51c6\u5907\u3002\u5728\u65b0\u51a0\u75ab\u60c5\u7206\u53d1\u524d\u7684\u51e0\u5e74\u91cc\uff0cLa Plazita \u7684\u7b2c\u4e00\u5bb6\u5206\u5e97\u8fc5\u901f\u53d1\u5c55\u58ee\u5927\u3002\u5f53\u9700\u8981\u5728 Fruitvale \u5f00\u8bbe\u7b2c\u4e8c\u5bb6\u5206\u5e97\uff0c\u5e76\u66f4\u52a0\u4e13\u6ce8\u4e8e\u793e\u533a\u670d\u52a1\u65f6\uff0c\u5e97\u4e3b Krystell Guzman \u5411 PCV \u5bfb\u6c42\u6307\u5bfc\u3002\u6700\u7ec8\uff0c\u5979\u53c8\u5f00\u8bbe\u4e86\u4e24\u5bb6\u5206\u5e97\uff0c\u96c7\u4f63\u4e86 38 \u540d\u5458\u5de5\uff0c\u5e76\u63d0\u4f9b\u533b\u7597\u548c\u9000\u4f11\u798f\u5229\u3002\u7136\u800c\uff0c\u968f\u7740\u65b0\u51a0\u75ab\u60c5\u7684\u7206\u53d1\u548c\u6301\u7eed\u8513\u5ef6\uff0cKrystell \u53d1\u73b0\uff0c\u5c3d\u7ba1\u5979\u53d6\u5f97\u4e86\u6210\u529f\uff0c\u4f46\u50cf La Plazita \u8fd9\u6837\u7684\u4e00\u7ebf\u5c0f\u4f01\u4e1a\u4ecd\u7136\u9700\u8981\u8d44\u91d1\uff0c\u800c\u94f6\u884c\u5374\u4e0d\u613f\u63d0\u4f9b\u5e2e\u52a9\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u50cf\u514b\u91cc\u65af\u7279\u5c14\u8fd9\u6837\u7684\u6545\u4e8b\u6210\u5343\u4e0a\u4e07\uff0c\u800c\u6211\u9886\u5bfc\u7684\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFI\uff09\u592a\u5e73\u6d0b\u793e\u533a\u98ce\u9669\u6295\u8d44\u516c\u53f8\uff08Pacific Community Ventures\uff09\u62d2\u7edd\u63a5\u53d7\u8fd9\u79cd\u73b0\u72b6\u30022021\u5e7411\u6708\uff0c\u6211\u4eec\u542f\u52a8\u4e86\u5965\u514b\u5170\u590d\u5174\u8d37\u6b3e\u57fa\u91d1\uff08Oakland Restorative Loan Fund\uff09\uff0c\u4e3a250\u4e07\u7f8e\u5143\u7684\u5c0f\u4f01\u4e1a\u63d0\u4f9b\u514d\u624b\u7eed\u8d39\u3001\u96f6\u5229\u7387\u8d37\u6b3e\u3002\u6211\u4eec\u8bbe\u7acb\u8fd9\u4e2a\u96f6\u5229\u7387\u57fa\u91d1\uff0c\u662f\u56e0\u4e3a\u6211\u4eec\u793e\u533a\uff08\u4ee5\u6709\u8272\u4eba\u79cd\u4e3a\u4e3b\uff09\u7684\u5c0f\u4f01\u4e1a\u4e3b\u544a\u8bc9\u6211\u4eec\uff0c\u4ed6\u4eec\u9700\u8981\u8fd9\u6837\u7684\u57fa\u91d1\u3002\u7136\u800c\uff0c\u57fa\u91d1\u542f\u52a8\u540e\uff0c\u6211\u4eec\u5374\u610f\u5916\u5730\u542c\u5230\u4e86\u5176\u4ed6\u793e\u533a\u6295\u8d44\u8005\u7684\u53cd\u5bf9\u610f\u89c1\uff1a\u8bbe\u7acb\u8fd9\u4e2a\u57fa\u91d1\u662f\u6211\u4eec\u53bb\u6b96\u6c11\u5316\u4f7f\u547d\u7684\u6839\u672c\u3002\u4e00\u4e9b\u793e\u533a\u6295\u8d44\u8005\u8ba4\u4e3a\uff0c\u8fd9\u6837\u505a\u4f1a\u626d\u66f2\u5e02\u573a\uff0c\u6216\u8005\u8ba9\u4ed6\u4eec\u8499\u7f9e\u3002\u4ed6\u4eec\u628a\u50cf\u514b\u91cc\u65af\u7279\u5c14\u8fd9\u6837\u7684\u4eba\u79f0\u4e3a\u201c\u53ef\u63a5\u53d7\u7684\u635f\u5931\u201d\u3002\u6211\u4eec\u62d2\u7edd\u63a5\u53d7\u8fd9\u79cd\u201c\u53ef\u63a5\u53d7\u7684\u635f\u5931\u201d\u3002.