East Bay Small Business Loans
Does your small business need funds to increase inventory, expand or update your space, scale up for a new opportunity, purchase equipment, or add new jobs? Pacific Community Ventures can help. We’re a mission-driven lender that provides fair and affordable loans from $10,000 — $250,000 to California small businesses. Our loans help small business owners like you thrive and be successful. We’re here to help small business owners build back better from the COVID-19 pandemic, including the capital and advice needed to pivot or reopen safely and sustainably.
Our staff and financial advisors will get your small business’ finances in order, and as one of our small business loan borrowers you’ll get free access to our network of over 2,000 business advisors for help in any area you need, like marketing, business strategy, or sales. All of the areas that you may face challenges in as you grow your business. With a PCV small business loan, you’re not alone — we’re here with you.
Loan Qualifications
If you’re a California company that’s been in business for at least 12 months then we’d love to work with you! We don’t require a minimum credit score, and specialize in working with small business owners who’ve had a hard time accessing capital, like female entrepreneurs, immigrant entrepreneurs, entrepreneurs of color, and borrowers that may have been turned down for SBA or traditional bank loans.
Why Our Loans Are Different
Building a successful small business involves overcoming many challenges, and it’s even harder if you’re new to the country or don’t have money from your family to help you get started. We give entrepreneurs hope by helping you knock down structural barriers and arming you with resources, advising, and investment. Pacific Community Ventures is also proud to be participating as a community lender in the California Rebuilding Fund.
How It Works
As a nonprofit community investor, we’re more flexible than a bank, credit union, or the Small Business Administration. We make the loan process simple and straightforward.
We Care About You
We’ve been providing small business support to California communities for 20 years, and we want a personal relationship with each and every business owner we work with.
We Respond Quickly
We’ll give you quick response on your eligibility. Our loan officers will respond to your loan application within 48 hours, and guide you through the process.
With You All the Way
We provide one-on-one guidance during the application process and the entire time your business is paying back the loan, to ensure your long-term success.
Our Lending Networks
Keba Konte has demonstrated his commitment to creating good jobs for people in Oakland, California. In fact, over the years he’s created over fifty jobs through three enterprises. But, when he went to his bank to secure funding to open a new wholesale coffee roastery and cafe, he was turned down.