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In order to serve more California small businesses that have been impacted by COVID-19, PCV is participating in the California IBank Disaster Loan program. This means we’re able to proudly offer two loan programs: California IBank Disaster Loans up to $100,000, and PCV’s Flexible Small Business Loan Program with loans up to $250,000.
All applicants will be considered for the loan program that best fits their business needs once they begin to work with our underwriting team. The following application is designed to streamline the process for applicants to move forward as efficiently as possible.
Take 5 minutes to tell us about yourself and your business and our team will contact you within 48 hours to discuss your loan application. To process your small business loan application, you’ll be asked to upload a credit report authorization form, your three most recent business bank statements, and your 2019 or 2020 tax return or a basic profit and loss (P&L statement). If you don’t have one of these and need some help, here’s a step-by-guide to put one together.
Details of our Disaster Loan Program:
- Loans and microloans can be for up to $100,000
- Loans can range from 1 – 5 years
- Interest rates from 4.25%
- No penalties for early repayment of loans
- All loans are fully amortized
- No hidden fees: One-time 1% – 5% loan fee at closing
- Minimum credit score of 550 required for consideration
- Free access to our pool of 2,000+ expert business advisers
Details of our Standard Loan Program:
- Loans and microloans up to $250,000
- Loans can range from 1 – 5 years
- Interest rates range from 4.25% – 13% fixed per year (depending on the loan amount and other factors)
- No penalties for early repayment of loans
- All loans are fully amortized
- No hidden fees: One-time 1% – 5% loan fee at closing
- No minimum credit score required for consideration
- Free access to our pool of 2,000+ expert business advisers