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/sites\/6\/La-Plazita-1.jpg\" alt=\"\u62c9\u666e\u62c9\u9f50\u5854\" class=\"wp-image-17751\"\/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eca\u5e74\u4e00\u6708\uff0c\u514b\u91cc\u65af\u7279\u5c14\u7533\u8bf7\u4e86\u5965\u514b\u5170\u590d\u5174\u8d37\u6b3e\u57fa\u91d1\u7684\u8d37\u6b3e\u5e76\u83b7\u5f97\u4e86\u6279\u51c6\u3002\u5979\u544a\u8bc9\u6211\u4eec\uff0c\u5979\u6253\u7b97\u7528\u8fd9\u7b14\u8d37\u6b3e\u6765\u7a33\u5b9a\u516c\u53f8\u8fd0\u8425\uff0c\u56e0\u4e3a\u8fc7\u53bb\u4e00\u5e74\u5bf9\u5979\u6765\u8bf4\u975e\u5e38\u8270\u96be\uff0c\u8bb8\u591a\u5bb6\u957f\u9009\u62e9\u8ba9\u5b69\u5b50\u5f85\u5728\u5bb6\u91cc\u3002\u516c\u53f8\u4e0d\u5f97\u4e0d\u505c\u4e1a\u4e24\u4e2a\u6708\uff0c\u4e4b\u540e\u91cd\u65b0\u5f00\u653e\uff0c\u4f46\u53ea\u670951%\u7684\u5b69\u5b50\u7acb\u5373\u8fd4\u6821\u3002\u73b0\u5728\u516c\u53f8\u5df2\u7ecf\u6062\u590d\u8fd0\u8425\uff0c\u514b\u91cc\u65af\u7279\u5c14\u8868\u793a\uff0c\u5979\u5c06\u5229\u7528\u8fd9\u7b14\u96f6\u5229\u7387\u8d37\u6b3e\u201c\u7ee7\u7eed\u53d1\u5c55\u5b66\u6821\uff0c\u4fdd\u4f4f\u73b0\u6709\u5de5\u4f5c\u5c97\u4f4d\uff0c\u5e76\u4e3a\u5458\u5de5\u63d0\u4f9b\u66f4\u9ad8\u7684\u5de5\u8d44\u201d\u3002\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679cPCV\u7684\u4f7f\u547d\u662f\u521b\u9020\u4e00\u4e2a\u516c\u6b63\u7684\u7ecf\u6d4e\u73af\u5883\uff0c\u4e3a\u52b3\u52a8\u4eba\u6c11\u63d0\u4f9b\u4f53\u9762\u7684\u5de5\u4f5c\uff0c\u90a3\u4e48\u4e3a\u4ec0\u4e48\u6211\u4eec\u6240\u505a\u7684\u5f88\u591a\u5de5\u4f5c\u90fd\u56f4\u7ed5\u7740\u9ed1\u4eba\u3001\u539f\u4f4f\u6c11\u3001\u62c9\u4e01\u88d4\u548c\u4e9a\u592a\u88d4\u4f01\u4e1a\u5bb6\u5c55\u5f00\u5462\uff1f\u6709\u8272\u4eba\u79cd\u6bcf\u5e74\u521b\u529e\u7684\u4f01\u4e1a\u6570\u91cf\u8d85\u8fc7\u5176\u4ed6\u4efb\u4f55\u7fa4\u4f53\uff0c\u5176\u4e2d\u9ed1\u4eba\u5973\u6027\u548c\u62c9\u4e01\u88d4\u5973\u6027\u662f\u4e3b\u8981\u9886\u5bfc\u8005\uff0c2021\u5e74\u2026\u2026 <a href=\"https:\/\/www.latimes.com\/politics\/story\/2021-06-28\/pandemic-silver-lining-black-owned-business-startups-surge-to-25-year-high\" target=\"_blank\" rel=\"noopener\">\u5c11\u6570\u65cf\u88d4\u793e\u533a\u7684\u65b0\u4f01\u4e1a\u6570\u91cf\u589e\u5e45\u6700\u5927\u3002<\/a> \u51e0\u5341\u5e74\u6765\uff0c\u518d\u52a0\u4e0a\u7f8e\u56fd99.13\u4ebf\u5bb6\u4f01\u4e1a\u90fd\u662f\u5c0f\u578b\u4f01\u4e1a\u2014\u2014\u800c\u5c0f\u578b\u4f01\u4e1a\u53c8\u96c7\u4f63\u4e86\u5927\u91cf\u5458\u5de5\u3002 <a href=\"https:\/\/smallbiztrends.com\/tag\/small-business-statistics\" target=\"_blank\" rel=\"noopener\">\u4e00\u534a\u7684\u7f8e\u56fd\u5de5\u4eba<\/a> \u2014\u2014\u8fd9\u6837\u4f60\u5c31\u5f97\u5230\u7b54\u6848\u4e86\u3002.