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If you’re a California company that’s been in business for at least 12 months, and you’ve got at least 1 part- or full-time employee, then PCV Small Business Lending will work with you on a loan that fits your needs. If you’ve been in business for less than twelve months or need less than $10,000, you can contact us here for a referral to one of our partners. 

Details of our loan program:

  • Loans and microloans can range from $10,000 – $200,000
  • Loans can range from 1 – 5 years
  • Interest rates range from 7% – 13% fixed per year (depending on the loan amount and other factors)
  • No penalties for early repayment of loans
  • All loans are fully amortized
  • No hidden fees: One-time 1% – 5% loan fee at closing
  • No minimum credit score required for consideration
  • Free access to our pool of 700+ expert business advisers

Take 5 minutes to tell us about yourself and your business, and we’ll let you know if you’re eligible for our California small business loan program.