データコモンズ

See how your lending decisions compare — and where you can say yes more often.

Join peer CDFIs sharing anonymized lending data to unlock peer benchmarks, risk insights, and mission-aligned opportunities to expand access to capital.

Book a demo ➜
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仕組み

Three steps from data contribution to actionable peer intelligence.

1

Contributed Anonymized Data

Securely submit loan-level data through our encrypted pipeline. No borrower names, no institution identifiers —
just the lending signals that matter.

2

We Anonymize & Aggregate

Our platform strips all identifying information and applies aggregation thresholds. Your data is pooled with peer CDFIs before any insight is generated.

3

Receive Peer Benchmarks

Access real-time dashboards comparing your approval rates, risk profiles, and mission reach against anonymized peer institutions — then make bolder, better decisions.

Who Is This For?

Built for mission-driven lenders of every size and structure.

CDFIs & Mission Lenders
Compare approval rates, charge-off performance, and underwriting thresholds against peers serving similar markets. Ground your decisions in real network outcomes.

Community Banks & Credit Unions
Benchmark your community lending portfolio against institutions of similar asset size and geography. Identify where you can responsibly expand credit access.

Portfolio & Risk Teams
Validate your risk appetite against peer data. See how similar institutions manage delinquency, concentration, and mission-aligned lending without sacrificing performance.

Emerging & Growth-Stage Lenders
New to lending or scaling fast? Use peer data to calibrate your guidelines from day one. Don't start from scratch — start from what's working across the network.

What the Data Commons unlocks

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorPredictive analytics to augment underwriting decisions

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorBenchmark your CDFI's performance against peers

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorIdentify new markets for expansion

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorSimulate financial and impact outcomes based on product parameters

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorGenerate recommendations for deepening community impact

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorPreferential access to products and innovations from the models you contribute to

28,600+ Green Check Mark Stock Illustrations, Royalty-Free Vector Graphics & Clip Art - iStock | Green check mark transparent, Green check mark icon, Green check mark vectorStaff capacity respected — fewer than 5 hours per month required

よくある質問

Common questions from CDFIs evaluating the commons.

Who can see my data?
What if I'm a small CDFI with a thin portfolio?
What specific data fields do I need to submit?
How often is the data updated?

See the Data Commons in action

Book a 30-minute walkthrough with our team. We'll show you
peer benchmarks, walk through the data model, and
answer your compliance questions.

Book a demo ➜