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8d44\u672c\u53bb\u6b96\u6c11\u5316\uff1a\u8fc8\u5411\u79cd\u65cf\u548c\u7ecf\u6d4e\u6b63\u4e49\u7684\u5173\u952e\u4e00\u6b65<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PCV\u662f\u7f8e\u56fd\u6700\u65e9\u7684\u5f71\u54cd\u529b\u6295\u8d44\u8005\u4e4b\u4e00\uff0c\u800c\u50cf\u6211\u4eec\u8fd9\u6837\u7684\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFIs\uff09\u6b63\u662f\u5728\u6c11\u6743\u8fd0\u52a8\u4e2d\u8bde\u751f\u7684\u2014\u2014\u6b63\u56e0\u5982\u6b64\uff0c\u6211\u4eec\u624d\u5728\u63a8\u51fa\u65b0\u6218\u7565\u3001\u5f15\u9886PCV\u8d70\u5411\u672a\u6765\u4e4b\u9645\uff0c\u56de\u5f52\u6838\u5fc3\u4ef7\u503c\u89c2\u3002\u6211\u4eec\u5982\u4f55\u5b9a\u4e49\u5f71\u54cd\u529b\u6295\u8d44\uff1f\u5b83\u4e0e\u4f20\u7edf\u6295\u8d44\u7684\u533a\u522b\u5728\u4e8e\u4e24\u70b9\uff1a\u610f\u56fe\u2014\u2014\u5b83\u662f\u5426\u80fd\u5bf9\u4f60\u60f3\u8981\u89e3\u51b3\u7684\u95ee\u9898\u4ea7\u751f\u5f71\u54cd\uff1f\u4ee5\u53ca\u8861\u91cf\u2014\u2014\u4f60\u662f\u5426\u786e\u4fdd\u4f60\u7684\u6295\u8d44\u5b9e\u73b0\u4e86\u76ee\u6807\uff1fPCV\u6b63\u5c06\u8fd9\u4e00\u70b9\u878d\u5165\u5230\u6211\u4eec\u6240\u505a\u7684\u6bcf\u4e00\u4ef6\u4e8b\u4e2d\u3002\u8fd9\u5c31\u662f\u5f71\u54cd\u529b\u4f18\u5148\u6295\u8d44\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u7684\u5ea7\u53f3\u94ed\u4e00\u76f4\u662f\u201c<strong>\u53bb\u6b96\u6c11\u5316\uff0c\u6c11\u4e3b\u5316\uff0c\u6062\u590d<\/strong>\u201d\u8fd9\u5bf9\u6211\u4eec\u6765\u8bf4\u610f\u5473\u7740\u4ec0\u4e48\uff1f <strong>\u53bb\u6b96\u6c11\u5316 <\/strong>\u5b83\u6253\u7834\u4e86\u6211\u4eec\u4ece\u4f20\u7edf\u91d1\u878d\u4f53\u7cfb\u7ee7\u627f\u800c\u6765\u7684\u7ecf\u8425\u65b9\u5f0f\uff0c\u4ee5\u6709\u8272\u4eba\u79cd\u548c\u88ab\u4f4e\u4f30\u7684\u793e\u533a\u4e3a\u4e2d\u5fc3\uff0c\u6b63\u5982\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFIs\uff09\u4ece\u6211\u4eec\u6c11\u6743\u8fd0\u52a8\u7684\u6839\u57fa\u6240\u5e94\u505a\u7684\u90a3\u6837\u3002. <strong>\u6c11\u4e3b\u5316 <\/strong>\u503e\u542c\u4f01\u4e1a\u5bb6\u548c\u793e\u533a\u9886\u8896\u7684\u610f\u89c1\uff0c\u4e0e\u4ed6\u4eec\u5408\u4f5c\u8fdb\u884c\u8bbe\u8ba1\u548c\u521b\u65b0\uff0c\u5171\u4eab\u6743\u529b\u3001\u5171\u4eab\u8d44\u6e90\uff0c\u5e76\u4ee5\u4ed6\u4eec\u9700\u8981\u7684\u65b9\u5f0f\u6784\u5efa\u4ed6\u4eec\u9700\u8981\u7684\u670d\u52a1\u3002. <strong>\u6062\u590d <\/strong>\u5c31\u662f\u8981\u8bbe\u8eab\u5904\u5730\u5730\u4e3a\u4ed6\u4eec\u7740\u60f3\uff0c\u5e76\u4ee5\u4fee\u590d\u800c\u975e\u63a0\u593a\u7684\u65b9\u5f0f\u884c\u4e8b\u3002.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2020\u5e74\uff0c\u6211\u4eec\u8fc8\u51fa\u4e86\u8fd9\u6bb5\u65b0\u5f81\u7a0b\u7684\u7b2c\u4e00\u6b65\uff0c\u800c\u8fd9\u4e00\u5207\u90fd\u59cb\u4e8e\u4e00\u6b21\u6df1\u523b\u7684\u81ea\u6211\u5ba1\u89c6\u3002\u4e3a\u4e86\u8a00\u884c\u4e00\u81f4\uff0c\u6211\u4eec\u5fc5\u987b\u5148\u4ece\u81ea\u8eab\u505a\u8d77\u3002\u6211\u4eec\uff1a&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u6210\u7acb\u4e86\u4e00\u4e2a\u59d4\u5458\u4f1a\uff0c\u8d1f\u8d23\u57f9\u8bad\u5458\u5de5\u6709\u5173\u591a\u5143\u5316\u3001\u516c\u5e73\u548c\u5305\u5bb9 (DEI) \u4ee5\u53ca\u53cd\u79cd\u65cf\u4e3b\u4e49\u65b9\u9762\u7684\u77e5\u8bc6\uff0c\u5e76\u627e\u51fa\u6539\u5584\u6211\u4eec\u5404\u4e1a\u52a1\u7ebf DEI \u7684\u65b9\u6cd5\u3002.