Small Business Resources Roundup

Patrick DugganSmall Business Advising And Mentoring, Small Business Resources

small business cashflow

Each month, we bring you the latest roundup of resources for small business owners bootstrapping their businesses and creating quality jobs in their communities. Don’t forget to follow us on Twitter at @PCVtweets. Every Monday we post a new collection of new must-read small business resources, articles, and news. Are there any specific areas your business needs advice in? Let us know, and we’ll search for what you need to add to our monthly roundup.

Meet Our Latest Borrower: Native Juice Co.

Patrick DugganSmall Business Clients And Success Stories, Small Business Loans

native juice company

Native Juice Co. is a juice and smoothie bar that specializes in fresh beverages made from local ingredients. The company also serves healthy snacks such as salads, wraps, avocado toasts, and soba noodle dishes. The owners support the broader local economy and local producers by sourcing all of their ingredients from Bay Area farmers’ markets as well as from a local farm in Petaluma that produces ingredients exclusively for them. Founded in 2013 by Caitlin Meade and Nicole Fish, Native Juice started off as a stand at two of the bay Area’s bigger farmer’s markets (Oakland’s Grand Lake and San Rafael’s Civic Center), and as a popoup on the corner of Montgomery Street and Pine Street San Francisco’s bustling financial district. After two successful years building up their name recognition and a loyal local following at this location, Caitlin and Nicole opened Native Juice’s first brick-and-mortar flagship location. And from … Read More

Public Policy and Investments in Good Quality Jobs

Patrick DugganInSight, Publications, Quality Jobs

Quality Jobs Pacific Community Ventures

Despite years of economic growth and a declining unemployment rate, the economy – from the perspective of many Americans – is far from healthy. For decades, wages for everyone but the top quintile of earners have remained stagnant or declined, while Americans’ participation in the workforce is at its lowest level in nearly forty years. At Pacific Community Ventures, we believe that community development financial institutions (CDFIs) and the broader impact investing industry are ideally positioned to tackle this issue by supporting businesses that create high-quality jobs offering decent wages, benefits, career and wealth-building opportunities, and fair and engaging workplaces. Yet America’s jobs problem is too large and complex for individual businesses and investors to confront on their own. Without a concerted effort by government to improve job quality in partnership with businesses, investors, and the social sector, we cannot credibly expect to see changes in the economic trends that … Read More

PCV Reaffirms Our Support For The Small Business Borrower’s Bill of Rights

Patrick DugganPCV News, Small Business Loans

small business borrower bill of rights

We work with small business owners who have a dream, but who don’t have big built-in networks or access to enormous sums of capital. For example, the fastest-growing group of Americans starting new ventures is African-American women. But you’d never know that based on where the money is going.  Sarah Kersten Studio in Berkeley has been manufacturing heirloom-quality ceramics for Bay Area consumers and restaurants for the past four years. Sales have increased steadily, as has their popularity with major San Francisco restaurants like Frances and Octavia. As a growing small business, owner Sarah was having trouble accessing traditional sources of capital to expand her inventory. Her company didn’t meet the guidelines of most mainstream lenders, so Sarah had to look for an alternative lender. Pacific Community Ventures was able to provide Sarah a loan with an affordable rate. Sarah’s story is the story for thousands of California small businesses. … Read More

Advisor Appreciation and Networking Event

Patrick DugganPCV News, Small Business Advising And Mentoring, Small Business Resources

advisor mixer

Pacific Community Ventures is excited to invite you to our first Advisor Appreciation & Networking Event! Our advisors are the heart of our small business mentoring program, and all of our program’s success is due to your commitment to see small businesses across America succeed. This night is all about you! We want to show our appreciation for the time and talent you continue to donate, and to provide a long-requested opportunity for our advisors to network with each other. Please join us: Thursday, May 25 5:30 pm – 9:00 pm 25 Lusk 25 Lusk Street, San Francisco, CA 94107 Light fare and drink tickets will be provided We’ll host a brief program sharing the impact your advice made on our small business community in 2016, a raffle featuring products from advised small businesses — and most of the evening is reserved for you to network with each other.   Thank … Read More