<\/li><li>\u7531\u6211\u4eec\u7684 DEI \u56e2\u961f\u4e3b\u6301\uff0c\u6bcf\u4e24\u5468\u4e3e\u884c\u4e00\u6b21\u5168\u4f53\u5458\u5de5\u8ba8\u8bba\u4f1a\uff0c\u56f4\u7ed5\u4e0e\u7cfb\u7edf\u6027\u79cd\u65cf\u4e3b\u4e49\u76f8\u5173\u7684\u8bdd\u9898\u5c55\u5f00\u8ba8\u8bba\uff0c\u4ee5\u63a8\u8fdb\u6211\u4eec\u5de5\u4f5c\u573a\u6240\u548c\u6d3b\u52a8\u4e2d\u7684\u53cd\u79cd\u65cf\u4e3b\u4e49\u3002.<\/li><li>\u5728\u56e2\u961f\u4f1a\u8bae\u4e2d\u5f15\u5165\u5c0f\u4f01\u4e1a\u4e3b\u7684\u6545\u4e8b\uff0c\u4ee5\u57f9\u517b\u5bf9\u670d\u52a1\u5bf9\u8c61\u7684\u540c\u7406\u5fc3\uff0c\u5e76\u5f00\u59cb\u6bcf\u5b63\u5ea6\u4e0e\u9996\u5e2d\u6267\u884c\u5b98\u4e3e\u884c\u5916\u90e8\u201c\u503e\u542c\u4f1a\u8bae\u201d\uff0c\u76f4\u63a5\u542c\u53d6\u4ed6\u4eec\u7684\u610f\u89c1\u3002.<\/li><li>\u6211\u4eec\u6539\u8fdb\u4e86\u62db\u8058\u6d41\u7a0b\uff0c\u5305\u62ec\u4ece\u6c42\u804c\u8005\u63d0\u4ea4\u7684\u6750\u6599\u4e2d\u5220\u9664\u8eab\u4efd\u4fe1\u606f\uff08\u59d3\u540d\u3001\u6559\u80b2\u80cc\u666f\u7b49\uff09\uff0c\u6269\u5927\u53d1\u5e03\u62db\u8058\u4fe1\u606f\u7684\u6e20\u9053\uff0c\u5e76\u5c3d\u53ef\u80fd\u5728\u62db\u8058\u6d41\u7a0b\u7684\u540e\u671f\u8fdb\u884c\u7eaf\u97f3\u9891\u9762\u8bd5\u3002.<\/li><li>\u542f\u52a8\u4e86\u4e00\u9879\u804c\u4e1a\u53d1\u5c55\u8ba1\u5212\uff0c\u4e3a\u603b\u76d1\u3001\u7ecf\u7406\u3001\u5206\u6790\u5e08\u7b49\u5458\u5de5\u8bbe\u7acb\u4e86\u57f9\u8bad\u5c0f\u7ec4\uff0c\u65e8\u5728\u79ef\u6781\u63d0\u5347\u6574\u4e2a\u7ec4\u7ec7\u7684\u9886\u5bfc\u6280\u80fd\u548c\u80fd\u529b\u3002.<\/li><li>\u6211\u4eec\u8058\u8bf7\u4e86\u4e00\u5bb6 DEI \u516c\u53f8\u6765\u652f\u6301\u6211\u4eec\u7684\u53cd\u79cd\u65cf\u4e3b\u4e49\u6587\u5316\u53d1\u5c55\u3001\u4eba\u529b\u8d44\u6e90\u5b9e\u8df5\uff0c\u5e76\u4e3a\u6211\u4eec\u5404\u4e2a\u4e1a\u52a1\u7ebf\u63d0\u4f9b\u5efa\u8bae\u3002.<\/li><li>\u6211\u4eec\u8fd8\u65b0\u589e\u4e86 3 \u540d\u8463\u4e8b\u4f1a\u6210\u5458\uff0c\u4f18\u5148\u8003\u8651\u5177\u6709\u6295\u8d44\u591a\u5143\u5316\u4f01\u4e1a\u5bb6\u7684\u4eb2\u8eab\u7ecf\u5386\u548c\u76f4\u63a5\u7ecf\u9a8c\u7684\u5019\u9009\u4eba\uff0c\u4ee5\u53ca\u91d1\u878d\u9886\u57df\u7684\u6709\u8272\u4eba\u79cd\u5973\u6027\uff0c\u4ece\u800c\u521b\u5efa\u4e86 PCV \u7b2c\u4e00\u4e2a\u4ee5 BIPOC \u4e3a\u591a\u6570\u7684\u8463\u4e8b\u4f1a\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u65b0\u51a0\u75ab\u60c5\u5371\u673a\u7206\u53d1\u7684\u7b2c\u4e00\u5e74\uff0c\u6211\u4eec\u5bf9\u8d37\u6b3e\u7ec4\u5408\u8fdb\u884c\u4e86\u8bc4\u4f30\uff0c\u8fd9\u4f7f\u6211\u4eec\u610f\u8bc6\u5230\u6211\u4eec\u62e5\u6709 <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/2021\/06\/08\/2020%e5%b9%b4%e5%b0%8f%e5%9e%8b%e4%bc%81%e4%b8%9apcv%e7%8a%b6%e5%86%b5%e5%bd%b1%e5%93%8d%e6%8a%a5%e5%91%8a\/\">\u4ec5\u51cf\u8bb0 1%<\/a> \uff08\u5c11\u4e8e <a href=\"https:\/\/fred.stlouisfed.org\/series\/US1LLRTL\" target=\"_blank\" rel=\"noopener\">\u7f8e\u56fd\u94f6\u884c\u5e73\u5747\u8d37\u6b3e\u635f\u5931\u7387\u4e3a 1.3% <\/a>2020\u5e74\uff09\u3002\u8fc7\u53bb\u51e0\u5e74\uff0cPCV\u5df2\u7ecf\u6539\u53d8\u4e86\u6211\u4eec\u7684\u8d37\u6b3e\u53d1\u653e\u65b9\u5f0f\uff0c\u56e0\u4e3a\u94f6\u884c\u6216\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u7ba1\u7406\u5c40\uff08SBA\uff09\u7684\u8d37\u6b3e\u51c6\u5219\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u5c06\u9ed1\u4eba\u62e5\u6709\u7684\u4f01\u4e1a\u6392\u9664\u5728\u5916\u3002\u5728\u6b64\u57fa\u7840\u4e0a\uff0c\u6211\u4eec\u4e00\u76f4\u5728\u56fd\u5bb6\u5c42\u9762\u52aa\u529b\u91cd\u65b0\u5b9a\u4e49\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFIs\uff09\u884c\u4e1a\u4e2d\u7684\u201c\u98ce\u9669\u201d\uff0c\u4ee5\u5b9e\u73b0\u6211\u4eec\u6295\u8d44\u4e8e\u88ab\u4f4e\u4f30\u7684\u4eba\u7fa4\u548c\u5730\u533a\u7684\u4f7f\u547d\u3002.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u65b0\u51a0\u75ab\u60c5\u671f\u95f4\uff0c\u6211\u4eec\u7684\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u7ec4\u5408\u89c4\u6a21\u7ffb\u4e86\u4e00\u756a\uff0c\u5e76\u5411\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7684\u5c11\u6570\u65cf\u88d4\u548c\u5973\u6027\u4f01\u4e1a\u5bb6\u6295\u5165\u4e86\u8d85\u8fc7761\u4e07\u4ebf\u7f8e\u5143\u7684\u8d44\u91d1\uff0c\u5176\u4e2d851\u4e07\u4ebf\u7f8e\u5143\u6295\u8d44\u4e8e\u7ecf\u6d4e\u56f0\u96be\u793e\u533a\u3002\u6211\u4eec\u7684\u6295\u8d44\u7ec4\u5408\u8868\u73b0\u4e0d\u4ec5\u8bc1\u660e\uff0c\u6295\u8d44\u4e8e\u5386\u53f2\u4e0a\u88ab\u4f4e\u4f30\u7684\u4f01\u4e1a\u5bb6\u548c\u793e\u533a\u4e0d\u4f1a\u5f71\u54cd\u8d22\u52a1\u53ef\u884c\u6027\uff0c\u66f4\u8868\u660e\u6295\u8d44\u4e8e\u88ab\u4f4e\u4f30\u7684\u7fa4\u4f53\u5e76\u975e\u201c\u9ad8\u98ce\u9669\u201d\u6295\u8d44\uff0c\u800c\u662f\u4e00\u4e2a\u5728\u5b9e\u73b0\u793e\u4f1a\u7ecf\u6d4e\u516c\u5e73\u7684\u540c\u65f6\u521b\u9020\u8d22\u52a1\u589e\u957f\u7684\u7edd\u4f73\u6295\u8d44\u673a\u4f1a\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PCV\u8fdb\u5316\u7684\u4e0b\u4e00\u9636\u6bb5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u793e\u533a\u6295\u8d44\u8005\u4e2d\uff0c\u771f\u6b63\u6839\u636e\u4f01\u4e1a\u4e3b\u7684\u5b9e\u9645\u9700\u6c42\u548c\u9700\u6c42\u65b9\u5f0f\u6765\u5f00\u53d1\u4ea7\u54c1\u548c\u670d\u52a1\u7684\u5be5\u5be5\u65e0\u51e0\u3002\u6211\u4eec\u9700\u8981\u6293\u4f4f\u8fd9\u4e2a\u673a\u4f1a\uff0c\u6253\u7834\u8fc7\u53bb\u