What’s New In Impact Investing? April Roundup

Patrick DugganImpact Investing, InSight

wind farms impact investments

Impact investing is about using markets and money for social good. Impact investing is built on the belief that private capital can play a powerful role in solving the massive global challenges of our day, and that capital markets should work for good as well as profit. This vision is realized through investments made into companies, organizations, and funds with the intention to generate measurable social and environmental impact alongside a financial return. Every month, PCV will give you a roundup of what’s new in the field, what conversations are taking place, and how you can get involved. Here are some highlights from April: The big news this month was The Ford Foundation’s announcement that it was putting $1 billion dollars of its endowment toward social impact investments. Foundations pioneered impact investing – or mission investing – with their program dollars, but it’s taken the maturation of the field for … Read More

An Economy For Everyone: April Good Jobs Recap

Patrick DugganQuality Jobs

good quality jobs working class

In order to build wealth and create opportunities in and across America’s underserved communities, and reverse the troubling trends we’re seeing in our economy, we no longer find it defensible to focus on job creation alone. It’s clear that job creation does not itself equate to lasting economic change. And so, we must shift our focus to the creation of higher quality jobs — jobs that are good for workers and their families, good for businesses, and good for communities — enabling us to build an economy that works for everyone. Each month, we bring you the latest roundup of news from the fight for quality jobs for working people. More Americans work in retail than in manufacturing or mining. Over the last two weeks you’ve probably read a lot about big job losses in the retail sector, from Sears and Macy’s to Kmart and Urban Outfitters. According to Slate … Read More

PCV Receives Grant from Aspen Institute to Create Quality Jobs Toolkits for Retail Small Businesses

Patrick DugganPCV News, Quality Jobs

reimagine retail quality jobs

The Aspen Institute Economic Opportunities Program announced today that it has awarded a grant $200,000 to Pacific Community Ventures to take part in Reimagine Retail, a project made possible through a $5.5 million grant awarded by the Walmart Foundation to the Aspen Institute in 2016. Over a two-year period, Pacific Community Ventures will engage retail employers and explore strategies to improve job quality and support advancement for retail workers. Workforce development organizations, retail businesses, and other partners have potential to collaborate to improve the quality of jobs for workers in entry-level positions, create pathways for advancement in retail and related sectors, and increase employee engagement, productivity, and retention. To explore open questions about how to expand opportunities for working people, leaders in these fields will need to build capacity, experiment with new and innovative strategies, and learn from their experiences. Through Reimagine Retail, the Aspen Institute Economic Opportunities Program (EOP), … Read More

Small Business Resources Roundup

Patrick DugganSmall Business Advising And Mentoring, Small Business Resources

small business credit

Each month, we bring you the latest roundup of resources for small business owners bootstrapping their businesses and creating quality jobs in their communities. Don’t forget to follow us on Twitter at @PCVtweets. Every Monday we post a new collection of new must-read small business resources, articles, and news.   Are there any specific areas your business needs advice in? Let us know, and we’ll search for what you need to add to our monthly roundup.

Thriving Small Businesses Means A Thriving Bay Area

Patrick DugganPCV News, Small Business Advising And Mentoring, Small Business Loans, Small Business Resources

bay area small business cdfi

Picture a few of your favorite small and independent businesses. Maybe you love stopping by Equator Coffee or Boba Guys on the way into work, shopping at Benny Gold or Heath Ceramics, working out at The Dailey Method, or sitting down at Brown Sugar Kitchen and hoping a few Warriors grab the table next to you. Now what if I told you that without a small handful of government programs, many of your favorite places might not exist? The so-called “Skinny Budget” cuts funding for several successful bi-partisan small business programs that helped launch and grow tens of thousands of small businesses across the Bay Area – and hundreds of thousands across America. It cuts $42 million from Small Business Administration programs aimed at new job creation; $32 million from programs that help people of color start companies and hire more employees; and completely eliminates the Community Development Financial Institution … Read More