7684\u684e\u688f\uff0c\u5efa\u7acb\u80fd\u591f\u771f\u6b63\u6ee1\u8db3\u5c11\u6570\u65cf\u88d4\u4f01\u4e1a\u4e3b\u9700\u6c42\u7684\u4f53\u7cfb\u2014\u2014\u800c\u8fd9\u6b63\u662f\u6211\u4eec\u81f4\u529b\u4e8e\u7684\u76ee\u6807\u3002\u6211\u4eec\u5c06\u56f4\u7ed5\u201c\u4fee\u590d\u6027\u8d44\u672c\u201d\u91cd\u5851\u6211\u4eec\u7684\u7ec4\u7ec7\uff0c\u8d4b\u80fd\u5c0f\u578b\u4f01\u4e1a\uff0c\u5e76\u5728\u5168\u56fd\u5404\u5730\u7684\u793e\u533a\u521b\u9020\u4f53\u9762\u7684\u4f18\u8d28\u5c31\u4e1a\u673a\u4f1a\u3002.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img decoding=\"async\" src=\"https:\/\/pacificcommunityventures.org\/wp-content\/uploads\/sites\/9\/sites\/6\/PCV-New-Strategy-Graphic-600x420.png\" alt=\"PCV\u65b0\u6218\u7565\u56fe\" class=\"wp-image-17750\"\/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u9762\u5bf9\u4e0d\u65ad\u53d8\u5316\u7684\u7ecf\u6d4e\u548c\u4f53\u7cfb\uff0c\u6211\u4eec\u7684\u5de5\u4f5c\u5fc5\u987b\u5177\u5907\u9002\u5e94\u6027\uff0c\u5e76\u4ee5\u5b66\u4e60\u3001\u7814\u7a76\u548c\u5b9e\u9a8c\u4e3a\u57fa\u7840\uff0c\u8fd9\u4e00\u70b9\u81f3\u5173\u91cd\u8981\u3002\u8fd9\u6b63\u662f\u6211\u4eec\u201c\u4f18\u8d28\u5c31\u4e1a\u521b\u65b0\u5b9e\u9a8c\u5ba4\u201d\u7684\u610f\u4e49\u6240\u5728\u3002\u6211\u4eec\u7684\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u548c\u54a8\u8be2\u9879\u76ee\u5c06\u7ee7\u7eed\u4e3a\u4f01\u4e1a\u5bb6\u63d0\u4f9b\u4fbf\u6377\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u6062\u590d\u6027\u8d44\u91d1\u652f\u6301\uff0c\u800c\u201c\u4f18\u8d28\u5c31\u4e1a\u521b\u65b0\u5b9e\u9a8c\u5ba4\u201d\u5c06\u5efa\u7acb\u4e00\u5957\u5e38\u89c4\u7684\u7814\u7a76\u548c\u5b9e\u9a8c\u6d41\u7a0b\uff0c\u4ee5\u786e\u4fdd\u6211\u4eec\u7684\u9879\u76ee\u4e0d\u65ad\u53d1\u5c55\u58ee\u5927\u3002 <em>\u548c<\/em> \u5e76\u79ef\u6781 <em>\u5f71\u54cd <\/em>\u6211\u4eec\u793e\u533a\u4e0d\u65ad\u53d8\u5316\u7684\u9700\u6c42\uff0c\u8d4b\u4e88\u5458\u5de5\u548c\u4f01\u4e1a\u4e3b\u66f4\u591a\u6743\u529b\u3002.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u4f7f\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFIs\uff09\u80fd\u591f\u771f\u6b63\u5b9e\u73b0\u6c11\u6743\u9886\u8896\u4eec\u63d0\u51fa\u7684\u670d\u52a1\u4e8e\u79cd\u65cf\u548c\u7ecf\u6d4e\u6b63\u4e49\u7684\u613f\u666f\uff0c\u6211\u4eec\u4e0d\u80fd\u5404\u81ea\u4e3a\u653f\u3002\u6211\u4eec\u5fc5\u987b\u643a\u624b\u5408\u4f5c\uff0c\u521b\u9020\u6301\u4e45\u7684\u7cfb\u7edf\u6027\u53d8\u9769\u3001\u5177\u6709\u5f71\u54cd\u529b\u7684\u601d\u60f3\u9886\u5bfc\u529b\u4ee5\u53ca\u53d8\u9769\u6027\u7684\u653f\u7b56\u3002\u867d\u7136PCV\u7684\u65e5\u5e38\u5de5\u4f5c\u4e3b\u8981\u56f4\u7ed5\u6211\u4eec\u7684\u5c0f\u4f01\u4e1a\u5ba2\u6237\u5c55\u5f00\uff0c\u4f46\u6211\u4eec\u7684\u201c\u4f18\u8d28\u5c31\u4e1a\u521b\u65b0\u5b9e\u9a8c\u5ba4\u201d\u5219\u63d0\u5347\u4e86\u8fd9\u9879\u5de5\u4f5c\u7684\u6c34\u5e73\uff0c\u5e76\u63a8\u52a8\u4e86\u5404\u5730\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\u548c\u5f71\u54cd\u529b\u6295\u8d44\u8005\u7684\u53d1\u5c55\u3002\u6211\u4eec\u4e0e\u793e\u533a\u5408\u4f5c\uff0c\u670d\u52a1\u793e\u533a\uff0c\u5e76\u901a\u8fc7\u6211\u4eec\u81ea\u8eab\u7684\u9879\u76ee\u3001\u670d\u52a1\u548c\u62db\u8058\uff0c\u6539\u53d8\u6211\u4eec\u529b\u6240\u80fd\u53ca\u7684\u4e00\u5207\u3002\u6211\u4eec\u4e0e\u6295\u8d44\u8005\u548c\u8d44\u52a9\u8005\u7d27\u5bc6\u5408\u4f5c\uff0c\u786e\u4fdd\u8d44\u91d1\u548c\u652f\u6301\u4ee5\u80fd\u591f\u8ba9\u6211\u4eec\u53d1\u6325\u4fee\u590d\u4f5c\u7528\u7684\u65b9\u5f0f\u6d41\u5411\u6211\u4eec\u3002\u4f46\u8fd9\u4ec5\u4ec5\u662f\u5f00\u59cb\u3002\u6211\u4eec\u7684\u5021\u5bfc\u5de5\u4f5c\u4f7f\u6211\u4eec\u80fd\u591f\u653e\u5927\u90a3\u4e9b\u88ab\u653f\u5e9c\u548c\u79c1\u8425\u90e8\u95e8\u8f9c\u8d1f\u3001\u5e76\u4e14\u4ecd\u5728\u88ab\u8f9c\u8d1f\u7684\u4f01\u4e1a\u5bb6\u3001\u5de5\u4eba\u548c\u793e\u533a\u7684\u58f0\u97f3\uff0c\u4ece\u800c\u63a8\u52a8\u66f4\u5e7f\u6cdb\u7684\u7cfb\u7edf\u6027\u53d8\u9769\u2014\u2014\u4f7f\u6e38\u620f\u89c4\u5219\u66f4\u52a0\u516c\u5e73\u3001\u53ef\u8d1f\u62c5\u3001\u4eba\u4eba\u53ef\u53ca\u3002.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2022\u5e74\uff0c\u968f\u7740\u6211\u4eec\u65b0\u6218\u7565\u7684\u542f\u52a8\uff0cPCV\u5c06\u5728\u52a0\u5dde\u5404\u5730\u6df1\u5165\u63a2\u7d22\u4ee5\u793e\u533a\u4e3a\u4e3b\u5bfc\u3001\u7cbe\u5fc3\u8bbe\u8ba1\u7684\u751f\u6001\u7cfb\u7edf\u6a21\u5f0f\uff0c\u9996\u5148\u4ece\u6211\u4eec\u7684\u5bb6\u4e61\u5965\u514b\u5170\u5f00\u59cb\u3002\u6211\u4eec\u8fd8\u5c06\u901a\u8fc7\u516c\u76ca\u5546\u4e1a\u54a8\u8be2\u9879\u76ee\uff0c\u4e0e\u5168\u56fd\u5404\u5730\u7684\u793e\u533a\u7ec4\u7ec7\u548c\u5176\u4ed6\u793e\u533a\u53d1\u5c55\u91d1\u878d\u673a\u6784\uff08CDFIs\uff09\u5f00\u5c55\u66f4\u6df1\u5165\u7684\u5408\u4f5c\u3002\u6211\u4eec\u7684\u54a8\u8be2\u670d\u52a1\u5c06\u5145\u5206\u8003\u8651\u6211\u4eec\u6240\u670d\u52a1\u7684\u4f01\u4e1a\u5bb6\u548c\u793e\u533a\u7684\u591a\u6837\u6027\u548c\u751f\u6d3b\u7ecf\u9a8c\uff0c\u652f\u6301\u4f01\u4e1a\u53d1\u5c55\u548c\u5458\u5de5\u8d4b\u80fd\uff0c\u6700\u7ec8\u5e2e\u52a9\u50cfKrystell\u8fd9\u6837\u7684\u4f01\u4e1a\u4e3b\u6210\u4e3a\u793e\u533a\u53d8\u9769\u7684\u63a8\u52a8\u8005\uff0c\u5e76\u4fc3\u8fdb\u79cd\u65cf\u548c\u793e\u533a\u8d22\u5bcc\u7684\u589e\u957f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u5165\u6211\u4eec<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u5165\u6211\u4eec\u3002\u5982\u679c\u60a8\u76f8\u4fe1\u4ee5\u79cd\u65cf\u548c\u7ecf\u6d4e\u6b63\u4e49\u4e3a\u4e2d\u5fc3\u7684\u7ecf\u6d4e\u6a21\u5f0f\uff0c, <a href=\"mailto:bulbul@pcvmail.org\" target=\"_blank\" rel=\"noreferrer noopener\">\u8bf7\u70b9\u51fb\u6b64\u5904\u8054\u7cfb\u6211\u4eec\uff0c\u4e3a\u548c\u5e73\u961f\u75ab\u82d7\u9879\u76ee\u63d0\u4f9b\u8d44\u91d1\u3002<\/a> \u6211\u4eec\u9700\u8981\u5229\u75280%-2%\u7684\u8d44\u91d1\u548c\u62e8\u6b3e\u6765\u5f00\u5c55\u5de5\u4f5c\u3002\u60a8\u53ef\u4ee5\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\u3002 <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/small-business-services\/join-the-small-business-support-circle\/\">\u4e0e\u6211\u4eec\u5408\u4f5c<\/a>, \u62a5\u540d\u6210\u4e3a <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/small-business-services\/mentor-small-business-owners\/\">\u8fd9\u91cc\u63d0\u4f9b\u516c\u76ca\u5546\u4e1a\u54a8\u8be2\u670d\u52a1\u3002<\/a>, \u5982\u679c\u60a8\u662f\u4e00\u4f4d\u6b63\u5728\u5bfb\u627e\u514d\u8d39\u5efa\u8bae\u7684\u4f01\u4e1a\u5bb6\uff0c\u6216\u8005 <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/%e5%b0%8f%e4%bc%81%e4%b8%9a%e8%b4%b7%e6%ac%be\/\">\u771f\u6b63\u8d1f\u62c5\u5f97\u8d77\u7684\u8d44\u91d1<\/a>, \uff0c \u4f60\u53ef\u4ee5 <a href=\"https:\/\/www.pacificcommunityventures.org\/zh\/small-business-advising\/\">\u70b9\u51fb\u6b64\u5904\u4e86\u89e3\u66f4\u591a\u4fe1\u606f<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u513f\u7ae5\u4fdd\u80b2\u2014\u2014\u4ee5\u53ca\u6258\u513f\u6240\u7ecf\u8425\u8005\u4e3a\u7ef4\u6301\u8fd0\u8425\u800c\u82e6\u82e6\u6323\u624e\u3001\u6258\u513f\u6240\u5458\u5de5\u4e3a\u83b7\u5f97\u5e94\u6709\u7684\u5de5\u8d44\u548c\u798f\u5229\u800c\u5954\u6ce2\uff0c\u4ee5\u53ca\u5728\u8054\u90a6\u653f\u5e9c\u6ca1\u6709\u63d0\u4f9b\u4efb\u4f55\u5e2e\u52a9\u7684\u60c5\u51b5\u4e0b\uff0c\u5de5\u85aa\u7236\u6bcd\u4e3a\u8d1f\u62c5\u6258\u513f\u8d39\u7528\u800c\u82e6\u82e6\u6323\u624e\u2014\u2014\u5df2\u7ecf\u6210\u4e3a\u8fc7\u53bb\u4e24\u5e74\u7684\u4e00\u5927\u4e3b\u9898\u3002\u4f4d\u4e8e\u5965\u514b\u5170\u7684 La Plazita \u5e7c\u513f\u56ed\u662f\u4e00\u5bb6\u5730\u9053\u7684\u897f\u73ed\u7259\u5f0f\u5e7c\u513f\u56ed\u2026\u2026<\/p>","protected":false},"author":61,"featured_media":17749,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-17748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pcv-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/posts\/17748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/comments?post=17748"}],"version-history":[{"count":0,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/posts\/17748\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/media\/17749"}],"wp:attachment":[{"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/media?parent=17748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/categories?post=17748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificcommunityventures.org\/zh\/wp-json\/wp\/v2\/tags?post=17748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}